startup business loans
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Starting Business
Asked by L.N. from Dallas
on August 7, 2008
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I am trying to start a business but my personal credit is shot due to us loosing our home. I am trying to get $5000. Any advice on how to do this?
Answers
- I agree with a few of the other mamas in that you don't need to try for a loan...you need to pay cash. $5,000 sounds monumental to you, but in terms of business start-...
- Scrimp, save, stay focused & pay cash. It's amazing how it feels to not have the payment. Speaking from experience...
- I don't mean to sound harsh but you need to stop using credit and work at saving up the $5000.00 (work not borrow, as many jobs as you have to for as long as you have ...
Looking for Ways to Get Home Business Start-up Money
Asked by S.T. from Provo
on December 31, 2008
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As I have been gathering together food storage and 72 hour kits for my family, I came up with what I think is a great idea for a home-based business. I am still worki...
Answers
- Hey S., Unlike many companies today, the business I'm in is growing (explosive growth due to the economy and so many people being laid off). I'm looking for a few n...
- Start at the small business resource center in downtown Denver....from there they can set you up with the mentoring group of retired businesspeople. They can help you ...
- There is a government site, am not sure of the web site address . try just looking for Gov Grants. G.
Advice on Opening a New Business
Asked by K.S. from Dallas
on May 1, 2010
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I have recently gotten hooked on baking and am considering opening a bakery in my town. Does anyone have any idea of the start up cost of opening a new business. Any...
Answers
- I have a friend (a previous co-worker) that made cakes out of her home. She took a cake decorating classes, she experimented, she got better and better -- between co-...
- In Texas it's not legal to make food in your home kitchen. In order to sell at a farmer's market or make cakes for weddings etc, you will need a commercial kitchen. ...
- Katherine, My husband has been in the baking industry for 40 years. We have lots of great friends with wonderful bakeries all over the United States. You are wise to g...
Cakes and Treats
Asked by J.K. from York
on February 15, 2009
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My name is J. and i'm a 25 yr old SAHM, i have always wanted to start my own baking business but not sure about the right channels to go thru. Does anyone on here know...
Answers
- Congratulations on making the decision to become a business owner. Sounds like a "SWEET" idea! :-D First off before you make any plans for your business you should...
- Hi J., Start small in your kitchen. Word of mouth and flyers are best advertising in the beginning. Check out other websites of bakeries in your area for competiti...
- Hi J., I own my own interior design business and I can give you lots of tips, etc. for the process of starting your own business. There are lots of things that per...
Looking for Ideas
Asked by A.W. from Boston
on February 20, 2008
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I never dreamed before I had children that I'd want to stay home with them, which is why I went to law school in the first place. Now, I've been out 4 years and I'm w...
Answers
- Hi A. I felt the exeact same way and struggled for a long time! I am an Occupational Therapist and could make good money and had a flexible schedule, recently the ho...
- Hi A., I am on the other side of the coin in my life right now. My kids are grown, and my husband works a lot of hours. I found myself sitting alone at night. I...
- Would you be interested in a different career completely? I know medical transciptionists and coders are always needed and is something you could do from home for an o...
Grants, Working from Home, NO GIMMICKS
Asked by S.A. from Dallas
on July 13, 2006
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I work fulltime but would really like to start my own business working from home. I am currently checking into a Home Helper business that offers services to Mom as w...
Answers
- The only way I know of to secure grants is to become a non-profit. That does not mean you do not make money, there are just some extra rules and regulations. There a...
- Hi S., I completely understand the desire to work from home to spend more time with your kids... I have had such a terrible time leaving my daughter to return to wo...
- Sorry S.. I asked an SBA representative personally and he said there are no grants to start a business, only loans.
Any Advice for Starting a Children's Boutique?
Asked by D.L. from Dallas
on April 9, 2007
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I'm a corporate career woman and mom of one amazing 2 1/2 year old daughter. I've been in the same line of work for almost 16 years now and am thinking more and more ...
Answers
- D., I am not trying to be negative here, so take my advice/feedback with a grain of salt and merely as just another way of looking at the total picture before you j...
- I make baby and boutique items and I would love to open a boutique. There is a website I sell on, www.etsy.com and I'm sure you could post on the forums and some bouti...
- HI D.! It's so cool you're wanting to follow your dream. When I read your message the first thing that came to my mind is a boutique that used to be here in Allen. ...
What to Do
Asked by J.J. from Milwaukee
on February 8, 2011
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I am just looking for something to do but can't pin point what. I love crafts and watching HGTV. Wouldn't mind being a realtor but would rather be enjoying my weekends...
Answers
- Do you have a bachelors degree? You could be an elementary school art teacher. If not, maybe you could market yourself to daycares as an activities director. You c...
- We have a friend that leads kids birthday parties and they do crafts depending on their interests. The kids LOVE her and she is a popular entertainer.
- Is this for a hobby or a job?
Need Help Deciding What to Do About Finances
Asked by L.B. from Minneapolis
on July 14, 2007
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I hope someone can help me out there. We are having serious finance problems. Me and my husband both work but he does not make much $ and we have a few credit cards....
Answers
- You and your husband need to talk about it. It is not easy. I am going through the same thing. You need to tell him how you feel and you need to make hime tell you ...
- I might be able to help, call me at 877-740-5757
- Hey L. (I am updating my response after having more time to review the other responses...) My heart goes out to you. I have two suggestions in response to the oth...
Schooling Poll...Please Take If You Would
Asked by H.J. from Minneapolis
on October 10, 2011
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1. Do you have a bachlors degree and if so do you make more then $50,000 with that degree a year?
2. Does your hubby have a bachlors degree and if so does he make mor...
Answers
- My husband and I both have a Bachelor's degree and both make over 50,000/yr. That being said, I have been out of college for 10 years and I think my own work ethic ...
- I have a bachelor's degree but make less that $50,000/yr but I am sure that I make more than I would if I didn't, particularly in the small town I live in. My husb...
- I sent you my responses in a private message.