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Debt Collection-am I Being Scammed?
Preschool & Head Start · Public vs. Private · Readiness to Start .... Tell them the debt is not collectable and hang up then send them a letter ... Meanwhile, you could check with the better business bureau to see if the business is legitimate. ... There are companies out there that buy these old loans for pennies, ...
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- There is such a thing as a deficiency judgment (meaning the lender files a lawsuit to recover and the court issues a judgment); however, some states have anti-deficien...
- Dear K L, 3rd party debt collection companies and continue to attempt collection until the cows come home. The bottom line is this: The original debt is over 10...
- Hi! I am so sorry to hear about this stressful time for you. Here is my advice: 1) If your husband is still in somewhat of contact with his first wife, he should call...
Seeking New Home Financing for Not So Good Credit
loan officer in 2 answersMominlaw is a loan officer for First Select Mortage ... had to do business with her but I know she's been in this line of business ...
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- Hi M.! My husband's firm does mortgages and he has told me incredible stories about how some of his clients have been turned down by almost every other lender, includ...
- Hi there M., My name is L. Anderson and I am a Realtor in Indiana. I work very closely with a fellow by the name of Bill Zakutansky who works for a Brokerage named Co...
- Hi M.! I can't guarantee he can help, but if anyone can my brother can! His name is Mike Dedo and he is with RLCA. His direct number is 800.601.3589. He's a senior...
Needing Advice on Credit Repair
Also do not go out and apply for a lot of loans (trying to get preapproved) they hit ... If you are just behind a little and able to catch up, you are at a good start. ... I've been through it and that's how I ended up in the business. ...
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- Hi, T.: Check out my website at www.safeharborcreditrepair.org I've been through it and that's how I ended up in the business. I've been in mortgage lending for...
- Go to www.annualcreditreport.com to get a FREE copy of your credit report from all three credit reporting agencies. Reports are free once a year. This is the only one ...
- There is not an easy way to repair credit. It takes a couple years to repair damage that you have done over the years. If you are too far in debt, look at all your o...
Do Banks Check Credit Before Giving You an Account?
... (I'm almost 25 now) so I never needed a credit check to start it, just ' parental authorization' to start it. .... FICO scores can your ability to get a loan, a job, or an apartment. ... I would suggest she clean up her credit. I know it work wonders for me. ... Need Banking Advice for Our Business - McKinney ...
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- some do but not usually a full credit report. They have some way of checking to see if you bounced a lot of checks in the past and would refuse to give you an account...
- Most banks check your check-writing history prior to opening an account for you, or adding you to an existing account.
- I didn't know that either because we don't sign anything giving them permission to do so. I wonder if they are talking about a different type of check in the bankin...
Son and Girlfriend Eating Me Out of House and Home
I also think it's up to you to communicate to your son that you want to limit .... $700 a month in school loans alone because all my parents paid for was food . ..... If not, you could always just start making something you know your son .... she worked as the cook and knew the ins and outs of the whole business ...
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- Hi S.! I feel your pain. My stepson, who is in his thirties, eats so much when he comes to visit that it really puts a strain on the groceries! He might stay for a ...
- Hi, S. -- When I was 21, I'd graduated from college and moved myself across the country by myself to start a new life. So, I have high expectations for young peopl...
- I would have the girlfriend in the kitchenhelping prepare dinner,if she may be your son's future wife she needs to learn to cook.Then have them both buy and prepare di...
19 Year Old Finding Herself
The only way she is going to learn to pick herself up, is if you let her fall and .... Let her know she is welcome to take out a student loan if she wants to remain in college. .... She is a adult and she has to start acting like one. .... If my son wants to sleep with his girlfriend, he better get business taken ...
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- I feel like you if an adult child doesn't want to follow my simple rules for living in my home and I am supporting her cut her completly off. let her support her self...
- Hey S... You are doing the right thing....give her no money or anything else that you pay for...including a roof over her head....it is called tough love...lock you...
- I know this is ging to sound very harsh but TOUGH LOVE is best. I too am on my second marriage. I had to show my daughter the door when she started the same kind of ...
I Hate Being a Working Mom, Advice Please!
Start a home business or a craft that you can sell online or at a local Saturday market or ..... We also ended up taking out a loan on his retirement. ...
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- I hated working too! I worked very hard bringing my daughter into this world and did not want to miss a single moment or milestone. You will have the rest of your life...
- We cut out special items like cable, newspaper, coffees, going to dinner or movies. We unplug everything or turn off our powerstrips. That alone saved us $41 a month. ...
- You and your husband CAN find a way that works. Stay at home Moms ( my older daughter is one) make sacrifices - use ingenuity - work at home -- any and all of the abo...
Savings for Junior
Also, kids can use student loans for education, but you can take out loans .... is in a better position to take out a loan for a home, business, car, etc. ... Most of the CD's I am familiar with, you have to start out with at least $1000.00. .... To teach my kids the importance of saving, I have also set up savings ...
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- We have our daughter's money in a CD. At our Credit Union it is called a certificate plus because you can add money to it. It has a slightly lower interest rate than...
- We have our kids' money in CD's. Just shop around for the best interest rates, and don't forget to renew them when they mature. They do make money.
- I use the MN college savings plan for my children and my nephews. It's a 529 plan through TIAA Cref. The cool thing is that MN has a matching program for MN resident...
Can He Sell the House
This would come up at the closing. (my husband is a real estate broker) In ... Hi, my name is B., I work in the mortgage business, so I know a little about the law. ... I would research a little more, a title company would be a good start. ... I asked all this of our loan officer when we went through the equity, ...
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- He can sell the house because it was puchased before you were married, it's labeled as personal property. You can either assume the mortgage if he's willing to let yo...
- Wow everyone has a lot of opinions. I can tell you exactly what happened to my husband and I. We both owned homes before we were married. When I sold my house, whic...
- Hi L.: I moved to FL from WI about a year ago. I'm not sure of FL law, but I know in WI there is the marital property law which states that anything either of you ow...
Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
Preschool & Head Start · Public vs. Private · Readiness to Start .... You should study up on Countrywide. Those people don't seem to have their act ... We refinanced with the same company that had our original loans, Wells Fargo. ... My brother is a former mortgage broker and he has several friend in the business . ...
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- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
