small loans
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Savings for Junior
Also, kids can use student loans for education, but you can take out loans ... a savings account that you regularly put small amounts in, plus investments. ...
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- We have our daughter's money in a CD. At our Credit Union it is called a certificate plus because you can add money to it. It has a slightly lower interest rate than...
- We have our kids' money in CD's. Just shop around for the best interest rates, and don't forget to renew them when they mature. They do make money.
- I use the MN college savings plan for my children and my nephews. It's a 529 plan through TIAA Cref. The cool thing is that MN has a matching program for MN resident...
Any Experience W/ Transforming Debt into Wealth by John Cummuta or Other Related
Our small group from church used Dave Ramsey's "Total Money Makeover" and ... We were surprised how fast we were able to pay off our cars & student loans. ...
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- My suggestion is to check out Dave Ramsey and his book, "The Total Money Makeover" instead. It is an amazing wealth of information and has changed the way we do money...
- I don't know anything about John Cummuta but according to Suzie Orman you should never pay for this kind of service. Just get a book from the library (any book from S...
- yes, I went to a church seminar he held. I was impressed and felt at ease with the concept. I was given so literture as well. After listening to him speak and havin...
Poll on What You Think About Repaying Parents
5 Oct 2009 ... Loans should be documented in writing and signed by both parties ... it back with a small amount of interest i think like three percent and ...
Answers
- (written after your update) It sounds like you are doing the right thing-being VERY clear about when you can repay and the reasoning why-sorry to hear about your hu...
- I think that you should repay your parents if you borrowed money and it was not given as a gift. If you borrowed the money from a bank would you question whether or no...
- Loans should be documented in writing and signed by both parties clearly spelling out the amount borrowed and when it is expected to be paid back. I agree with the ear...
Need 'Cold' Lunch Ideas
Some would pack salad with a small container of dressing to pour over. ... Home loans/finance----if you have a mgt about to go up you have until December ...
Answers
- I do fresh fruit - and in emergencies - those cans of fruit that are packed in 100% fruit juice - no sugar. Bananas and apples are quick and easy and the stand by -...
- Think fruit and veggies. celery with peanut butter and rasins i think are called ants on a log. Sliced apples and cheese, fruit cups. Google more ideas.
- wow, you've gotten some GREAT ideas! The only thing I can think to add is pb crackers and granola bars. Try freezing some grapes. By the time lunch is around grapes sh...
Any Advice for Starting a Children's Boutique?
As a female you would be entitled to various loans for a "woman" owned ... I put a small note saying what goes in the dish (e.g. carrots, stuffing, etc. ...
Answers
- D., I am not trying to be negative here, so take my advice/feedback with a grain of salt and merely as just another way of looking at the total picture before you j...
- I make baby and boutique items and I would love to open a boutique. There is a website I sell on, www.etsy.com and I'm sure you could post on the forums and some bouti...
- HI D.! It's so cool you're wanting to follow your dream. When I read your message the first thing that came to my mind is a boutique that used to be here in Allen. ...
5-Month Old Won't Sleep More than 2 Hours in a Row
11 Sep 2009 ... They are small enough that you can lie them the direction of the smaller .... library (or at least available through inter-library loan). ...
Answers
- I have a 4 month old and has been in her crib since 10-weeks. I swaddled her for the 1st several weeks with the swaddle-me blankets until she was pretty much able to s...
- Hi there, first of all, good luck reading/trying all these responses! Remember that the "crying it out" method is really a way to TEACH your baby how to sleep by h...
- Would you consider co-sleeping? My son has never been a good sleeper, and co-sleeping has been so helpful. Especially since your baby is nursing, you would find it r...
Experience with Buying a Foreclosed Home
HUD home are FHA loans gone bad and their commission comes out of your bid price . ... If you feel like you need to do extra give a small gift card or ...
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- On a HUD home the Realtor can make anywhere from 0 - 5% of the homes price. It really depends on the contract and the purchase price, etc. A foreclosed home can be w...
- We have bought 2 foreclosures. The first was a HUD a little more paperwork, we payed almost full price for it, but it was during the HOT market times in FL, we sold it...
- If you already have a realtor, why not ask him or her? Is it a friend or family member and you are afraid of offending? With a foreclosure, just remember there is ...
Ok, I Know I Won't Get Much Sympathy, but Here Goes...
16 Oct 2009 ... without kids In her case it's student loans car note mortgage and credit .... Those small expenses add up For example. Eating out 1xweek ...
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- Dave Ramsey's Financial Peace University! Those small expenses add up! For example: Eating out 1x/week $15-20/meal/wk x4wks/mo =$60-80 x12 months =$720-960/year...
- I completely understand where you are coming from. I used to have a corporate job making 56,000 and my husband made about the same but we were still paycheck to payche...
- Totally understand. My husband and I both have good jobs; however, still concerned about finances and were tight every month with paying bills. Last year, we put ourse...
I Hate Being a Working Mom, Advice Please!
With a retirement loan, we pay ourselves the interest, not a bank. .... Well, we live in a small house with a small mortgage, we don't own brand new cars. ...
Answers
- I hated working too! I worked very hard bringing my daughter into this world and did not want to miss a single moment or milestone. You will have the rest of your life...
- We cut out special items like cable, newspaper, coffees, going to dinner or movies. We unplug everything or turn off our powerstrips. That alone saved us $41 a month. ...
- You and your husband CAN find a way that works. Stay at home Moms ( my older daughter is one) make sacrifices - use ingenuity - work at home -- any and all of the abo...
St. Joseph's or Rose-which Is Better Place to Give Birth in Denver, CO
The post-partum rooms are kind of small, but I think that's true wherever .... We loved all but one L&D nurse (she was on loan from CU), but we did not love ...
Answers
- I had all 3 of my kids at Rose, as have alot of my friends. The nurses are really awesome. I'm glad I didn't deliver anywhere else. They have suites on the 6th floor...
- I delivered at Rose Jan 2006 and the nurses and doctors were terrific! I was very happy with Rose and would highly recommend it
- Definately Saint Joseph's! I had both of my children there and had great experiences! I also felt really comfortable there knowing they have a great neonatal intensi...
