small business plans
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Do You Ever Feel like Just Saying 'Screw It All'
23 Sep 2009 ... The small business rat race is even worse than the 9-5 rat race. .... A business plan is needed..again write it down, visual your future ...
Answers
- Hi K.- Some days I feel the same- except with fewer responsibilities. And now I feel like a doof for even complaining. Sigh. My husband and I have spent the better pa...
- Dear K., All I can say is to hang in there. It really is no consolation knowing that you are not the only one in the same situation, or worse. It certainly doesn't ke...
- I think we all sympathize dear. =) Keep your chin up!
Maternity Leav
Of course, she could've thought about it before agreeing to your plan the first time around, but that's a different issue. As a small business owner myself, ...
Answers
- Hi C. I know this is late, but if you might instead be interested in working from home I would love to fill you in on the best kept secrect in home-based business. ...
- You have it in writing that they approved 12 weeks, yes? And it was only verbal that she backpedaled to 6 weeks? I'd try to hold them to the 12 weeks as promised.
- If I were you, I would fight this. Since you already have 3 kids, I'm sure you know that it takes some time to heal physically. You need those 1st 6 weeks just to re...
Kaiser Insurance
It was called "Kaiser Small Business" or "Kaiser PPO" or something. So, not all Kaiser plans are the same. People who hate Kaiser hate it because, ...
Answers
- Hi R., Our family has been with Kaiser for the past 6 years. I have not complaints. It's no longer like the days of old. You can pick and keep the same doctor. ...
- Hi R., We switched to Kaiser because the Blue Shield PPO was getting WAY too expensive and this was the next best offer through my husband's work--I'm a SAHM. I wa...
- I've had Kaiser most of my life and haven't had any problems. It is really convenient not to have to worry about insurance forms and who's covered and who's not. I...
HMO Vs PPO
I would suggest you look into a plan that's between a PPO and HMO. It's what some calls POS (Point of .... small business health insurance · medical kaiser ...
Answers
- Go HMO -- I go to the same Dr. as my PPO friends. I get the same care -- they just pay more. The only thing about HMO is you have to wait a few days/weeks to get a re...
- An HMO is almost always going to be less expensive than a PPO. That is the nature of healthcare. If you have more restrictions and less freedom, you pay less for the...
- I had one HMO and one with PPO...it IS VERY expensive. Since you are not pregos yet, research your PPO of choice and the doctors in it and see if there is one you lik...
Help Building My Business
I considered doing a small mailer and possibly joining the chamber of commerce, but the cost has ... They could give you some business marketing plan ideas. ...
Answers
- Congratulations! You can attend 1-2 Chamber of Commerce meetings for free- I highly recommend it. Go prepared with brochures, cards, specials, coupons, etc. Don'...
- I do website and graphic/logo design at a very affordable price. If you would like a quote, please let me know. Otherwise, if you want to design a site yourself I ca...
- E., I have advertised on mamasource and craigslist. I also put together my own website using www.freewebs.com as the site address suggests, it is free!! mamasource h...
Leaving Small Kids with Grandparents While Vacationing
My husband and I plan to go on our trip the same time as their Spring Break, ... We live in Hawaii, and I had a business trip to San Francisco. ...
Answers
- Hi E., My husband and I took a 10-year anniversary trip, leaving our just-turned-3 and a 6.5-year old with Grandma for a week. It was our first trip away from them. T...
- Hi E.. I am a grandma to one 3 yr old girl. & 5-6 days would be too much for me at her age but i also work full time. I guess it depends on how they feel about it. I n...
- How old are the grand parents, and do they have a aunt or uncle that could drop in and take over for a few hours to give them a break, if you do leave them with the gr...
How to File Taxes for Self Employed
Most small business owners and the self-employed get into tax trouble because ... I have seen too many small business close due to tax liens when people ...
Answers
- You have to file seperate because business do not get refounds they get tax credit. But i have a great bookkeeper and Tax person that we use for our business. She is g...
- You need to keep seperate records for your business and then when you go do your taxes they will do the business and then combine it with your personal. Not sure what ...
- We have a great CPA. His name is Keith Neifach, and his number is ###-###-####. He may be able to do a free consulatation. You may want to find someone as soon as p...
How to Handle This..??
30 Aug 2009 ... her then I ask this bc at my job I can only make changes to my plan once per year .... make money writing · insurance for small business ...
Answers
- go on and get the insurance. that way if she looses her job it won't can back to bit you in the rear. you can't have to much coverage. mom of 7, R.
- Get the insurance. United Concordia is not that much for family care and what if she needs fillings or something that the dentist won't cover pro bono.
- With your insurance, wouldn't you still have to pay a percentage of the cost? That is how mine is and if she can get it for free, it wouldn't make sense to do that. I ...
Health Insurance
We need to change our health insurance as our cobra plan is running out. ... get small business insurance coverage that you could enroll the spouse with. ...
Answers
- Insurance is always so expensive! My husband and I own our own business and through that we have insurance - I think a little over 1000/mo for me, him, and the baby. ...
- Trust me, I know everything is crazy expensive. My husband is self employed and I am currently working only 1 day a week. We pay for our health insurance out of pock...
- We also did the Child Health Plus/Healthy NY program. We didn't qualify as a family for Family Health Plus but did get the kids covered under Child Health Plus. They...
Health Insurance
I believe God has a plan for all of us, Even if we can't see what it is right now. ..... buy health insurance · small business health insurance ...
Answers
- N., I have my own business that we offer Health/Dental disount benefits. So it isn't actual insurance, but it will at least give you a discount compared to paying f...
- Hi N.! Try calling this guy Larry Tripke, ###-###-####. email address ____@____.com helped me and my family. We got health insurance for my whole family with Health...
- You have a lot of great advice on how to get it, but in the meantime, you REALLY need to go to your ob/gyn and just pay them cash for your prenatal care. They want to...
