should we refinance our home
Related Questions & Answers
Results 1-10 from 254 articles
Parents Co-Signing on Home Loan
Should I just wait untill we can do it on our own? HELP Moms! :) .... We thought we would refinance as soon as we could. Now, we have been in the house for ...
Answers
- S., Here is my opinion, wait till you can do it on your own. We have owned 2 town houses in the past, with no co-signers. We put a house under contract I lost my ...
- Most financial advisors I've ever heard are against co-signing. I'm not sure all the reasons why, but people I know who have done it wish they never had as it ruins t...
- I would wait. "Co-signing" on a home is really just both of you buying it. They would have all rights to it just as you would. If you aren't comfortable with that situ...
Losing My Home Please Help
We have been in our home for 11 years and MORE THAN ANYTHING we don't want to lose it. .... Should We Miss a House Payment? ... Should I Refinance? ...
Answers
- I'm sorry, I wish i knew more about loan modification. I do know someone who might be able to help you out. Here's his website http://www.hugochinchay.com/ I kno...
- S. - I am so sorry you are in this situation. My husband and I are currently putting our house on the market and hoping the bank will accept a short sale to avoid ...
- My best friend and husband where in your same situation last yr. Even had the house packed up and rental in place. She took one last chance and talked to the bank abou...
Renting a House
My husband and I own a Real Estate/Mortgage company and our main focus is assisting people who need to sell or refinance their home to avoid foreclosure. ...
Answers
- When we were looking to rent we used www.realtor.com. Turned out, though, that we were able to buy, getting an FHA loan with only 3% down & paying monthly about as muc...
- When I was growing up, our family dog was a Collie named "Spirit"! Anyhow... My husband and I own a Real Estate/Mortgage company and our main focus is assisting pe...
- My husband is a Realtor and owns his own property management company. He helps individuals and families find homes in the metroplex that are for rent or lease. Feel ...
Foreclosures
My husband is a mortgage broker and as we watched our home depreciate, ... find that they might be heading towards the loss of their home, they should alway ...
Answers
- Walking away means that you allow the lender to foreclose on your home and YES it does have consequences! It's not easy, it's stressful and To have your home foreclos...
- When a homeowner "walks away" from their home....it simply means that they are moving out of their home and letting the bank have it. Unfortunately, we find ourselves ...
- B. ~ "Walking away" means that you just stop paying on your mortgage and let the home go into foreclosure. Yes, it affects their credit history for anywhere from 2 to...
Going Back to School and Not Working
So, I am a stay at home mom and I go to school online. .... First we had to refinance the house and add some bills into our ... You should try filling out a FAFSA ( www.fafsa.ed.gov ) or go to your schools financial aid office. ...
Answers
- Sometimes a bit of extra income helps - and won't send you over the limits to disqualify you from financial aid. I work from home, setting my own hours - with a compa...
- Congratulations on the decision to go back to school!!! I went back two years ago, originally thinking we could do it on one income....it turned out that I didn't ...
- You should try filling out a FAFSA ( www.fafsa.ed.gov ) or go to your schools financial aid office. You need you most current tax form to be able to fill it out, but ...
Mom Whose Thinking of Buying a home...HELP!!
Anyway, we have made a few payments and our new minimum is now 0. Even though, we are fixing it .... Next question: Refinancing Home ... Should I Refinance? ...
Answers
- I bought my first home with a first time home buyer assistance down payment loan from the city where I live. I first went through a home buyer education series, spent ...
- Hi L. and Shanna, I'm in a similar situation. I'm in the Charlotte, NC area. In everyone's experience, is a realtor like Shanna described your best bet in finding ...
- Hehe, I know your pain! It took us several years to buy the house we're in now. We talked to the bank, talked to brokers, and had our heades spinning by the time it ...
Can He Sell the House
Read all 11 responses: "My huband purchased our home 3 years ago prior to ... Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate? ...
Answers
- He can sell the house because it was puchased before you were married, it's labeled as personal property. You can either assume the mortgage if he's willing to let yo...
- Wow everyone has a lot of opinions. I can tell you exactly what happened to my husband and I. We both owned homes before we were married. When I sold my house, whic...
- Hi L.: I moved to FL from WI about a year ago. I'm not sure of FL law, but I know in WI there is the marital property law which states that anything either of you ow...
How Old Should a Child Be Before They Should Stay Home Alone?
How Old Should a Child Be Before They Should Stay Home Alone? .... We did the same thing with our daughter running to the store for a few mins. ...
Answers
- I baby sat at that age too. She sounds like she is plenty old enough to stay home alone, especially if she has a way to reach you at all times (if you carry a cell ph...
- Only you know for sure.. The maturity level of one 11 year old compared to another could be as different as night and day. If you believe your daughter is responsibl...
- Hi A., Boy, this brings back memories for me! I was about that age when I started staying home alone. My parents just got divorced and we didn't have alot of money fo...
I Ask This with Humility....
We refinanced our house and stopped using credit all together. ..... Dave Ramsey says your house payment should be 25% of your take home income. ...
Answers
- There are certain protections for your home under bankruptcy law and provisions that allow you can affirm debts (agree to keep paying them) and keep the asset. You sho...
- Don't do it! If you're already in a stressful financial situation - you have to humble yourself & buy a car you can pay cash for - no financing, or it will only get wo...
- Hi Candace, It sounds like you have time to plan. If hubby graduates in the fall, loan payments won't start immediately. Does he change jobs after graduation or now...
He Has as Good as Credit as You Can Get... I Have the Worst - What Happens When
Slowly but surely we just started building up our credit on my side. Later when we bought a home we did have to do a little credit repair on his side but it ...
Answers
- In our house it is the same story... only reversed. Somehow I ended up with the perfect credit while hubby struggles from his past being laid off and divorced, etc. ...
- keep in mind if he puts a home in his name only, if something hapens to the relationship-you could end up on the street with nothing. I recommend cleaning up your cre...
- I don't think your credit will affect you buying a house...I believe that if he has good credit your bad credit is not enough to be denied a loan. I may be wrong, but...
