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Debt Mediation
I know that your car and house are secured debts, but if you have unsecured debts, like credit cards, med bills, or personal loans my husband can help you. ...
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- I used a counseling service several years ago when my credit card debt reached $20K. I think I had about 8 credit cards then. They made it easy, I just sent them one p...
- I agree with most of the responders: Don't go to a for-profit credit counseling business. If you decide to go with a credit counseling service, go with a non-profit ...
- Hi C.! Please check out DaveRamsey.com before you do anything drastic!!! He is my Hero! I am strongly against consolidating debts, because the interest you pay for eac...
Foreclosure
(However, I believe credit card debt is forgiven with a copy of a death ... If, however, there are other loans also secured by the home, then the bank will ...
Answers
- J. , J. , my dear ; never let the bank take property .. Ever, never .never ever ......you will spend a lifetime fix'n your world ...... Fight for the roof over...
- the mortgage is in whose name? why not paying the mortgage off unless no money
- Hi J., First, let me offer you my sympathy on the loss of your grandmother. Second, the role of the executor is to wrap up all of your grandmother's affairs. That...
How to Get Out of Debt?
I think you have a good plan to work on your credit card debt. ... about getting out without any of the blame---but only after you have secured another job. ...
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- These questions always get a ton of response...because most of us live paycheck to paycheck. It sounds like you are on a right track by having a plan to take care o...
- Ok M., I have a business opportunity for you that you can do on the side of your full time job. I am literally in the same position as you, expect my husband and I hav...
- Check out www.daveramsey.com . My husband and I are doing the dept snowball and in 27 months we will be dept free (except the house) That includes our 17,000.00 car lo...
Help with Childproofing Home
Make sure the gate is secured to sheetrock and a stud. ... if you need to use them, opt for the credit card type that are sent out by local businesses. ...
Answers
- It's time to child proof your home. If you have stairs, don't use a pressure gate. The risk is too high. It's best to have one installed (screws in the wall and all). ...
- Hi M., I have to tell you that my first daughter would get to every item imaginable. It was like she was on wheels. I would find her picking up every speck off of the...
- These are recommendations from a professional childproofer with experience in over 2000 homes. Learn about the hidden dangers not many know about and the most effectiv...
Almost 13 Year Old and Use of Internet
... putting photos and child info on my own password-secured blog. .... a hacker is likely to try and break into shopping sites for credit card info, ...
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- I think it sounds like you have been pretty practical about your daughter's internet use and despite the fact that she didn't share with you about the blog right away,...
- How great that she remembered to set up her blog as private! I know grownups who had no idea that they needed to do that! Anything can get hacked, but I don't thin...
- Anything is hackable. Why do you think they say never to use an unsecured site to pay bills. But even that is not 100% safe proof is the hackers who hacked into the ...
Laptop V. Blackberry
without buying a special card and paying a phone service to provide you with internet. ... You can access anyones internet as long as its not secured. ...
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- Hello! I have a Treo Centro phone (thru at&t... but i believe it's available thru most carriers). Treo's are a palm product and have a version of microsoft office on...
- If you are not going to do serious internet stuff (like downloading and etc) you should go for the phone. I have a Palm and I LOVE it. I get in there and send my ema...
- I have two opinions to offer, as my friend just had me ask my brother, who is an IT tech, because she is looking into the similar things for her husband's business. He...
I Can't Get a Checking Account!
I got a cute pink card within like 5 days. they dont allow you to go over your ... You may have to keep a certain balance in it (usually called secured) in ...
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- You will need to contact the company you had the checking account. They may transfer you around but stick with it. You need to talk with someone (don't forget to get...
- Pay off what you owe. A bank will not let you open an account if you are reported to telecheck. Call telecheck to see what is being reported and pay it off so that the...
- I have been placed in the same situation due to my ex refused put us into the negative $500 at Washington Mutual. I even went down to WaMu to advise them to allow me t...
Teenage Internet Usage
Make sure that all of your accounts are password secured too. ... I also get a " report card" from yahoo. Yahoo is what we set up as his e-mail and home page ...
Answers
- Hi S., Just so you know, it is normal for teens to get distracted once they get online. I have an 18 year old daughter who loses track of time online. I know sometim...
- I think you are being more then fair. Reminders can be exhausting. Everytime I have to remind, my energy has to be restored. This means they do something of equal valu...
- I know it can be scary trying to figure out what dangers might be out there online. And the stories in the media don't help. But, the fact of the matter is, the stor...
Checklist for Traveling with a 10 Month Old
It is so much easier to have the child secured in their carseat. ... don't forget to take some baby meds & your childs immunization card & notes for any ...
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- Don't forget to bring some ziploc bags for any stinky diapers you might have to change on the plane. I usually just pack enough diapers and food to last us through ...
- I travel to my parents with my kids (3yrs and 10 mos) regularly and similarly they have a crib, carseat and stroller so I don't have to worry about bringing any of the...
- There are some good articles and checklists on Baby Center ( www.babycenter.com ). Also, I found a lot of great information by reading the archives on this website. ...
X-mas Ideas for Grandparents
We secured everything to the background board with double stick tape. ... on them- like those sickyback business card magnets- except put photos on them. ...
Answers
- For my sons first christmas, I made an ordnament for each grandparent. I went to michaels and got a pack of plain white bulbs, and then I traced our sons handprint on...
- Hi H.~ I also am in the same boat. My son is 4 months old. (first child) I went to Micheals, or Joannes walked around for cheap but cute ideas. I am makeing memo bo...
- This year I am giving my parents and my in-laws photo books. I'm using www.shutterfly.com to create them. But right now www.snapfish.com has a sale on them, 5X7 book...
