savings rates
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Creditors Have Increased My Interest So Much I Can No Longer Afford to Make Pymt
7 Sep 2009 ... transfers Credit unions often have great rates so look into that ... some spending increase your savings and also tell you what options is ...
Answers
- K., many people have gone through this situation, our household has been affected as well. I have read somewhere that new laws were passed that banks are not allowed t...
- Join the rest of us. The United States is a mess and no relief is in sight. What you can do is call the companies, ask for the supervisor and try to get the interest r...
- Well, if you don't need to buy a car or a house in the next 7 years, (probably more like 9) you can completely ignore them and never ever pay them. They will hassle yo...
What Do You Pay for Health Insurance?
It's a dicount plan that gives you savings up to 80% off everything .... Family coverage (3 + persons) average was about 5-600 - so your rates are good. ...
Answers
- A couple years ago I worked in the health insurance industry (with an agent) in Des Moines, but the clients were all over Iowa. Family coverage (3 + persons) average ...
- Hi, I was paying for coverage until they merged and I lost my job and I was paying about $160 for full family coverage. It was the lower of the two plans. I went...
- We pay $271 a month in medical and $40 for dental, and I think vision is $2 a month. My husband works for an enormous company though. We have great low co-pays, too....
529 Plans
A 529 plan can be a great tax savings and is better in some states than ... fund is more important than stressing about minor differences in interest rates ...
Answers
- Hi T., I work for a Certified Financial Planner and we handle 529 accounts all the time. If you are interested in learning more about 529 accounts and which company...
- Hi T., Whatever you do, get it out of the hands of the attorney as soon as you can. Edward Jones is a good financial consultant. Good luck. D.
- hi T., contact a ' good; financial advisor . thisis your childs monies / taxes levied on you and dad if done incorrectly . also; I WOULD consider a...
Need Advice on Opening My Own Daycare.
... there are no retirement savingsunless you save privately no health insurance benefits and so on .... certified home daycare · going rate for daycare ...
Answers
- I think most in home daycares in the Baltimore area are around that price - generally $25 to $40 per day and are open from 7:30 to 6:00. It is becoming more common fo...
- Congrats! Just wanted to let you know that I was never able to put my kids in any type of full time daycare center because I can't afford 150 a week per child. I decid...
- HI S. I AM A STAY AT HOME MOM WHO BABY SITS IN MY HOME THIS IS SOME ADVICE FOR YA I THINK YOU ALWAYS HAVE TO START OUT HIGHER THAN YOU WANT CAUSE THEM YOU C...
Question Claiming Dependent Care
And, I'm guessing you just had a miscommunication as to what rate you would be paying. You were factoring in the savings from taxes and she wasn't. ...
Answers
- Sounds like you'd be getting a great deal at that rate. And, I'm guessing you just had a miscommunication as to what rate you would be paying. You were factoring in ...
- Just a thought say you did claim your day-care expenses and you get audited.They will ask for itemized bill of services rendered and fees. If she does not claim it you...
- You should go ahead and claim your childcare expenses, no matter to whome they are paid. If she chooses to "fly under the radar", so to speak, then that is her choice,...
Life Insurance
... something of value for your child start a college savings fund if you havent already done so .... life insurance no medical · term life insurance rates ...
Answers
- Hi K.. Find a good independent insurance agent who can explain all of your options to you. Whole life insurance is more expensive than term life insurance. It may no...
- GOOD question K.- and NO you don't have to purchase term insurance ( that's the kind that only covers for a certain period of time) - you can purchase the other kind -...
- I personally dumped my life insurance at work, for my daughter anyway.It just wasn't really worth the money and we can't afford the extra expense when I only work part...
Insurance
My dad owns an insurance agency and always has the cheapest rates You should ... her savings etc We already have her car we will be dealing with insurance ...
Answers
- My dad owns an insurance agency and always has the cheapest rates. You should give him a call, he can give you a quote right over the phone. Sun Insurance Agency #...
- Your money worries are alleviated if the kid pays for his own gas and insurance. With Dallas cars averaging $35k and your "new" car worth something, and odds are he'l...
- C., I use Traveler's Insurance. They are a great, established company and don't have the high rates like State Farm or Farmer's. My agent is Brian Rawlins and he...
What to Do with 401K
My Hubby...had a "pension" plan/savings sitting around at a previous employers .... you will be buying shares of the other funds at the lower rates as well. ...
Answers
- I would leave it in place. In order to cash it out to put it in a CD/MMA, you would have to pay a 40% tax on early withdrawal. If you are concerned about your 401k, ch...
- Or invest some of it in "poor people". By that, I mean, don't invest in high tech, etc. Invest in Walmart, etc....since they made TONS of money this last quarter, wh...
- That is accurate. You should leave it in place. If you can put a little more in there in fact, it would be the best time to buy mutual funds.
Need Advice on Whether to Move or Stay Put.
I really think the larger issue is to consider the cost savings advantage ... lease at a reduced rate *Ive done it and they do bargain* Call for rates first ...
Answers
- Hi there ! Why don't you see about getting a bigger place in the same area, so your son can continue to go to the same school ! Or possibly a rental house something ...
- Whether you move or stay depends entirely upon what you think is best for your family. I just wanted to tell you not to be too hard on yourself. Try not to feel guil...
- My opinion is to stay put for a few reasons........ Put every penny of the pay increase in savings and get out of debt. You are already living on the wage he had, ...
Who's Better, Cox or AT&T for Cable Services?
... us with about $25/month in savings which made up for us not bundling. ... I explained the situation, told them my current rates and he was IMPRESSED! ...
Answers
- I have ATT U-verse for phone, cable (2 boxes) and high-speed DSL (7x faster than my previous high-speed DSL) for $101.00 a month.
- We have the Cox bundle too, and are sooooo over it! Our friends in LA have AT&T U-verse and say it is fabulous! We tried to get it and we can't get it here, so go on...
- I have COX and here's how I handle THEM! Call and demand that you have the service prices lowered. In a nice way you can do it as if you are a loyal customer who dese...
