savings accounts
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529 College Savings Plan?
I am wondering how I start to set up a 529 college savings plan for my son. ... Right now we put 25$/mth in each of our kids accounts, which is directly ...
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- My husband is a numbers man and when my now 13 yr old was born he had hers set up and ready for 529. Over the years, we have allowed our investment guy from Edward Jo...
- One web site that can help a lot is www.collegesavings.com. I googled "529 Plan" and got a lot of helpful info. I reviewed an article by Morningstar on the various p...
- Also try www.upromise.com. It is VERY easy to get an account set up and many retail stores will contribute a small % of your purchases to the college fund & they also...
Gift for a 2 Year Old with Everything!
Either US Savings Bonds or money for their 529 Plan accounts ..." .... Savings bonds, starting a college savings account, gift certificate to the YMCA for ...
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- it might be cute to take ur son to one of those pottery places and have him personalize and paint something for his cousin. Maybe a frame and u can put a picture of th...
- I saw someone suggested a personalized book from www.iseeme.com, which my daughter loves. Also someone mentioned a personalized music CD from a company in Canada. ...
- Dear K., Go to a Hallmark store and make a vocal Happy Birthday from your son and you. You can sing a song, say something to her, etc. Even attach a song if you wan...
Should Parents Help Kids Decide How to Spend Their Money?
If you and your husband can't agree on a strategy, maybe you could suggest to grandpa to please put his money in a savings account or a college account for ...
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- I agree that as a parent, step or not, we have the job to make sure a child is guided to the best of our abilities. My kids never got to hold thier money in thier wal...
- If it was just $5, that would be fine, but $100 is alot of money, especially for a young child! I would open a savings account for her, any money she recieves goes di...
- my parents always made us bank half of any money gifts as a child. i hated it at the time on occasion, but now i see what they were up to -- teaching me about managing...
Need Ideas for Baptismal/Christening Gift
We received mostly cash for both our kids baptisms, which we deposited into their college savings accounts. A Bible story would also be a nice gift they can ...
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- Hi D., My kids received $50 gift bonds (which are very generous) for their baptisms. They also received clothes and toys. Only family members (like grandparents a...
- For our two kids we appreciated savings bonds, board books (Christian or not), clothes (bigger is better of course), frames, photo albums, or other little keepsake-typ...
- For my three child's baptisms, I always greatly appreciated the monetary gift because it lasts longer than the toys or clothes and we put it in the college funds. You...
Paying off Debt
If any time an emergency comes up and you need to use the money in savings, stop the debt snowball and pay minimum on everything until your savings account ...
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- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
What Does It Cost to Eat?
... pay Were saving up for home renovations put money in retirement and college savings accounts and pay ahead on our mortgage Despite what our consumerist ...
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- My first answer to your question is that, despite what TV and ads would have you think, I believe that most of us who live within our means DON'T buy clothes, get mani...
- HI S. , I am so glad your asking let's me know I am not alone out there the way the economy is right I am also a stay home at home with four kids my husband works bu...
- Costco! Not only that, but coupon items at Costco. We sometimes end up with a garage full of things we don't need at the time, but in the long run it saves big bucks...
Budget
We tell our kids no a lot more and have opened up savings accounts for them so they can work towards purchasing those items they want. ...
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- Start keeping your recipts for a month and add them up at the end to see what you spend. I have a budget I use every month. Send me a message and I will e-mail it to y...
- I was in debt over my head and had about 10 credir cards go to the collectin agency. This was about 5 years ago and it had gotten so bad I stopped opening my mail alt...
- My husband and I decided on a budget when we first got engaged because each of us had some debt we needed to get rid of, a wedding to plan for and a house to save up f...
What Is a Good Christening Gift?
I used it to start savings accounts for both my kids .. it's hard because there's only so many things you can get, so you don't want to give them a 3rd wall ...
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- I don't think money is too impersonable.. I used it to start savings accounts for both my kids .. it's hard because there's only so many things you can get, so you don...
- Hi A., My son had his christening last year & he got some $$, some toys & about 6 crosses( I have no idea what to do with all of these crosses). I think grandparents...
- Savings bonds make great gifts. I received them as a child and was able to use them for college and graduate school! Now my daughter receives them and I really appre...
Working Out the Finances in Marriage
We both have separate 401K accounts and savings accounts, but we both discussed ... Money for your daugher's savings account could also be figured out by ...
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- Hi A., I am sure this could really be a heated discussion, but I would just like to say that no one person in a marriage should be entitled to more money than the o...
- Its a tricky subject. Good for you for getting into the details of your home. We treat the household as a business. Then what we did was figure out what our monthl...
- Well not to sound mean, but there seams to be a lack of communication there. My husband and I make a budget for the month. We write down all the bills that have to be...
Shared or One Person?
We have only one checking and savings account, not his and hers. He knows what I spend and I know what he spends, openness is the best policy. ...
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- I do all the bills and financial things in our house. My husband really has no clue what is going on and really does not care to. I have tried to go over it with him i...
- Hi S.: My husband and I have recently begun using a budget system that really accounts for our pennies, really down to the penny. We use the system of Phoenix locals...
- I am a SAHM and I also do all the money handling in our house. It is easier to have one account and one person take care of everything. I tried to get my husband on...