savings account
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529 College Plan????
HI. a 529 is a much better option than traditional savings. Personally, I use a Coverdell Savings account, because the money can be taken out at ANY time as ...
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- Both of my kids have 529s. You don't have to choose the TX plan. Each state offers them. You can go direct to the state's website to get it. My kids have the Utah ...
- Hi K., I know a great deal about 529 plans, as I am a financial advisor, and I also have a 529 plan for my 10 year old son. The texas website you quoted is not the w...
- We opened one thru our Farmer's Agent when my daughter was born. Right now we only put $50 a month in but plan to increase that once we are not paying for daycare any...
Should Parents Help Kids Decide How to Spend Their Money?
If you and your husband can't agree on a strategy, maybe you could suggest to grandpa to please put his money in a savings account or a college account for ...
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- I agree that as a parent, step or not, we have the job to make sure a child is guided to the best of our abilities. My kids never got to hold thier money in thier wal...
- If it was just $5, that would be fine, but $100 is alot of money, especially for a young child! I would open a savings account for her, any money she recieves goes di...
- my parents always made us bank half of any money gifts as a child. i hated it at the time on occasion, but now i see what they were up to -- teaching me about managing...
Gift for a 2 Year Old with Everything!
Either US Savings Bonds or money for their 529 Plan accounts or for their ... Savings bonds starting a college savings account gift certificate to the YMCA ...
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- it might be cute to take ur son to one of those pottery places and have him personalize and paint something for his cousin. Maybe a frame and u can put a picture of th...
- I saw someone suggested a personalized book from www.iseeme.com, which my daughter loves. Also someone mentioned a personalized music CD from a company in Canada. ...
- Dear K., Go to a Hallmark store and make a vocal Happy Birthday from your son and you. You can sing a song, say something to her, etc. Even attach a song if you wan...
Budget
We tell our kids no a lot more and have opened up savings accounts for them so they can work towards purchasing those items they want. ...
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- Start keeping your recipts for a month and add them up at the end to see what you spend. I have a budget I use every month. Send me a message and I will e-mail it to y...
- I was in debt over my head and had about 10 credir cards go to the collectin agency. This was about 5 years ago and it had gotten so bad I stopped opening my mail alt...
- My husband and I decided on a budget when we first got engaged because each of us had some debt we needed to get rid of, a wedding to plan for and a house to save up f...
Paying off Debt
If any time an emergency comes up and you need to use the money in savings, stop the debt snowball and pay minimum on everything until your savings account ...
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- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
What Does It Cost to Eat?
We're saving up for home renovations, put money in retirement and college savings accounts, and pay ahead on our mortgage. Despite what our consumerist ...
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- My first answer to your question is that, despite what TV and ads would have you think, I believe that most of us who live within our means DON'T buy clothes, get mani...
- HI S. , I am so glad your asking let's me know I am not alone out there the way the economy is right I am also a stay home at home with four kids my husband works bu...
- Costco! Not only that, but coupon items at Costco. We sometimes end up with a garage full of things we don't need at the time, but in the long run it saves big bucks...
Try to Figure Out How to Get Ahead!
Get a Seperate Savings account, at a defferent bank if necessary. Maybe put ALL of your daycare money into this account and see what it is like to just live ...
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- I use a Personal Budget template that I found online. I redid it to make sense for us. I print it out once I type in all our expenses and fill in each bill when I get ...
- I think I can help you. I am an accountant and would be willing to sit down with you to help you set up something to help you track you expenses. I do not want to ...
- I've been struggling with that same issue for 10 years now! The only thing that worked for me was taking away my husbands debit card and giving him a weekly allowance...
Banking Debaucle
ingdirect.com - best bank yet - plus has interest on accounts. ... card to the checking to cover the negative amount, or by connecting a Savings account. ...
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- N., Before I took maternity leave and then became a stay at home mom, I worked as a licensed banker for Bank One, now, Chase. I think your thinking of Overdraft Pro...
- Just to let you know, I think this is crazy too. However, in the past few years I have come to understand (not through my own mistakes but from my BF's sister)...that...
- Big banks typically cater to big companies...I'd go with a credit union which is more for the family. I guess the users "own" the credit union so it's much more famil...
Shared or One Person?
We have only one checking and savings account, not his and hers. He knows what I spend and I know what he spends, openness is the best policy. ...
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- I do all the bills and financial things in our house. My husband really has no clue what is going on and really does not care to. I have tried to go over it with him i...
- Hi S.: My husband and I have recently begun using a budget system that really accounts for our pennies, really down to the penny. We use the system of Phoenix locals...
- I am a SAHM and I also do all the money handling in our house. It is easier to have one account and one person take care of everything. I tried to get my husband on...
Suggestions for a Good Credit Card That Gives Back
I can earn cash to put in college savings accounts for my 3 kids. I charge everything I can and have earned over $1500 since I started using it in 2002. ...
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- we use chase freedom card..money back and no interest offers too.
- We have a Toys R Us card from Chase. You get 1% back on every purchase and 3% on any purchase from Toys R us, Babies R us, etc. You get the $ back in gift cards for ...
- Discover Card is nice. No limit on rebate amount. We pay our daycare with this at KinderCare. We also use a Citibank Dividend card, but that has a cap of $300 in ...
