saving for college
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Looking for Your Opinion on If/how to Request "No Gifts" on an Invitation
I am hoping when she's older that we'll either just mention saving for college or have them donate to some charity or fund of her choosing instead. ...
Answers
- Friends of ours requested that in leiu of gifts that we purchase pet items that the birthday girl could donate to a locate animal shelter. It worked out great! And s...
- we just wrote on ours "In lieu of gifts, please write a keepsake message for Landon's scrapbook." It seemed to work just fine and no one was offended.
- If you really do not want the gifts why don't you and your daughter donate them to a child who needs them? This may help her to not be upset. To be honest i have nev...
Looking for Credit Card "Perks"
if you're interested in saving for college, citibank does a upromise card and if you have an account with fidelity investments they also offer a card that ...
Answers
- The newest program I have registered for is uPromise. It's a 529 savings plan to save for school expenses. These expenses could include college tuition, room and board...
- Actually, someone mentioned only using "store cards" for special sales, etc. But, the GAP actually has a new GAP Visa... it can be obviously be used at GAP/Old Navy/B...
- Personally, I like cash back. My favorite is probably the original Discover Card (1% back + monthly special purchase categories that give you 5% back). They also let y...
Striking a Balance Between Saving and Spending
Oct 21, 2009 ... As for what you are already doing it sounds great You might want to look at your college savings plan with an advisor Im staring down ...
Answers
- While I think that it's great that you are planning ahead and trying to be practical, I have to say that you don't seem to have any real issues here financially compar...
- Hi J.- It sounds to me like you and your husband are doing very well financially and have a great safety net in the event that something like a job loss should happ...
- It sounds like you are doing great. I know from talking to financial planners that if you have to choose between retirement versus education, you should first fund re...
529K
If they are going to college soon, you need to be conservative. Helpful? .... Anyone Have Advice on Saving for Children's College? 529 Plans? ...
Answers
- Well, the 529 is meant to be a long term investment. If your children are young enough that the money is not needed for several years, then you should leave it. As you...
- Dear L., If you are upset about loosing $850 at a time when most people have lost a lot more, I would say that you may want to consider other kinds of investments tha...
- Keep the money in! You do not lose a dime until you take the money out just like in the stock market, yes it is beyond horrid right now but you dont lose a dime until ...
Saving My Marriage
Not necessarily in saving the relationship but, by getting along and trying to figure out what to do .... live together before marriage · saving for college ...
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- Read and follow all of the advice in The Proper Care and Feeding of Husbands, The Proper Care and Feeding of Marriage and Woman Power. When you apply and practice the...
- first off, keep in mind that living together IS an intimate relationship. wehther or not you sleep in the same bed is not going to affect how you react to each other i...
- When you say little things r they things that after you get angry you wonder why it ticked you off in the first place?? My sister & her husband fought all the time. ...
Allowance
I used to complain about having to put half in savings but once I reached college I was really glad my parents had enforced that. My savings was big enough ...
Answers
- Hi A., We actually decided to do our allowances in a different way. We bought a "commission worksheet" marker board online for each of our two kids. Each board list...
- I totally agree with earning an allowance. I do agree with the list of chores your child has and should be earning a couple of bucks for his committment to his tasks. ...
- I donot give my daughter allowance. I figure it's her responsibility as a part of our household/family and that if I were to pay her I'd be bribing her and she'd only ...
Upromise
It is a great service to help aid you in saving for college. We've had no problems dealing with them, they were very helpful on the phone. ...
Answers
- Yep, I'm with Upromise. Can't say we've made a TON of money on it and I don't make buying decisisions based on u promise, but we have earned some money on things we a...
- We signed up for Upromise 3 years ago when our Son was born. It is a great service to help aid you in saving for college. We've had no problems dealing with them, th...
- I did, I'm just not very diligent with it. You sign all your credit cards up and your shopping cards from the grocery stores and the points/rewards accumulate. You c...
Appropriate Invitation Wording?
I like the donationrequest for children's memberships You can also say youre saving for college or music classes or whatever ...
Answers
- I would have to say that it is considered tacky to put anything about gifts or a registry on an invitation. The proper way is to give the suggestions by word of mouth,...
- My daughter's friend had a birthday party where the invitation stated they were looking for items to build up a home library for her. They did not specifically state ...
- You asked for the truth... in a nutshell, yes, it's very tacky and I would be completely offended and would be talking about you behind your back forever if I received...
Borrowing from Piggy Banks....
2) If it is in their college saving, I don't take it. To prevent myself from even being tempted, I put all educational money in a bank account specifically ...
Answers
- I think many have resorted to the piggy bank and I would think that most have returned the money. Even though the child is to young to realize, it is only fair to ret...
- I have to laugh at this and have to admit my sons piggy bank is 60 dollars short too and has been now for a few months =0( I too have borrowed and put back and yes its...
- This was a pet peave of mine with my ex husband. I put all the money my children received in cards and such into their piggy banks. My husband kept taking it when he...
Teaching Kids About Money
They are 9 (twins) and they split the money that they earn 4 ways: God, Gifts for others, College savings, and Blow $. They are allowed to blow that $ on ...
Answers
- R., One of the things that you could teach them is the value of giving to others. That is a big goal of mine in teaching my kids not only the value of money, but eve...
- HI R., One of the things I will teach my child is social responsibility. Sure, I would let him buy what he wants but he should be saving some of his money and find...
- I just wanted to agree with everything that has been said. Especially Allison who said they have to learn from experience. Our kids (7 and 8) are only allowed to spend...
