saving accounts
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Allowance for 7 Year Old--how to Do It?
17 Jun 2009 ... I just took my seven-year-old to the bank to open his own savings account with his birthday and tooth fairy money and that was a great ...
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- My boys have age-based chores. Everyone has a dog chore, a dish chore & their basic chores. 5 year old sets & clears the table, 8 year old puts away the hand-wash dish...
- My boys, are 8 & 10. they have chores that are tied to their allowamce but they understand that there are other things that they are responsible for.. cleaning their r...
- I would encourage her to do chores to earn her allowance. I think it teaches a valuable lesson about the value of money and self-reliance. It doesn't have to be anythi...
How Should House Bills Be Divided?
Then about 5 years we just went to each of us having our own checking and savings accounts. We sat down, made a list of all of the household bills that we ...
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- R., I totally agree with the previous responders. You are a married couple. All of your money should be in a joint account and budgeted accordingly. Don't play th...
- Hi R.. I do not believe for one minute just because your married you have to have a joint checking account. My husband and I have been married for 16 years and have t...
- My husband and I have a joint checking account and we opperate as a team. All the money we have is OUR money and it all goes toward bills and purchases as needed.
Should Parents Help Kids Decide How to Spend Their Money?
If you and your husband can't agree on a strategy, maybe you could suggest to grandpa to please put his money in a savings account or a college account for ...
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- I agree that as a parent, step or not, we have the job to make sure a child is guided to the best of our abilities. My kids never got to hold thier money in thier wal...
- If it was just $5, that would be fine, but $100 is alot of money, especially for a young child! I would open a savings account for her, any money she recieves goes di...
- my parents always made us bank half of any money gifts as a child. i hated it at the time on occasion, but now i see what they were up to -- teaching me about managing...
Need Ideas for Baptismal/Christening Gift
We received mostly cash for both our kids baptisms, which we deposited into their college savings accounts. A Bible story would also be a nice gift they can ...
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- Hi D., My kids received $50 gift bonds (which are very generous) for their baptisms. They also received clothes and toys. Only family members (like grandparents a...
- For our two kids we appreciated savings bonds, board books (Christian or not), clothes (bigger is better of course), frames, photo albums, or other little keepsake-typ...
- For my three child's baptisms, I always greatly appreciated the monetary gift because it lasts longer than the toys or clothes and we put it in the college funds. You...
Paying off Debt
If any time an emergency comes up and you need to use the money in savings, stop the debt snowball and pay minimum on everything until your savings account ...
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- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
Working Out the Finances in Marriage
We both have separate 401K accounts and savings accounts, but we both discussed ... Money for your daugher's savings account could also be figured out by ...
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- Hi A., I am sure this could really be a heated discussion, but I would just like to say that no one person in a marriage should be entitled to more money than the o...
- Its a tricky subject. Good for you for getting into the details of your home. We treat the household as a business. Then what we did was figure out what our monthl...
- Well not to sound mean, but there seams to be a lack of communication there. My husband and I make a budget for the month. We write down all the bills that have to be...
1St Birthday Party, Is It Okay to Say "No Gifts"
She won't contribute to any of my kids 529 plans, but she started her own saving accounts for each of my kids. She is a bit of a control freak. ...
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- We had the same dilema last year when my son turned 9 so what we did was on the invitation we said in lieu of gifts that he wanted a donation to the animal shelter mad...
- I wouldn't bother saying anything. People are going to bring gifts. They don't want to do stuff like donate to college funds when the kids are young and so much fun ...
- I've learned in the last five years that some people listen to such requests and others don't. So, if I have a request I only tell it to those people who will listen. ...
Shared or One Person?
We have only one checking and savings account, not his and hers. He knows what I spend and I know what he spends, openness is the best policy. ...
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- I do all the bills and financial things in our house. My husband really has no clue what is going on and really does not care to. I have tried to go over it with him i...
- Hi S.: My husband and I have recently begun using a budget system that really accounts for our pennies, really down to the penny. We use the system of Phoenix locals...
- I am a SAHM and I also do all the money handling in our house. It is easier to have one account and one person take care of everything. I tried to get my husband on...
What Is a Good Christening Gift?
I used it to start savings accounts for both my kids .. it's hard because there's only so many things you can get, so you don't want to give them a 3rd wall ...
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- I don't think money is too impersonable.. I used it to start savings accounts for both my kids .. it's hard because there's only so many things you can get, so you don...
- Hi A., My son had his christening last year & he got some $$, some toys & about 6 crosses( I have no idea what to do with all of these crosses). I think grandparents...
- Savings bonds make great gifts. I received them as a child and was able to use them for college and graduate school! Now my daughter receives them and I really appre...
Budget
If you are trying to save money the money you have left over put it in a saving account. That way it's not in your checking account. ...
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- I have worked with many people helping them budget time/money etc. I would suggest first thing is to get receipts on everything. The purpose of this is to see exactl...
- M., I am in the same boat. Hoever, I have been listening to Dave Ramsey and have just purchased his book called "My Total Money Makeover". You can listen to him at...
- My husband and I live my a strict budget monthly. We go over all of our monthly expenses about once every six months and figure out where our money needs to go. You re...
