repo homes
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Help!!!!!
Asked by A. from Dallas
on February 26, 2007
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Here is the question of the day......
I want to ask people outside my life so I get honest answers. My husband works full time, I work a very part time job and I also...
Answers
- If you ever want to buy another car in your name, with a decent interest rate, do not let it get repo'd. You need to ask yourself some questions: 1. Can you live w...
- A., You have a need for credit and transportation of your own so that you can maintain that sense of independance necessary for your self worth. You are working to ea...
- Ok, please listen to me when I say these words!!! "Do not let your car go back as a Repossesion" My husband and I got behind on our car payment back in 1999 and when...
Real Estate Investing
Asked by L.M. from Minneapolis
on April 7, 2008
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My husband and I have three children 10, 4, and our youngest will be 3 in June. He is a school teacher and football coach and also works part time at Green Mill waiti...
Answers
- Hi L.. You've gotten some good advice already, but here are a few things I'd add: 1. Interview several Realtors and find one with a lot of experience in inves...
- I think this is a really good time to do this. Home prices are so low with the many foreclosures, etc. You can buy a home and fix it up. The market has to go back u...
- I only have the experience of growing up with a mom who started a business doing this. She started with a friend and they bought 2 houses side by side (actually I thin...
All Moms
Asked by A.P. from Atlanta
on June 27, 2009
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i really do need some help or advice on what to do. I am a mother of 4 and this is the first time i have missed my mortgage payment. the rest of the times i have made ...
Answers
- Try www.acorn.org, this is a resource that my mortgage company gave me. I hope this helps!
- hi A., they can not repo your home for this one late payment. I have worked in the collection department for 12 years. what you need to do is call and speak with ...
- If you are Georiga, you can call the Dept. of Housing and Urban Development at ###-###-####. If you have an FHA loan, you can call toll-free (800) CALL-FHA (800-225-5...
Debt Consolidation Anyone Done This Before ?
Asked by J.K. from Pittsburgh
on June 13, 2008
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Hello Moms,
I have been researching online about debt consolidation and am still confused. I have a lot of chargeoff's / credit card debt that i want to take care of...
Answers
- I am doing that now, I did a lot of research too, I did find a company that seems to be ligit, we have had no problems with them so far. I belive we are using Freedom...
- Another Dave Ramsey fan here! My husband and I are totally debt free (including no mortgage), thanks to working multiple jobs, cutting spending, and bargaining with c...
- do you own a house? if you do you can look into a home equity or a line of credit...rates are pretty low right now. Can request quotes if you use lending tree. Int...
Have I Gone to Far?
Asked by L.B. from Biloxi
on August 14, 2011
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So, I just took away all of my 15 year old son's electronics - PS3, phone, computer privileges, TV - all of it.
Why? Because I have been asking him to mow the lawn...
Answers
- You could let him know that if he hasnt mowed by dark tonight, that first thing in the morning you will be taking all his stuff to a thrift store to donate. He might c...
- I know the situation is handled at this point, but I would like to suggest that if you get to the point again where the lawn is not in need of mowing then you do not p...
- I think you did the best thing. Would a future boss let him get away with not doing his job for three weeks? Would he be paid for doing nothing? No. You are the "b...
The Trials and Tribulations of Being a Landlord
Asked by S.G. from Norfolk
on May 6, 2011
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My husband has expressed some interest in purchasing a 6-unit apartment building nearby and being in charge of it. He's a handy guy, so could do a lot of maintenance ...
Answers
- I have a lot of family members who own rental units or apartment or multiple condo units. You will need A LOT of extra time in the front end to make sure the unit...
- It can be trouble, but not always or all the time. Of course, not all renters are jerks but you can end up with one. Some renters will take advantage of an absent la...
- So you know how if you own a house and something breaks you are in charge of fixing it? Well imagine that you are now responsible for your house plus all the toilets, ...
What Do You Consider Middle Class?
Asked by H.M. from Denver
on September 16, 2011
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i'm curious about how you perceive being "middle class". Does it involve making a certain amount of money? Owning your own home? Working in a certain type of industr...
Answers
- Middle class, including Lower Middle Class, Middle Middle Class and Upper Middle Class would be those families that earn between $50,000 and $125,000 per year. But ...
- I would consider a teacher to be middle class. They can ear anywhere from $25,000 and up but I would consider their lifestyle, they can buy new vehicles, can save mone...
- Anyone not living like the Trumps, Kardashian's, movie stars, Steve Jobs, Bill Gates and all of the professional athletes, politicians, I clip coupons and shop wh...
Advice on a New Chrysler Vehicle
Asked by L.C. from Detroit
on December 12, 2008
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Does anyone own/lease a Jeep Grand Cherokee, Jeep Patriot, or Jeep Liberty? What is your opinion of the vehicle?
I currently lease a Chrysler Pacifica and I'm turni...
Answers
- L., I am currently leasing a Jeep Liberty Sport. I love it! I have 3 kids, aged 8, 6 and almost 3. They all fit comfortably. We have our 3 year old in a booster sea...
- We bought a new Jeep Liberty this past May when we traded in our Chrysler Town & Country van. As a mom of 2 kids, I would strongly advise you against buying either th...
- We have a Saturn Vue which is the size of a Pacifica I think.. we only have one toddler right now.. but in my opinion the back seat can easily hold 2 car seats and the...
Foreclosures
Asked by B.B. from San Francisco
on May 11, 2008
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I'm not a real estate/mortgage expert at all but I was just wondering it seems like everywhere I turn people are either "walking away" from their house or house going ...
Answers
- Walking away means that you allow the lender to foreclose on your home and YES it does have consequences! It's not easy, it's stressful and To have your home foreclos...
- When a homeowner "walks away" from their home....it simply means that they are moving out of their home and letting the bank have it. Unfortunately, we find ourselves ...
- B. ~ "Walking away" means that you just stop paying on your mortgage and let the home go into foreclosure. Yes, it affects their credit history for anywhere from 2 to...
Playdate Repercussions!
Asked by J.L. from Los Angeles
on May 29, 2011
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A little while ago I asked a question here about playdate protocol. Thanks everyone who answered! But! Little did I know what trouble was a-brewing! My son went on...
Answers
- I agree with V.M. I think a lot of it had to do with playing and having fun and getting worn out. My son always got kind of quiet and moody, even cried, after being ...
- My stepkids went to a private school for a time and SS once asked DH if they were poor. DH was taken aback. They were certainly not rolling in the dough because he was...
- my son says the same things, he's 9 but started at that age. we are student living near newport beach, and his friends all have big houses and way too many toys, lol...
