refinance my mortgage
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Need Advise on Loan Modifications
I need to reduce my mortgage payment. I am a displanced worker , I can not find ... With rates dropping, why don't you check out a full refinance at 30yrs? ...
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- that is correct - loan modifications are for people on the verge of losing their homes. You MAY be able to get a refinance though. Ask about that. I have a good mor...
- With rates dropping, why don't you check out a full refinance at 30yrs? This way you can go to any reputable lender that treats you with respect.
- Which bank are you banking with. Not all modication loans are programed in that manner. If the 30 or 40 year loan takes care of the need now. Does your husband have a...
I’m in a Financial Battle with My Husband
My husband and I are at odds about paying it off. He wants to keep the money in our savings account because the bank ...... Should I Refinance My Mortgage? ...
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- If I understand this correctly, you're paying 10.75% interest on this loan, and the bank is giving you 2% on your money. Wouldn't you be saving 8.75% by paying it off?...
- Everyone that has posted a response makes sense. But you have to consider many points. First, if you refi, then think about the fees you will have to pay to do so. ...
- Of course the bank wants you to keep the money in your savings account - if you take it out you're taking it from them and their ability to reinvest in their own schem...
To Buy or Continue to Rent
Read all 13 responses: "My husband and I will have to move in July. We're paying way too much for our 2 bedroom in ... Should I Refinance My Mortgage? ...
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- If you can do it and afford it buy now. There has not been a better time to buy in recent years - however do not do it if you can't - it is not worth it. Talk to a fi...
- Hi C. This is my take on buying vs renting. These are the two questions we were told to ask ourselves when we decided to buy. Can you afford not to buy? Where is yo...
- The #1 thing to remember is not to buy a house that is out of your range or overpriced. Know how much you can afford/month then subtract $200 from that amount, that wi...
Need Advice on Where to Find Help!
I have fallen behind on my mortgage and am in foreclosure. ... loan modification or refinance under the government's new “Making Home Affordable” program. ...
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- Call 211. It is an United Way program to get people in touch with the right government agencies, charities, etc. in their area. You may have to call from a land line.
- S., Your mortgage company has to help. If you are able to start paying again, atleast something. With the new laws that Pres. Obama put into place, you must be at...
- I heard about these places from our financial company (where we have our retirement accounts). Good luck, stay focused on your family and remember you will get throug...
What to Do When You Are Ready for Number 2 and Your Spouse Isn't?
Read all 11 responses: "My husband and I have been married for 5 years and have a wonderful 2 1/2 year old son. ... Should I Refinance My Mortgage? ...
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- pray for your husband trust me im doing the same thing Im 29 yearsold my daughter is going to be 3 years old in march my husband said he doesnt want more children but ...
- Well, you guys are a team, so this really needs to be something you're both on the same page about prior to making such a huge decision as bringing another child into ...
- N., I was in the same boat as you - I wanted to have two children and my husband wasn't sure if he did. I have a friend that is an only child and I told him that i...
Help! I Need to Know If This Is Legal?
How do I make sure that my husband and I don't end up screwed in the process .... What Do You Do About Your Mortgage?? 108 · Should I Refinance My Mortgage? ...
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- Contact an escrow company or a real estat lawyer. If you should do something like this, get it in writing and have the money through escrow go directly to the payment...
- First, This is a great forum to bounce ideas and opinions and I'm sure you'll get a lot of responses with this question. HOWEVER.....I would speak with someone with...
- I wouldn't advise anything without talking to professionals because: I had a neighbor do this. They paid for about 2 years and then the "seller" defaulted. They wer...
Mom Whose Thinking of Buying a home...HELP!!
Read all 5 responses: "Sorry to sound desperate but my DH & I are trying to get pre-approved for a home. We have talked to a Mortgage Banker and just recently, a Mortgage Broker..." ... Next question: Refinancing Home ...
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- I bought my first home with a first time home buyer assistance down payment loan from the city where I live. I first went through a home buyer education series, spent ...
- Hi L. and Shanna, I'm in a similar situation. I'm in the Charlotte, NC area. In everyone's experience, is a realtor like Shanna described your best bet in finding ...
- Hehe, I know your pain! It took us several years to buy the house we're in now. We talked to the bank, talked to brokers, and had our heades spinning by the time it ...
My Car Has Been Stolen and I've Turned to the Web for Help.
While looking to refinance my car I was contacted by Kevin Wenzel of Bremen Chevrolet Buick. ..... classifieds · home mortgage refinancing ...
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- FBI most likely. It would be worth a try. The tv station in your area. Is there an investegation team like Fox 8 in noth east ohio has that kind of thing. That may hel...
- wow that is so crazy and messed up i wish to God i could do somt hing to help ifi hear anything at all that could help you i will e-mail you instantly all i can say ...
- I also think you should try calling/emailing either WSBT or WNDU (WSBT seems to do more of these stories however). Other than that, I don't have much advice. I defin...
Credit Card Trouble
I rolled my debt into my mortgage. Now, I am trying to refinance and I owe more on my house than it is worth, which is causing problems. ...
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- Hi L.! I have to ditto previous posters about Dave Ramsey, try to either borrow or go out and but The Total Money Makeover - it will help you and get you inspired. ...
- Unfortunately, sounds to me your going to have to find a second job or your ( husband ). I too was in the same situation, at the time we didn't own a house, It was mo...
- I just wanted to put in one more vote for Dave Ramsey. Not only will he help you get out, but help you stay out and build for a great future!! Listen noon-3p.m. on 95...
Major Debt Considering Bankruptcy or Foreclosure
My husband and I own a mortgage company Home Funding USA. ... any way that you could refinance your house and assume some of the debt into your mortgage? ...
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- Hi. I am an attorney and let me start offf by saying that what I am about to say does not mean that I am your attorney. Sorry, but had a "friend" burn me when I didn...
- Please let me know what you find out. I have been considering bankruptcy for a number of years. Although, I don’t have credit card debt, I have many other negative m...
- My aunt and uncle just went thru bankrupcy, As far as I know it was not too hard. It does cost like 800-900 to get the ball rolling. They were able to keep their hou...
