refinance mortgage rate
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Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
Read all 16 responses: "I am currently looking to refinance my home. I would like to do this in the next few weeks as i believe the rates will be at the ...
Answers
- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
Mortgage from On-line Lenders
I'd like to refinance our mortgage and have been looking at rates from on-line lenders like Amerisave and Nationwide Mortgage, the rates look good but I've ...
Answers
- I have refinanced my loan two times at my old house with Nancy. She was great both times. Once was when the rates dropped almost a whole percent and we just wanted t...
- Hi L., As you know right now may not be too good a time to refi, as houses are not worth what they were 3 years ago. But if your house is worth what you owe, I would l...
- I haven't worked with any online mortgage brokers, but I have a GREAT in-person broker! His name is Brady Holland with Inventive Home Lending ###-###-####). He has tak...
Should I Refinance?
My financial advisor is advising that I refinance at a new fixed rate of 5% for ... Just because a mortgage holder LETS you spread payments out for 30 years ...
Answers
- you should get the advice of a finance expert that is not positioned to gain a commission if you choose this option. it is hard to get an unbiased opinion from someo...
- Hi T., If you can afford the payments as you have them now, then don't refinance. Not only will you owe more than you do now on the principle but over time you will...
- I've been a Realtor for 40 years, and have seen all the scenarios you can name. One of the crucial things you need to think about before refinancing is "how long do y...
Refinancing
I had my best luck with a credit union they have the best rates. .... Mortgage Interest Rate Question ... Should I Refinance My Mortgage? ...
Answers
- I am a mortgage lender and I'd love the opportunity to assist you. Typically banks do not have the lowest interest rates out there - this is primarily due to the fact...
- I'm not in the business but my husband is so I know a little about brokers. Just remember that a broker is a "middle man" that will broker the loan out to a bank or mo...
- I had my best luck with a credit union they have the best rates. However, most banks are not that competitive in fixed rate loans. I've had better luck with fixed ra...
I Am Seeking a Good, Honest, Mortgage Broker.
Mortgage broker's can't give you the best rate because in order for them to make money ... She has also done a refinance for me. I completely trust her. ...
Answers
- Hi T.. I would love to recommend my husband. He is the perfect fit for you. I've seen several of your posts and have often been tempted to respond, but after se...
- Hi T. - A girlfriend of mine is a mortgage broker and has been in the business for at least 10+ years. She is reliable, friendly, and does an excellent job as a co-ow...
- Hi, I have a personal friend who went to the same church I did in the 90's. She still goes there, I have changed churches since my job is church related. She did ...
Best Way to Increase Credit Score
We just completed our home refinance. We took an offer from our existing lender to do a low-fee refinance at a lower interest rate. Although the mortgage ...
Answers
- It really depends on how much you could spend and what types of cards they are. Have you credit pulled lately? This is the first step to make sure that your credit re...
- I would check out Suze Orman's website to see if she has any info that would help. http://www.suzeorman.com/ But, based on some of the stuff I heard her say - your ...
- I would say that completely paying off and closing 4 is the best option. Having lots of cards open counts against you even if your balance is low because you have so m...
Good Mortgage Company
are you a member of a credit union if not check therewe just refinanced through ... like her She stays in touch w us and keeps us posted on mortgage rates ...
Answers
- We used PRIME Mortgage Company (Deb McGuire) and really like her. She stays in touch w/ us and keeps us posted on mortgage rates.
- are you a member of a credit union?? if not, check there....we just refinanced through our credit union for FREE!! no closing costs or fees!
- Just an FYI: We've used Wells Fargo (I have a good contact there if you decide you want to try it again) for 3 mortgages now and we've never had an issue. Aside from ...
Mortgage Companies
Sep 22, 2009 ... Mortgage Companies. I am wanting to refinance our 1st and 2nd mortgages into one pymt hopefully at a lower interest rate our 1st mtg is at ...
Answers
- Hi V.! I have two possible options for you. I work at Bank of the West and we love mortgage loans. Our rates may be a bit higher (.25%) but you will make your payme...
- I think going through a broker especially during these times is the better way to go. James B. Nutter, from what I have heard, is a very good company to go through. ...
- Hi V., my husband and I recently found out about a great program that will allow us to get a 15-year, 0% interest, fixed rate loan. It's called a mortgage restructure ...
Seeking Advice for a Problem with Loan Modification
I am a fellow mom and a mortgage broker. Are you able to refinance? Do you have any equity in the house? Rates are very low so you may be able to save money ...
Answers
- I'm SO sorry! This happened to us too and we ended up selling our house under duress and made about $3k after paying the realtor and all the title co. fees. It reall...
- Hi M.. As a Realtor, a Loan Agent, and a homeowner, I absolutely understand your frustration. Please know you are not alone and there are services who may be able to ...
- Hi M., I am a fellow mom and a mortgage broker. Are you able to refinance? Do you have any equity in the house? Rates are very low so you may be able to save money...
Tipping the Pizza Guy
home loan refinance · pizza pizza · bp gas · mortgage refinance rates · money orders · gifts corporate · home loan mortgage refinance ...
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- You've gotten some good feedback already, and I'd like to echo it. My hubby delivered pizza for a couple years while we were finishing our bachelor's degrees. Only a ...
- Hi C.. I own a pizzaria so I have some insight. Typically a 3$ tip satisfies a driver. A 5$ tip makes their night. I always tell myself that the difference of the ...
- I try to tip $1.00 per box; but if I only have one box delivered I tip $2.00. The tip is money for the delivery person. The delivery charge is made by the company t...
