refinance loan
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Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
My loan is with Country Wide. They are offering a 'discount' to refinance with them. I am also trying to decide if I want to pay down the interest rate, ...
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- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
Am I Responsible for My Soon to Be X-husband Not Paying the Mortgage?
No, he cannot, nor can you, refinance to include the arrears into a new loan now that the mortgage is delinquent. No lender will buy that loan now. ...
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- Hopefully, there was paperwork done at the time of the divorce that takes your liability off you. You probably need to contact a real estate attorney to review your op...
- Yes, you are still responsible. The mortgage company doesn't care what kind of agreement you and your husband came to, they only care about the agreement "your mortga...
- If your name is on the mortgage or et all yes you are responsible. Regardless of whether he made payments at all you are responsible. Have you contacted your mortgag...
Do Banks Check Credit Before Giving You an Account?
FICO scores can your ability to get a loan, a job, or an apartment. .... personal loan no credit · home refinance loans · business start up loans ...
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- some do but not usually a full credit report. They have some way of checking to see if you bounced a lot of checks in the past and would refuse to give you an account...
- Most banks check your check-writing history prior to opening an account for you, or adding you to an existing account.
- I didn't know that either because we don't sign anything giving them permission to do so. I wonder if they are talking about a different type of check in the bankin...
Can He Sell the House
You can refinance and put It into your name. What will happen is that you will simply get a loan and pay his current mortgage off, then a new loan will be ...
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- He can sell the house because it was puchased before you were married, it's labeled as personal property. You can either assume the mortgage if he's willing to let yo...
- Wow everyone has a lot of opinions. I can tell you exactly what happened to my husband and I. We both owned homes before we were married. When I sold my house, whic...
- Hi L.: I moved to FL from WI about a year ago. I'm not sure of FL law, but I know in WI there is the marital property law which states that anything either of you ow...
Mom Whose Thinking of Buying a home...HELP!!
I'm a work from home mom who happens to be mortgage loan officer and used to be a broker. The late pays on your line of credit will ... Should I Refinance? ...
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- I bought my first home with a first time home buyer assistance down payment loan from the city where I live. I first went through a home buyer education series, spent ...
- Hi L. and Shanna, I'm in a similar situation. I'm in the Charlotte, NC area. In everyone's experience, is a realtor like Shanna described your best bet in finding ...
- Hehe, I know your pain! It took us several years to buy the house we're in now. We talked to the bank, talked to brokers, and had our heades spinning by the time it ...
Tipping the Pizza Guy
gifts corporate · home loan mortgage refinance · corporate responsibility · auto loans bad credit · driver job · home loan refinancing ...
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- You've gotten some good feedback already, and I'd like to echo it. My hubby delivered pizza for a couple years while we were finishing our bachelor's degrees. Only a ...
- Hi C.. I own a pizzaria so I have some insight. Typically a 3$ tip satisfies a driver. A 5$ tip makes their night. I always tell myself that the difference of the ...
- I try to tip $1.00 per box; but if I only have one box delivered I tip $2.00. The tip is money for the delivery person. The delivery charge is made by the company t...
Need 'Cold' Lunch Ideas
Home loans/finance----if you have a mgt about to go up you have until December 2008 to refinance on a FHA loan with not cost---please don't wait to the last ...
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- I do fresh fruit - and in emergencies - those cans of fruit that are packed in 100% fruit juice - no sugar. Bananas and apples are quick and easy and the stand by -...
- Think fruit and veggies. celery with peanut butter and rasins i think are called ants on a log. Sliced apples and cheese, fruit cups. Google more ideas.
- wow, you've gotten some GREAT ideas! The only thing I can think to add is pb crackers and granola bars. Try freezing some grapes. By the time lunch is around grapes sh...
Explaining Death to a 3 Year Old
My husband and I told our children that God loans us our grandmas and parents for a while but He does call ... bad credit refinance · home loan bad credit ...
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- I've only had one similar experience, but I was shocked. My niece was 3 when her father passed away (car accident). She didn't actually go to the funeral, but she w...
- Hi D., My family lost my grandma in April and my three(3) old loved her alot. She too died of cancer. Unfortunately we only had two weeks to deal with it all before...
- Hello D., I feel for your family. I am also Catholic and go to pauline book store in Crestwood for many of my recourses. There number is ###-###-####. I know that t...
Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
Aug 20, 2009 ... try to refinance home, car, student loans, personal loans, etc. try to consolidate debt to a lower interest rate and a lower monthly payment ...
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- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
Mortgage Interest Rate Question
Sep 21, 2009 ... We refinanced maybe 5 12 years ago at 5.25% I frequently check to ... year loans 4.52% APR I am sure every Credit Union rates are different ...
Answers
- We refinanced at the beginning of the year and got a 30 year fixed for 5.125%.
- It will be a little lower, but you will still probably have a larger payment because of the reduced years. I bit-the-bullet shortly after buying our house and reduced...
- Most lending institutions now have their mortgage rates online, but they can change daily. You can often eliminate the points associated with refinancing by taking an ...
