refinance interest rates
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Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
20 Aug 2009 ... try to refinance home, car, student loans, personal loans, etc. try to consolidate debt to a lower interest rate and a lower monthly payment ...
Answers
- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
Paying off Debt
In this era of high interest rates, maybe you should phone your credit ..... You can get one of these even if you do not have a mortgage loan to refinance. ...
Answers
- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
How Can We Get Out of This Circle?
You can refinance your home with no fees. Get a lower interest rate if it is too high and even take out some money but the experts are Lenox financial. ...
Answers
- First, I agree with some of the previous posts--cut up those credit cards (and go a step farther--call and cancel them with the company)!!! Credit debt is not necessa...
- Oh S.. I know what you are feeling all too well. Have you seriously thought about claiming bankruptcy? It sucks and doesn't look good on the credit report either bu...
- It's been said a ton already, but I gotta say it again-DAVE RAMSEY. His total money makeover book and his talk show is a good start. I won't add anymore about his pl...
We Need Help
Also, they don't take into account the low interest rate debts you have so alot .... They negotiate payments and interest rates (sometimes to 0%)with your ...
Answers
- Hi E.- Money (or lack of) is one of the biggest stressers in life. I'm sorry you are having to go this tough time. I know many others are feeling the same crunch, so ...
- E.- I know it feels like a big black hole you are in right now (we are just climbing out) but you have so many options! My husband and I are working an awesome prog...
- We have been a military family and my husband is retiring next month. I have tried to plan ahead (a little). I have a home based referral business and can help you e...
Financial Issues
Next look at your interest rates. And look at how much interest vs principle you are paying. If its possible refinance to lower FIXED rates. Good luck! ...
Answers
- Wow! I could have written this myself. We are in a bit of the same situation. My advice and what we are trying to do it number one NO MORE CREDIT CARDS! then we ar...
- B. I definately feel you on this topic. I recently relocated to the Allentown area from NY. Coming w/not much money and not able to get a mortgage yet to to working on...
- Hi there, I hope I'm not too late in responding, but I really want to encourage you to stop thinking you're a failure and that you're failing your kids. Do you realiz...
Home Equity Loans
Another idea would be to go to a mortgage company to ask about a "refinance. ... the have huge interest rates and will loan over the value of your home. ...
Answers
- I agree with others about going to local bank. You want someone you can talk to face-to-face. I will warn you that the loan process is much more difficult these days...
- If I were you I would try this: http://www.fatwallet.com/forums/finance/ The people on this forum are VERY knowledgeable and always answer all my questions. They h...
- Hi A., Go to your local bank. Talk to the financial consultant. See what they have to offer. Good luck. All the Best. D.
He Has as Good as Credit as You Can Get... I Have the Worst - What Happens When
Since interest rates vary based on credit score, make sure that he is the only person on any account ..... home refinance bad credit · credit score repair ...
Answers
- In our house it is the same story... only reversed. Somehow I ended up with the perfect credit while hubby struggles from his past being laid off and divorced, etc. ...
- keep in mind if he puts a home in his name only, if something hapens to the relationship-you could end up on the street with nothing. I recommend cleaning up your cre...
- I don't think your credit will affect you buying a house...I believe that if he has good credit your bad credit is not enough to be denied a loan. I may be wrong, but...
In So Much Debt
... call all of your creditors and get lower interest rates and put them all .... In this case, you have three options; 1)refinance your home, if you own it ...
Answers
- Have you considered transfering all balances to a 0% credit card? My credit union is running an ad for 0% interest on all transfers for a year. Then, if you still ha...
- Hi. First (if you haven't already) you should work up a budget to see what income your family has and then write up all of your bills and see how short (if you are sho...
- In this case, you have three options; 1)refinance your home, if you own it and IF you have equity. But, in order to get the best rate you need to act BEFORE you are l...
Financial Advise
Your interest rates will go sky high and you'll be in worse shape. ..... you could try to refinance with a "modified mortgage", then you should not pay your ...
Answers
- pay in this order: 1. credit cards (whatever you do --make THESE) 2. mortgages 3. pay partial payments on everything else, and contact businesses to let them know...
- Yes, I live and breath by Dave Ramsey financial advice. Please go out and take a look at that site. Also, I am not sure who told you that missing a second mortgage p...
- I would try to pay your mortgage. Take a hard look at your bills and cancel or reduce what you can. I.e. you do not need cable. Cancel it. Try to conserve energy, ...
Becoming a SAHM?
Make sure you get a fixed rate mortgage or a bank loan! ... Also, with interest rates being so low and the housing market at an ... Should I Refinance? ...
Answers
- It is certainly possible to live off one income of $25K. I've always wanted to be a SAHM and became one while I was pregnant with the twins. I had no choice, because...
- You can live on 25,000 a year. Maybe not as well as you like but it can be done. With the cost of childcare, if you have a large family it is hardly worth working anyw...
- Budget, budget, budget. It can be done. We lived off that much. This is what we did. *We signed up for quicken.com so we could see how much we are spending where a...
