refinance home mortgage rates
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Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
Read all 16 responses: "I am currently looking to refinance my home. ... I don't know what your mortgage rate is right now but mine is like 5.25% which I ...
Answers
- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
Mortgage Interest Rate Question
21 Sep 2009 ... Mortgage Interest Rate Question. We are considering refinancing our home We currently have a 30year fixed and are looking to keep the same ...
Answers
- We refinanced at the beginning of the year and got a 30 year fixed for 5.125%.
- It will be a little lower, but you will still probably have a larger payment because of the reduced years. I bit-the-bullet shortly after buying our house and reduced...
- Most lending institutions now have their mortgage rates online, but they can change daily. You can often eliminate the points associated with refinancing by taking an ...
Should I Refinance?
Read all 43 responses: "I purchased my home 6 yrs ago at a fixed rate of 6.375% for 30 yrs. ... home refinance rates · refinance mortgage bad credit ...
Answers
- you should get the advice of a finance expert that is not positioned to gain a commission if you choose this option. it is hard to get an unbiased opinion from someo...
- Hi T., If you can afford the payments as you have them now, then don't refinance. Not only will you owe more than you do now on the principle but over time you will...
- I've been a Realtor for 40 years, and have seen all the scenarios you can name. One of the crucial things you need to think about before refinancing is "how long do y...
Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
20 Aug 2009 ... try to refinance home, car, student loans, personal loans, .... That being said, have you shopped around your home/auto insurance rates? .... from your checking/ cc/mortgage (we have quicken) and make sure everything is ...
Answers
- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
Good Mortgage Company
She stays in touch w/ us and keeps us posted on mortgage rates. Helpful? ... Next question: Advise on Mortgages and Buying a Home ... Need to Refinance Home ...
Answers
- We used PRIME Mortgage Company (Deb McGuire) and really like her. She stays in touch w/ us and keeps us posted on mortgage rates.
- are you a member of a credit union?? if not, check there....we just refinanced through our credit union for FREE!! no closing costs or fees!
- Just an FYI: We've used Wells Fargo (I have a good contact there if you decide you want to try it again) for 3 mortgages now and we've never had an issue. Aside from ...
Needing Advice on Credit Repair
I've been wanting to refinance my current mortgage,..and..." ... They should be able to give you a range of rates based on your credit score and job time. ...
Answers
- Hi, T.: Check out my website at www.safeharborcreditrepair.org I've been through it and that's how I ended up in the business. I've been in mortgage lending for...
- Go to www.annualcreditreport.com to get a FREE copy of your credit report from all three credit reporting agencies. Reports are free once a year. This is the only one ...
- There is not an easy way to repair credit. It takes a couple years to repair damage that you have done over the years. If you are too far in debt, look at all your o...
Mortgage Companies
22 Sep 2009 ... Buying a HomeKilleenHarker Heights Area · 25 · Mortgage Interest Rate Question · 16 · Considering Refinancing to Consolidatehome Improvement ...
Answers
- Hi V.! I have two possible options for you. I work at Bank of the West and we love mortgage loans. Our rates may be a bit higher (.25%) but you will make your payme...
- I think going through a broker especially during these times is the better way to go. James B. Nutter, from what I have heard, is a very good company to go through. ...
- Hi V., my husband and I recently found out about a great program that will allow us to get a 15-year, 0% interest, fixed rate loan. It's called a mortgage restructure ...
Has Anyone Used Careone Credit Counseling???
I have tried getting the creditors to lower interest rates but that hasnt helped much. I am in. ... and helping clients with their credit (so they could repair their credit to buy a home. .... mortgage loan rate · refinance bad credit ...
Answers
- Unfortunately, using a credit counseling company is almost as bad as bankruptcy. I have done some research and have found that there is really nothing you can do othe...
- I would like to invite you to Financial Peace University by Dave Ramsey. It is a 13 week course offered through our church, Sun Valley, and it had made a HUGE differe...
- My sister used Debt SHield, which a friend of hers also used. It worked out well, as if creditors started calling, she just called the person at DS & they had it stop....
Paying off Debt
I didn't have to refinance my mortgage, my household budget has barely ..... They stopped all the calls to my home. They even got the interest rate down. ...
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- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
Should I Refinance My Mortgage?
Asked by A.D. from Dallas
on January 20, 2009
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I had a 5 yr ARM loan whish I got refinanced last year, March 2008, with 5.5%, 30yrs fixed. I pay monthly escrow with it.
As rates are going down , should I refinan...
Answers
- The easiest way to determine your savings is to go to a website like Bankrate.com and use their mortgage calculators to see how much you will save changing your mortga...
- Another tip: make your monthly payment in 2 seperate payments each month. For example, if your mortgage per month is $1000, pay $500 every two weeks (like one paymen...
- I agree with the previous post - it's too soon and rates haven't changed that much for you to really see any benefit. Plus, refinancing too frequently could have a ne...
