refi or not
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Looking for Reputable Mortgage Broker That You Have Used at Least Once
I am looking for someone who you have had do your own mortgage not someone who ... She's done my best friend's mortgage and refinance, my brother-in-law's ...
Answers
- We used Curtis Mortage in Denton when we bought our house. Before we went to them we went online and we were going to use Lending Tree or one of those. They totally sc...
- I second Curtis Mortgage in Denton. Stacy Curstis is a VERY nice, honest, reliable guy. He did our home loan years ago. He has done all our family's business (and he's...
- We have had good experiences with Guardian. We worked with Fran and I am not positive is she is there or not now. They did a great job with our mortgage when we bu...
Need Advise on Loan Modifications
You MAY be able to get a refinance though. Ask about that. I have a good mortgage guy in Cucamonga if you want his name to see if you qualify or not. ...
Answers
- that is correct - loan modifications are for people on the verge of losing their homes. You MAY be able to get a refinance though. Ask about that. I have a good mor...
- With rates dropping, why don't you check out a full refinance at 30yrs? This way you can go to any reputable lender that treats you with respect.
- Which bank are you banking with. Not all modication loans are programed in that manner. If the 30 or 40 year loan takes care of the need now. Does your husband have a...
How to Get This Person to Pay Us
You will eventually be paid if ever refi's his home or sales. I know this is not speedy but ive seen people finally being paid after years of waiting. ...
Answers
- I'm surprised that you haven't called him yet. You seem like you're not wanting to seem too pushy or forward, but in a situation like this you must make this man respo...
- Well first of all, do not bother this guy at his job. Judges look down on this sort of thing. You have made a civil agreement with him,therefore, you have to take him ...
- J.: This person is probably in financial trouble, however that is no excuse for him not contacting you regarding his debt. I would look into placing a lein on his ...
Fha-frustrated!
(Yes, Absolutely) 10 9 8 7 6 5 4 3 2 1 0 (Definitely not) ... Just what I heard. ..a friend of mine is doing a refi and that's what she was told. Helpful? ...
Answers
- I thought that was effective April 1? Just what I heard...a friend of mine is doing a refi and that's what she was told.
- Hi T., I'm also a loan officer, and I'd have to say your broker is about 95% correct. Most brokers, as well as some banks, want to see your score at a minimum of 620...
- I'm no expert but as you know, banks aren't practically giving out money anymore and are requiring stricter standards when it comes to lending. I would not be surpris...
Debt Mnagement and Getting a Mortgage
You can take those reports and first dispute anything that is not yours or that are duplicated. .... bankruptcy information · refinance bad credit mortgage ...
Answers
- I'm going to say that it depends, when I was in college I made a few mistakes, I had to go through a debt consolidation Co. and in no way shape or form did it affect m...
- I know people that have filed bankruptcy and got a mortgage with in the same year. So, I don't see how trying to pay off your debt would hurt. You may end up with a h...
- Hi N. May I suggest a finance and debt coach? His name is Dave Ramsey. You can listen to him FREE on 2 local radio stations. am 1260 or am1090 Both stations ar...
Looking for Mortgage Brokers
After using a couple Mortgage Brokers that did not do what was best for us, ... He has done every mortgage or refi we've had for the past 5 yrs. ...
Answers
- Hi J., Goddluck in the process of Mortgage. I highly recommend Mr Rasched, ###-###-#### of Oasis, he has special deals of Cash back and discounted rates going on ri...
- We are refinancing right now and using the same broker we used to buy this home. He is awesome and totally trustworthy. His name is Bob Hudetz. He is a broker with ...
- Advantage American Mortgage in Bolingbrook. The owners name is Torrence Riley. He has done every mortgage or refi we've had for the past 5 yrs. He's very easy to talk ...
I’m in a Financial Battle with My Husband
Hello A., I'm no pro but looking at the market right now, I would say refinance not pay it off, let's say your original loan is $100k minus they'll give you ...
Answers
- If I understand this correctly, you're paying 10.75% interest on this loan, and the bank is giving you 2% on your money. Wouldn't you be saving 8.75% by paying it off?...
- Everyone that has posted a response makes sense. But you have to consider many points. First, if you refi, then think about the fees you will have to pay to do so. ...
- Of course the bank wants you to keep the money in your savings account - if you take it out you're taking it from them and their ability to reinvest in their own schem...
Lenders
(Yes, Absolutely) 10 9 8 7 6 5 4 3 2 1 0 (Definitely not) ... My hubby watches the numbers and we though about refi again, however, with great rates, ...
Answers
- Hi C., I would highly recommend Wade Betz with Guardian Mortgage, ###-###-#### Please tell him T. Ebbinghouse recommended you to him. Good luck, T.
- my husband is a direct lender. when you go through a place like texas lending they are brokers and can take a really long time. please at least give him a chance...h...
- Moncor Inc, Mortgage Bank in Addison 15301 Spectrum Drive Suite 525 Addison Tx 75001 I know they can do almost any loan. They work fast too. My husband always ...
I Ask This with Humility....
If that will not work for you, maybe try a refi? We also got rid of a car payment and bought a cheap used car. (We asked friends and family, ...
Answers
- There are certain protections for your home under bankruptcy law and provisions that allow you can affirm debts (agree to keep paying them) and keep the asset. You sho...
- Don't do it! If you're already in a stressful financial situation - you have to humble yourself & buy a car you can pay cash for - no financing, or it will only get wo...
- Hi Candace, It sounds like you have time to plan. If hubby graduates in the fall, loan payments won't start immediately. Does he change jobs after graduation or now...
Financial Advise
However, if are seeking a more long term debt reduction solution, you could try to refinance with a "modified mortgage", then you should not pay your 1st ...
Answers
- pay in this order: 1. credit cards (whatever you do --make THESE) 2. mortgages 3. pay partial payments on everything else, and contact businesses to let them know...
- Yes, I live and breath by Dave Ramsey financial advice. Please go out and take a look at that site. Also, I am not sure who told you that missing a second mortgage p...
- I would try to pay your mortgage. Take a hard look at your bills and cancel or reduce what you can. I.e. you do not need cable. Cancel it. Try to conserve energy, ...
