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What Do You Do About Your Mortgage??
All of this assumes a fixed rate loan. Okay--first get an amortization schedule from your mortgage company. On that schedule it will show you how much of ...
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- What my friend used to do was get a breakdown from the bank of what amount of the loan went twards intrest/principial every month. Then she would pay the regular payme...
- Good Morning Reba S I work for a title company and most of the closings that have loans are 30 year mortgages. I always suggest in closing that you make extra princ...
- Hi Reba, I have a 30 year note which made my monthly payments affordable. Most people I know have 30 year mortgages. In addition to the monthly note, I add a separa...
Need Legal Advice on Hospital Bills
... or maybe you can take out a loan that would be easier to pay back...most ..... At any rate, they said they would call the collection agency to cancel ...
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- I'm pretty sure as long as your attempting to make some sort of payment they cannot turn you over to collection. I had a similar thing with my credit card company 10 ...
- first off, you say you are sending several people $20.00 a month? have you talked the business office at your hospital to have all off your bills consolidated into on...
- My husband has thousands of dollars in medical bills. We also get hassled for all of it at one time. My uncle is a DA and we asked him what we should do and he said ...
Debt Collection-am I Being Scammed?
Needless to say we qualified for the lowest interest rate possible for our new home .... I was a mortgage loan collector a few years ago and this does sound ...
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- There is such a thing as a deficiency judgment (meaning the lender files a lawsuit to recover and the court issues a judgment); however, some states have anti-deficien...
- Dear K L, 3rd party debt collection companies and continue to attempt collection until the cows come home. The bottom line is this: The original debt is over 10...
- Hi! I am so sorry to hear about this stressful time for you. Here is my advice: 1) If your husband is still in somewhat of contact with his first wife, he should call...
Paying off Debt
... the car title loan and the signature loan because the interest rate was so low After the second credit card was paid off I took what I was paying on the ...
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- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
Fertility questions/Insurance Coverage
The advantage of this over a loan is that we paid the interest back to ourselves - not some bank- and when someone looks at your records they do not see a ...
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- My insurance was the same. We went to Loma Linda for daily blood work for almost 2 weeks... they only do necessary things, especially if they know your insurance doesn...
- I am insurance agent. What is the Carrier you are on? and is this with a Group or Individual/family only plan? Maybe I can search for you who does offer this. Might...
- Hey H.! Try the Los Angeles Cryobank for fertility testing - Los Angeles, CA 11915 La Grange Ave. Los Angeles, CA 90025 ###-###-#### AND for further ferti...
Debt Consolidation Is It Worth It/does It Work???
Sep 2, 2009 ... My friend wanted to do a loan modification to get her interest rate down She had never been late or missed a payment she just wanted a new ...
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- I joined CNI a few years ago and they negotiated a good portion of my debt away. Look into them too, I cancelled all my cards and have bad credit for a few years but...
- Hi there, We looked into this last year when we encountered some of the same problems. You have to be really careful about which companies you go with - there are man...
- Several years ago I went with Consumer Credit Counseling and had a great experience with them. I learned my lesson and, as great as my counselor was, I plan on never ...
Poll on What You Think About Repaying Parents
I have borrowed from parents (& in-law) and always paid back, with a low % ( lower than I could get) interest rate if it was a longer term loan. ...
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- (written after your update) It sounds like you are doing the right thing-being VERY clear about when you can repay and the reasoning why-sorry to hear about your hu...
- I think that you should repay your parents if you borrowed money and it was not given as a gift. If you borrowed the money from a bank would you question whether or no...
- Loans should be documented in writing and signed by both parties clearly spelling out the amount borrowed and when it is expected to be paid back. I agree with the ear...
Vehicle Financial Problems
SO MANY VARIABLES HERE If she is in a low interest loan she could sell the ... my interest rate and took a year off my loan and brought my payments downGL ...
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- sorry to hear about that unfortunate event. most dealerships if that is where you purchased will let you surrender it. the bad part though is that the consider it a re...
- D. I would try and sell it for the payoff or find someone to finance it in their name cause you will still have to pay the remaining balance after auction. Which will...
- Hello D., I am very sorry that your husband is losing his job next year. Is there any way that you can refinance your van for a lower payment? With a family of 5, I'...
Need to Know Approx Cost of Childcare in Area
I don't know what the going rate is in Johnson County, but I pay $185 for my 18 month old and $120 for my four .... mortgage news · home mortgage loan rate ...
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- Hi C., I am a childcare provider. My rate is 175.00 weekly for infant to potty trained. 130.00 for toddler to Pre-k w/ Preschool lessons taught. I am also ...
- Hey, C., so your husband got the job! Great news. I'm afraid I can't help you with Christian-based childcare. Pretty much all of the ones I called were either full-...
- C.-- I'm a licensed daycare provider located in Prairie Village. When I first started out doing this, I based my rates on other providers I'd heard of. However, I dec...
Overwhelmed!
The current prime rate for a 30-year fixed mortgage with 0 points is 6.25%. ... up and you wind up paying more than you would have with a fixed rate loan. ...
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- My Aunt Peg is an amazing real estate agent. She's very low key and will take care of you! email me if you want her number ____@____.com
- Look into The meadows of shelbourne @ Deerpath I moved here a year ago and I love it. It's @ 238/Greenfield AV & Brookschool RD. You dont need a realitor or a broker...
- Hi A., I called and met with a couple of real estate agents during my home buying experience and ended up going with a new home community by Beazer. Sounds like yo...
