private insurance
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Life Insurance???
Asked by S.R. from Chicago
on March 2, 2012
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Im now looking to get life insurance. I know little of this can someone recommend a reputable company and share your experience with your agents?
Answers
- Please do not take a form letter answer like "OneandDone" has given you. Life insurance companies are rated based upon their financial soundness. As insurance is...
- We went through our Insurance agent (who we have our home/auto with). They have a company that they work. I would start there.
- You can get quotes online for all kinds of different policies. That will give you an idea of what you might be able to afford. If you need help trying to decide what k...
Health Insurance
Asked by C.F. from Denver
on February 27, 2012
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Hi,
I am getting ready to change insurance (health) companies. It will be a private policy as I do not have insurance through an employer. My question is...Is it be...
Answers
- It is math. Okay so you are in rehab, does the cost savings from a high deductible cover the out of pocket costs of your rehab? Does it perhaps at least cover the pa...
- Getting individual health insurance is tricky and can be painful. I recently got individual coverage and learned this. First of all, Colorado has a law where health ...
- Are you sure you can pass underwriting with a new insurance carrier? As an agent, I never knew of carriers issuing policies for someone currently under treatment. Not...
No Maternity Insurance
Asked by R.L. from Dallas
on April 29, 2006
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Although I have insurance, I do not have maternity coverage. Wondering if anyone has been in this situation and has advice to share. Has anyone ever used/heard of th...
Answers
- Hi! I was in the same situation as you with my second daugher. I had private insurance and learned that no individual insurance in Texas covers maternity. A few offer ...
- Hi R., I haven't heard of the maternity card...I also have medical insurance but no maternity coverage. When I was pregnant with my son in 2004, I discovered that ...
- I am in the exact same situation. Are you already pregnant - I am. Will you please let me know if you receive any valuable information?? Thanks!
Health Insurance
Asked by J.E. from Phoenix
on January 24, 2007
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I'm looking for good insurance and cheap for my son and I or just my son, someone told me to go through access because its cheap and I cant afford any other insurance....
Answers
- I am on AHCCCS/Kidscare and it covers the parent(s) and their children. For my husband, myself and our one child we pay about $70 a month. For more information you c...
- my daughter has insurance through access... all you have to do is go to their web site and print out an application then send it in. it will tell you everything you ne...
- I would look into Pres Individual Care...the coverage is good and it isn't too costly....I am not sure what you are looking at for a monthly premium...I think it was a...
Insurance Question
Asked by R.R. from Raleigh
on March 25, 2008
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Need some opinions on insurance. My husbands company is giving us the option of deciding which insurance we want. The choices are United Healthcare and BCBSNC. Can ...
Answers
- I have to chime in with great reviews for BCBSNC. I have had experiences with them when I was covered through my employer as well as taking out an individual policy o...
- I agree with Ingrid.....call your current physicians to see which plan they will accept. Also, it really depends upon the coverage each plan is offering through you...
- DO NOT take United!!!!!!!!!!!! Run for your life.
Insurance After an Accident?
Asked by J.S. from Springfield
on September 8, 2007
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I've had my car for about a week now, and was hit yesterday. The other driver's insurance is going to cover it and everything, but I am worried that I'm going to get s...
Answers
- Go get estimates (they're free) from two different body shops in you area, preferably where people you know trust them, and submit these estimates to both your insuran...
- Hi J., So sorry to hear about your new car! You are able to choose where to take your car to have it fixed, so I would take it to the dealer. When you get it bac...
- Unfortunately I've had lots of accidents (before my daughter) and insurance claims. A guy from his insurance will come out and "assess" the vehicle. He will give a l...
Pregnant and No Insurance
Asked by J.D. from Dallas
on April 30, 2009
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Hey ladies,
I am pregnant with our third child (4 weeks), and do not have insurance. My husband was in chiropractic school for the past three years and so we had...
Answers
- I am an insurance broker, you can find my company listed on mamasource "Covenant Health & Life" as well as the positive reviews I have received from moms just like you...
- Apply for medicaid! You said you were on it before, and since you're pregnant, you should be able to get it again. I don't know if midwives accept medicaid or not, t...
- My husband and I are starting to ttc process and we are having similar issues. Pregnancy is not a pre-existing in the state of Texas. My doctor has a cash price for ...
Insurance for the Uninsured
Asked by D.C. from Philadelphia
on November 28, 2007
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In October my mother was diagnosed with lung cancer (stage 4). It traveled to her brain, which she has two tumors. She completed radiation and will begin chemo the end...
Answers
- I think that her best option is the welfare system. Medicare for retirees still requires some supplemental plan so it may not be that affordable. She can go through ...
- My mother in law had a loosing battle with breast cancer just after our daughter was born. I am sorry you must go through this. It will change ALL of your lives fore...
- I am sorry to hear about your mother's diagnosis and will keep her and your family in my prayers. Have you talked to anyone at the hospital to see what options they m...
Health Insurance
Asked by M.H. from Lima
on May 4, 2011
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My husbands work offered him insurance, but it's VERY expensive so we are wanting to get it somewhere so I was just wondering anyone knows any good places that aren't ...
Answers
- It would be helpful if you told us how much is expensive. What I mean is say I know of private insurance that is $1,600 a month for a family, good coverage and believ...
- My advice, shop around. There are so many insurance companies out there that I would look around to find the best rate, ask friends, family members, and more. You wi...
- I have independent insurance through Medica. The monthly premium is affordable, the coverage is only OK, and the deductible is outrageously high - thousands of dollars...
About Health Insurance
Asked by K.I. from Oklahoma City
on September 29, 2011
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I hope to get some answers about this I'm totally ignorant about it.
The father of my DD has been order to provide health nsurance , he hasn't til now because he say...
Answers
- He can certainly purchase a policy that covers the entire nation - Blue Cross is the big name that everyone knows. Their policies are nationwide. Tell him to contact a...
- it's a tough situation. Even the national carriers offer better rates for PPOs which would not apply in your case. What would happen if you did the phonework on th...
- Sounds like he is dragging his feet. Your daughter needs to be insured. Help this man find something if he is willing to provide it. If he is not willing, then ...
