plan your money
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Would Love to Cut My Groceries Bill !!
Try planning your menus around only what's on sale. ... kids every day plus my husband and i. my favorite way to save money is to go thru the ads every week ...
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- if you get a newspaper, shop the ads for Krogers and Foodfair etc. Wal-mart will price comp. what the other stores are advertising. i always buy generic anyways. also,...
- i have an inhome child care so i'm feeding 10 kids every day plus my husband and i. my favorite way to save money is to go thru the ads every week and note the things...
- Try planning your menus around only what's on sale. I don't use coupons unless it is something I would buy anyway. If there is a Kroger where you are their 10 for 10 s...
Money Saving Tips
I've learned a lot about saving money recently since my dh is between jobs ... NEVER use your credit card unless you plan to pay the entire balance due at ...
Answers
- Believe me, we're there. I don't have a lot of ideas, but one that I use to cut down on grocery bills is a) to generally eat more vegetarian meals (pasta, beans, rice...
- there's lots of hting you can do. Start by buying food in bulk. Cancell your monthly cell phone service and get a pay-as-you-go phone (use it only for emergencies!!)...
- I've been looking at ways to cut back as well. With 2 kids in daycare its very tough. However, we just reviewed our cable bill. We had cable and internet with comca...
Which Plan for Pregnancy - PPO or CDHP? What Was Your Experience?
What Was Your Experience? It's annual enrollment time at my employer and I'm trying to make a decision between a the traditional PPO plan (with a premium of ...
Answers
- I think that no matter how healthy you are complications can alway arise and you need to be covered. I was on BCBS for both my pregancies and love it. You will only ...
- S., I would look at what it will cost you in co pays and otherwise. I am currently on a PPO with Blue Cross/Blue Shield and I am due in February with my second child...
- I am not familiar with the CDHP, but just had a baby with UHC's PPO plan. While the per paycheck costs are more, the out of pocket expenses for the pregnancy was very...
Maui Destination Wedding: Need Help Planning, Travel Agent, Wedding Coordinator
Good luck to you as you plan your big day!! If you want to ask me any other questions about Hawaii or my experiences there, feel free to send me a message : ...
Answers
- My cousin just got married 2 weeks ago in Maui. Here is what she suggested. "We used J.J Preston from mauiweddingplanner.com. She was great! She was my photographer ...
- I would highly recommend Angela with Home Run Tours and Cruises - she is an excellent travel agent with lots of experience. You can email her at ____@____.com or call...
- Hi G., First of all, congratulations! What exciting news! I have been to Hawaii 15 times, and to Maui 13 of those trips, so I am very familiar with the island. I...
First Birthday Party for Twin Girls!!!
No, she won't remember it, but it was more fun for me to plan everything .... I agree to save your money for themes when they are old enough to enjoy it. ...
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- Hi K.! I agree to save your money for themes when they are old enough to enjoy it. I just bought the "1st birthday" themed stuff at Walmart for my twins last year. ...
- How exciting! We had a blast planning and enjoying our twin daughters first party last year! They were not into anything either so I chose to do a very girly (we hav...
- It is so much fun with that first birthday! But I agree that too much activity/events can turn an enjoyable day into frustration and tears! Just simple girl themed c...
Needing Help with Finances
We love it, were finally on a plan to be debt free! But I agree you have to budget and know where your money is going. It's not easy and it takes months to ...
Answers
- With not knowing how or where you spend your money, we put ourselves on a cash only budget. It sounds like you are trying to keep track of what you spend. So figure...
- Your bank should have someone who can help you with that, also, you have to be aware of EVERY expense and where EVERY penny gets spent in order to make a realistic bud...
- My DH and I are also doing Dave Ramsey. We are in his Finacial Peace University class. We love it, were finally on a plan to be debt free! But I agree you have to budg...
I Am Failing... I Need a Financial Counselor!!!
If you are getting free rent, and probably some meals, and still in the hole, your money may be going to a lot of small entertainment-type expenses. ...
Answers
- Hi P., I think it's terrific that you recognize you need help getting a financial plan for your family. Don't berate yourself for not getting it right and there's ...
- I was once in your position. A great book or Movie to watch that really helps in "The Secret". Your mind is really is really in control of your well being. I am 28 yea...
- Hi Pricilla! I know how frustrating finances can be, and we feel the stress of it too. I'm by no means an expert, but I can pass on some advice I've received. Fi...
529 Plans
Since each state offers their own plan, the options..." ... Basically the California 529 will allow you to use the money in your account for accredited ...
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- We opened 529 plans for our sons with Utah (Utah Educational Savings Plan). Since there is no tax benefit to opening a 529 in California, we looked out of state. The U...
- Hi. The 529s are fairly easy to deal with especially if you do it online. I get intimidated by long-term/investment/financial stuff but even I could handle this. If yo...
- A good friend of mine passed this info along to me a while ago. We haven't set it up yet but plan to - it sounds like a great way to go. It's called "CollegeBou...
Tops on Saving Money
... I am just asking other moms to send me some of your money saving advice. ... If you can live without all the extras on your phones then lower your plan. ...
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- The best thing that has worked for me and my husband is going back to the basics. I plan my meals for the week(this includes my husbands lunches) and make a list of t...
- www.YouNeedABudget.com software. I'm awaiting the software for my Mac, but it works on any PC, and it puts you in control of all your money, instead of just recording...
- My husband lost his job and although he got another job, it was about $50K less than his old job. Needless to say, we are hurting financially. Here is what is helpin...
Need a Better Health Insurance Plan
If so, are you happy with your insurance company and provider? ... so I would have something for the younger kids, but of course, we make too much money. ...
Answers
- Look into Unicare! I was with them independently for a couple years before I went onto my husbands plan through his work (which is Blue Cross Blue Shield HMO but thro...
- Have you checked with INSURANCE.COM? The url for the health insurance is http://www.insurance.com/Health.aspx I didn't purchase my HEALTH insurance through them ...
- D., I would be happy to help you and your family obtain more affordable and better health insurance. My company is located in Forest Park and we frequently work wi...