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Need Help on a Decent Medical Plan !!!!
Read all 12 responses: "Hi Moms, I really need help on picking medical coverage for the family. My hubby is starting a job where he'll be a independant ...
Answers
- Hi, L.! I was in the same situation. I paid Vista (expensive), Preferred Medical (cheaper) but the result was the same--- too pricey for the service. I ended up in a "...
- We use an insurance agent...All the plans out there can cause serious head-spinning...Anyway, he and his wife have been selling insurance for over 20 years or somethin...
- go to ehealthinsurance.com - it lets you compare all different plans and see what is important to you - has different deductibles, some have prescription plans, some d...
Best Plan to Loose Weight/eat Healthy
Read all 24 responses: "Hi, I am looking for a way to learn to eat healthier and loose weight. I am considering Jenny Craig, Weight Watchers, the South ...
Answers
- Go see the nutritionist first - most definitely! The nutritionist will be able to determine how many calories you should be eating, educate you about healthy food cho...
- I went to the Nutrition Clinic in Arlington Heights with Dr. Gupta. They have a nutritionist there, they give you a meal plan, tell you how many calories per day you c...
- I am doing the Eat Clean Diet. Bought the book at Barnes and Nobles. IT is awesome. I lost 4 lbs in about 2 weeks. I am not wanting to really lose weight, just tone. S...
Retirement Plan for Self Employed
Read all 6 responses: "I am looking for a good retirement plan. I am 40 years old and have being living in the USA for 7 years. I am self employed.
Answers
- A.- I am self-employed and my financial advisor set me up with a Single K plan a few years ago and it has done well. You can deduct all your contributions off taxes....
- A., Try Oppenheimer Funds Single K Plan available through Wachovia Securities A.
- My name is O. Chang and in my 40's like you. I am a registered representative with New England Financial since 1995. Retirement plan is one of the financial products t...
Saving for Education
I also want something that is a liquid asset so I plan to open up a ... We opened up a 529 plan for both of our kids. It's always a risk if they end up not ...
Answers
- A 529 plan is a real blessing, but it is meant for college or post secondary education only. This is the way it works...you put in money and it grows tax free. You c...
- Hi A., Our accountant set up 529 accounts for our kids. We contributed for one year. They continue to perform quite well. However... There will always be someone (...
- The great thing about the 529 is that you can use it for anything education related, not just college. If you decide your kid should go to a private school, you can wi...
Birthing Plan
Read all 29 responses: "I keep hearing to make a birthing plan, but this is my first pregnancy, so I do not know what to expect or even how to begin making ...
Answers
- R., Congrats!!! Coming from a nurse...I try to keep from rolling my eyes when someone says they have a birth plan. I always get "I dont want my water broke", or...
- I believe a birthing plan is basically your wishes when u are in labor like if you want pain meds or not, and things like that.
- R. - A birthing plan...I have had five kids and can tell you that this is something you cannot plan. However, you can have your thoughts about what you would like to ...
HSP Health Savings Plan
Read all 12 responses: "Has anyone any experience with one of the Health savings plan or medical savings plan insurances with Blue corss/Blue shields or ...
Answers
- We have had a Health Savings Account (HSA) over five years. It must be combined with a high-deductible health insurance policy. Ours is with Blue Cross and we love i...
- The best idea is to talk with your Blue Cross rep and find out what options you have. I have heard that HSP's are great and tax free. It's worth a 15 min phone call.
- We have just changed over to this! Ours is with BC HSA. It sounds like a good deal!! It seems to make the most financial sense to me! But I've yet to use it.
Minnesota Savings 529 Plan for Your Child?
Read all 5 responses: "My daughter is only two, but I figured it will be a good idea to put some money away for her education.
Answers
- We started the 529 plan as soon as our son was born, and we've been happy w/ it--he's 17 months old now. We also do the direct deposit so we never forget to contribut...
- Great idea - We go directly to the plan - did it all on line as I recall. They have easy ways to set up automatic deposits so you don't have to remember to make depos...
- Our 2 older boys each have a 529. Our youngest was just born on Tuesday and he'll be getting one when we get his social security card. We have them through Wells Far...
How to Plan for Homebirth, but Also Cover a Hospital Birth If Necessary
Read all 11 responses: "I appreciate any advice moms out there might have regarding 'emergency' health insurance for the pregnant and uninsured.
Answers
- Like many of the responses already, I agree that you should get health insurance for the remainder of your pregnancy. What you are thinking of doing is unethical. If...
- Hi! Congratulations on your pregnancy! I think you should go ahead and buy yourself some health insurance. You can always drop it after the birth if you wish. Ev...
- N., I just had a successful (and amazing) homebirth. I don't know what options to offer you regarding 'emergency' hospital backup; however, I want to give you cont...
Meal Plan for 13 Month Old
Read all 5 responses: "My son is 13 months old, I'm not sure what to feed him besides diced apples, mandarin oranges, turkey rollups, and carrots!
Answers
- Avocados, un-processed foods, pasta, tofu, baked stuffed potatoes that is very well cooked and soft, baked sweet potatoes, baked squash, scrambled eggs (without the eg...
- Hi I give my 12 month old a few bites of whatever we are eating, as long as it is not too spicy and doesnt contain allergens. Other great snacks are pieces of whole w...
- At 13 months my daughter ate what we ate, with the exception of anything spicy and salad. And I don't think she was eatting beef yet, but she started not too long aft...
Transitioning from Bottle to Cup/ Drink & Meal Plan for 12 Month Old
Read all 7 responses: "Our beautiful daughter just turned one and is still drinking from a bottle. She is able to drink from an open cup (when I help her ...
Answers
- There is a great new product on ebay called KiddieCooler made of neoprene that goes over the sippy cup type "sippy cups" its the first product on the list. or type "Ki...
- Hi H., I have been using the following website as a guideline on what and how much to feed my daughter: http://www.wholesometoddlerfood.com/. They also have an infant...
- You'll know if she is drinking enough by checking her diapers. If they seem to dry you will need to push more fluid. With each of my 2 little ones I just cut out 1 bot...