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529 College Savings Plan?
Read all 13 responses: "Hello!!! I am wondering how I start to set up a 529 college savings plan for my son. Did anyone use anyone that was really helpful?
Answers
- My husband is a numbers man and when my now 13 yr old was born he had hers set up and ready for 529. Over the years, we have allowed our investment guy from Edward Jo...
- One web site that can help a lot is www.collegesavings.com. I googled "529 Plan" and got a lot of helpful info. I reviewed an article by Morningstar on the various p...
- Also try www.upromise.com. It is VERY easy to get an account set up and many retail stores will contribute a small % of your purchases to the college fund & they also...
Starting School
2) You need to have the school document her allergies in a 401 plan. The items in this plan are a binding legal agreement between you and the school. ...
Answers
- I would contact the school nurse before school starts. They can create a CARE plan, so that all important people she comes into contact with has the info. This would...
- 2 of my children have severe peanut allergies, and the schools have been wonderful with working with them. both Private and public. Just make sure that everyone who i...
- I would tell the school, she needs to eat seperately from the other children and make them accomodate her. There have to be others with severe food allergies in the sc...
Retirement Plan for Self Employed
Read all 6 responses: "I am looking for a good retirement plan. I am 40 years old and have being living in the USA for 7 years. I am self employed.
Answers
- A.- I am self-employed and my financial advisor set me up with a Single K plan a few years ago and it has done well. You can deduct all your contributions off taxes....
- A., Try Oppenheimer Funds Single K Plan available through Wachovia Securities A.
- My name is O. Chang and in my 40's like you. I am a registered representative with New England Financial since 1995. Retirement plan is one of the financial products t...
HSP Health Savings Plan
Read all 12 responses: "Has anyone any experience with one of the Health savings plan or medical savings plan insurances with Blue corss/Blue shields or ...
Answers
- We have had a Health Savings Account (HSA) over five years. It must be combined with a high-deductible health insurance policy. Ours is with Blue Cross and we love i...
- The best idea is to talk with your Blue Cross rep and find out what options you have. I have heard that HSP's are great and tax free. It's worth a 15 min phone call.
- We have just changed over to this! Ours is with BC HSA. It sounds like a good deal!! It seems to make the most financial sense to me! But I've yet to use it.
Need a Better Health Insurance Plan
Read all 10 responses: "Hi Moms, My husband is a consultant in a company of two people - him and his boss. The problem is that his employer does not provide ...
Answers
- Look into Unicare! I was with them independently for a couple years before I went onto my husbands plan through his work (which is Blue Cross Blue Shield HMO but thro...
- Have you checked with INSURANCE.COM? The url for the health insurance is http://www.insurance.com/Health.aspx I didn't purchase my HEALTH insurance through them ...
- D., I would be happy to help you and your family obtain more affordable and better health insurance. My company is located in Forest Park and we frequently work wi...
Anyone Know Anything About the Gerber Life Grow-Up Plan??
Read all 25 responses: "I have three kids and just got a brochure on the Gerber Life Grow Up Plan in the mail. My husband is a teacher and I am a SAHM and ...
Answers
- J., We have the Gerber Life insurance plan for our son and we have found it to be pretty reasonable. We will start one for our daughter when she is born. It is paid...
- Hi J., My understanding is life insurance is for the living that would be out of luck if you died. The kids are not financially supporting anyone, therefore I don't...
- Check with your auto or health insurance rep. You can get more and better for less!!! They can help you so much in planning or even your financial advisor can help...
Birth Plan and What to Have Ready to Take to the Hospital for the Delivery
Read all 7 responses: "What to take??? I'm seven months along and I have to still get a backpack ready with all the stuff I will need during my stay at the ...
Answers
- I have not had a c-section, just 3 vag. births, but I'm sure most of this stuff still applies. In addition to the obvious camera, etc. I took the baby book and announ...
- Hi. I ended up having a C-section last minute. Recovery was not really bad. Expect to be in the hospital 2-3 days and just take things that will make you more comfo...
- Everyone else has good ideas for what to bring, I just wanted to chime in on the Pitocin. You either are having a planned C-section or you are having a planned vagina...
Needing Suggestions for Meal Plan for My 9 Month Old.
Read all 17 responses: "Hi!! I have a 9 month old little boy that loves to eat : ) He is on the slender side, his weight being in the 50% while his height is ...
Answers
- I have 2 kids one 2 1/2 and on 10 months old. Both eat like little chow hounds, but I've never been one to put them on a real strict schedule. They eat breakfast when ...
- Sounds like he is getting plenty but I wouldn't give him milk yet, just formula. If you start babies on milk to young they can form allergies against milk and milk pr...
- First of all M., relax your meal plan is just fine. You are doing a great job!!! However, if ya want to save yourself some money, then don't buy the jarred or canned ...
Martial Arts Payment Plan Scheme
Read all 8 responses: "Just over a month ago, I signed up my 9 yr old twins for their 1st martial arts lessons in Plano @ USA Martial Arts. I paid over ...
Answers
- That does sound VERY shady! I just enrolled my 6 y/o in martial arts classes for the first time a few weeks ago. I looked into USA martial arts because they are super ...
- Absolutely sounds like a scam to me. I wonder how they stay in business?
- M., This sounds like a scam to me. My daughter achieved her black belt last June from John Bain at Plano Self Defense. We had been in another program in Allen and she...
Almost 7 Year Old Won't Wipe Bottom.
Your plan sounds like a good one. I especially liked the incentive of new underwear and a new ... I thnk it is great you are trying to find a game plan. ...
Answers
- Look up online what happens to those body parts if no wping occurs after going to the bathroom. You might find some pretty nasty pics. (Ex.my 11 yr.old DD wouldn't b...
- It sounds like you have a good plan to help your stepdaughter. My only thing is about throwing away the underwear. So she has no underwear to wear - then what? She'll ...
- It sounds like you are doing all you can. Positive reinforcement is pretty much all you can do right now. I guess if it continues, you will have to monitor her bathr...
