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Husband Does Not Want to Own a House EVER, Is This a Bad Financial Decision???
Asked by C.J. from New York
on June 3, 2011
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OK I'll make it short ladies. we were homeowners from 2003 until 2009; I LOVED my house, I loved being a homeowner and we only sold because husband's work was an hour ...
Answers
- Geez, I can't imagine why he WOULDN'T want to buy a house, especially while the market's so flat. In the long run, it's ALWAYS better to rent then buy, unless you r...
- I have always wanted to be a homeowner, however I can understand why some people absolutely would not want to go that route. A few years ago, we put our house up fo...
- While real estate is rarely a bad investment, if he doesn't want to, he doesn't want to. Make sure to be funding your retirement and college funds generously!
Political Question--smaller Government?
Asked by B.B. from Missoula
on September 21, 2011
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I read an article in the NY Times yesterday (link at bottom of post) that I found interesting. Here is an excerpt:
"DON’T take at face value the claims that Amer...
Answers
- Smaller government....did you read the article today that stated the DOJ - Department of Justice since 2008 has spent $121 million on conferences and pays $16 a muffin...
- I want a smaller government. Some day I may have SS but I would prefer not to pay into it and finance my own retirement. Have I ever collected unemployment? No, but...
- Yes, we need smaller government. Every administration says we need more parks so they set land aside for parks. Every administration wants to have more infastructure...
SAHM Wondering How Others Deal with Family Finances
Asked by J.H. from Burlington
on October 22, 2008
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The biggest thing my husband and I fight about is money. My problem is that as a SAHM, I feel undervalued. My husband works all the time but, of course, so do I. The d...
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- After I had my first child I worked full time. I always thought that SAHM were incredibly lucky and had always wished that I could stop working. After my second child ...
- Sounds like major issues are happening at your house! My husband works, a lot of hours, and I stay home with our 3 children. He feels that half of his paycheck is mi...
- I also SAH and feel like I don't have my own money. I do not need permission to spend at all (NO WAY!) but DH always asks what was this for, etc because he is a detail...
Family of 4 Able to Live on 40K/year Salary
Asked by C.B. from Phoenix
on January 13, 2012
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We struggle to live off my DH salary which is twice as much as these families make a year. This article discusses 2 families that live off of 40k/year and still save f...
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- I live in Atlanta, and I have NO desire to try and live on 40K a year -even by myself! We're fairly frugal. We save a lot, don't use credit cards, by used cars, use co...
- I didn't read all of it. But some of the stats are totally not in line with where Iive. We "joke" that it takes 3 public servants (police, teachers) to live in this co...
- My husband is in the Army and only makes just below 40k a year and we live comfortably. We have two boys ages 9 months and 1 1/2. We also have been putting away for r...
Need Advice on Getting Out of Debt
Asked by H.M. from Kansas City
on November 3, 2007
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My husband and I have hit rock bottom, I don't know what to do. We are about to lose our house and car and I'm afraid then we'll lose my 2 stepsons too. We owe almost ...
Answers
- H., I am so sorry for all the bad luck that you and your family are having at this time. Have you checked into any of the Churches? Is there any way that you can work...
- H., Have you tried the HUD and FHA Loans, supposedly Bush has made those easier for families to get since all the foreclosures that are going on. Call a broker or...
- Hi H., I know you probably don't want to but you could try finding a job to help out a little. You could work it around your husbands schedule so you wouldn't have...
How Do You Earn Extra Income as a SAHM?
Asked by A.B. from Dallas
on November 8, 2010
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I am currently working 36 hours a week from home, but my job requires full time child care since I am payed hourly with a set schedule in the title industry/real estat...
Answers
- I am not a SAHM but would like to be. In that vein, I have started my own business which does not require selling, inventory, collections, or risk. You won't make th...
- I have two children the same ages as yours, and I work from home as a freelance writer. I make only $800 - $1000 a month, but I could make more if I wanted to spend m...
- How much do you pay for childcare monthly? If that goes away, do you still need to make $1K/mo? Try ebay for selling your childrens outgrown clothing, outerwear, shoe...
Safe Car for a New Teen Driver
Asked by M.B. from Sacramento
on June 6, 2011
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What is a good, safe car for a newly licensed driver?
When our teen gets to driving, what is a safe AND inexpensive car in your opinion?
Answers
- Also wanted to add that the Kia has a 10 year or 100k mile warranty on all their cars. We did some research and found that a Kia Soul was perfect for a teenager. A...
- One with the keys in your pocket and the tires removed!!!! :-) Be careful when buying an older car with low milage. If the car sat too much and wasn't started and...
- My husband always says he's going to buy our son a used Volvo and disable the turbo charger! Volvos are definitely on of the safest cars you can buy, and they seem qu...
Debt Ceiling?
Asked by J.M. from St. Louis
on July 29, 2011
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I don't understand the debt ceiling issue:/
Answers
- ha ha - I just got a kick out of someone linking a news article to get "educated." You think today's media reports "just the facts" - ha ha.
- The government isn't doing what they want it's citizens to do - be responsible, live within their means, and pay their bills on time. Basically, it's their time to pa...
- Its like if you can't pay your cable bill so you go down to the bank and take out a loan to pay the cable bill. Sure, lets go into more debt to pay debt. It DOESN'T wo...
What Do You Do to Be Frugal?
Asked by A.B. from Spartanburg
on July 1, 2010
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My husband and I are on a very tight budget right now and I am having a hard time making ends meet. I am using coupons out of the Sunday paper, using cloth diapers, us...
Answers
- I keep busy and avoid the shopping temptation :) Making things as much as possible from scratch is one of the main things we do to save money, plus my husband likes i...
- If you wants lots and lots of coupons find where the newspaper boys assemble the newspapers (put the insert into the news portion). There are usually dozens of extra ...
- I use store brands when I can. We plant a garden in the summer so we have some savings on veggies and fresh herbs. You can make money saving meals by using beans/len...
Cord Blood Banking
Asked by R.H. from New York
on May 28, 2009
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Hi Moms,
Can any of you tell me your experiences and who you went with for cord blood banking if you have?
Thanks.
Answers
- R., I have three boys. With the first two we asked my doctors about banking and they acted like it was a bunch of baloney. Because of the cost and their opinion we cou...
- Hi R., I went with Alphacord for both of my children and thought they were great. Their service is not expensive and there are no hidden costs. Here is their numbe...
- Hi R.. We went through CBR.........Cord Blood Registry and have had a really good experience so far. My friend told me about them and she has had no problems eithe...
