personal budgeting
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How Due Mom's Prepare for the Third Baby Financially!!!!!!
YOu can use the same tactic here - budget $500/month (or more if you can ... personal or vacation time you have accumulated for the time you take off after ...
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- Thrift shops and craigslist will get things for cheap. Children's Orchard and Once Upon a Child are my favorites. I'm a huge freecycle fan. (www.freecycle.org, ...
- I think karen's got GREAT advice!! Use your debit from now on- you don't have it, don't spend it. I took a financial class and we were taught to live off of 80% of y...
- chicago.craiglist.org Its great for everything a baby, kids or you may need on a budget. we didn't have much in the means of toys or baby accessories when we moved bac...
Gift for Soccer Coach
I'm a soccer and volleyball coach, and I've always loved personal ... This is my way of trying make the gift a bit "bigger" and still stick with my budget. ...
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- T., I am a coach and have a few thoughts. Check out the back of your coaches car, is there a bumber sticker or something that would indicate a hobby ( does he fish...
- Have you seen those little trophy shops. I haven't, but I don't think they are expensive at all and I think that they have plaques, trophies, and other items too. ...
- Gift cards are always nice if you know of something he enjoys or perhaps a g/c to the movies? This way he could take his spouse, kids or friend with? Just my two c...
First Birthday Bath Theme Ideas?
I am on a tight budget ($20-30) as we just had to do some MAJOR car repairs. Does anyone..." ... Make a cake for your son, this will be cheap and personal. ...
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- S., That sounds really cute! I also did birthday themes for my son every year (he's 12 next month!) What about small rubber duckies? They could be decorations (in ...
- My dear S.--I understand your desire to celebrate your son's birth, but at one year of age he won't have a clue about the festivities or the occasion. The party would ...
- What a neat idea! You might find a set of little rubber ducks for a dollar at the Dollar Tree (or Walmart has some ducks for $1 in the bath toys.) You could buy the ...
I Am Lost!!!!!
Oct 5, 2009 ... I myself had a quick budget wedding so I totally understand your .... of wine or libation of their choice A more personal gift may be in ...
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- Find friends and family to help. My mom made my cake, grooms cake, and the flower arrangements. (She's a cake decorator and florist), I have a friend that's a photogra...
- Don't forget Hobby Lobby. A lot of times they have their wedding decorations 50% off. If not they are always having cupons for 40% off one item. My sister got mar...
- Hi A. i can relate to your stress a little. I had to move in July after completely planning my wedding in New York and moved to Texas a month before my wedding. I ha...
High School Graduation Gift Etiquette
I think the best thing you could do is write them a sincere and personal ... and that was a budget breaker. the sceond year we only got two announcemnts so ...
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- Hi Shelley- My husband is in the ministry, so we know tons of people, and everyone invites us to everything, graduations, weddings, etc. Unless they are close family...
- Hi S., I had 4 sons graduate HS and go on to college. An elderly neighbor would always bring them a beautifully packaged Parker pen or pen set. They used them all t...
- This may sound weird, but my favorite graduation gift was a laundry basket and some detergent that I got from a friend. I was going away to college and definitely need...
Inexpensive Holiday Gifts
Looking for a showstopper gift with a beer budget ! ..... Hi D., Personal gifts are the best. Crafts or projects that you can do with your children as gifts ...
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- Hi D., I'm a stay at home Mom too. I have 4 children 2 boys and 2 girls. I have my own home based candle business. The candles make a terrific gift. They are...
- Every year my sister n I do up baked goods and give everyone little baskets. I make gel candles from home so I can personalize the candles to everyone preference o...
- I did this last year for family members. Go to MyKleenex.com and you can design your own tissue boxes. They are less than $5 a piece. You upload your own pictures, ...
I"m DEBT Free..Not! I Need Your Advice Again!
I made my budget, and it's impossible to live off of it. .... Nothing personal against Dave Ramsey...but am I the only one that see's that HE is the one ...
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- I have actually NEVER heard of the person before. I make decent money, and although I'm not completely debt free, at this time I only owe about $20,000. $10,000 of tha...
- Hi A., It took my husband and I exactly 22 months to get out of debt completely. We were at $27,000 in debt with credit cards, loans, and a remaining car note balanc...
- Nothing personal against Dave Ramsey...but am I the only one that see's that HE is the one rakin' in the cash? Books, talkshows, seminars....hhmm? Its this simple, l...
Seeking Ideas for an October Wedding
She had a very tight budget yet the ceremony turned out to be wonderful! ..... If you are looking for some inexpensive, personal invitations, let me know:) ...
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- L., My husband and I had our wedding and reception at the Worthington Inn in October five years ago and it was beautiful. You might try a quaint local inn or b...
- If you're in the NE Ohio area...check out Cuyahoga Valley National Park Extraordinary Spaces. I don't know the website offhand, but type it in a search engine and it c...
- I think you have gotten some great ideas already! I am not sure how much it would be, but I know the Botanical Gardens in Cleveland are AMAZING. I am sure they do we...
How Do You Organize Your Bills & Paperwork?
Oct 9, 2009 ... Another helpful tactic is to invest in a budgeting computer program like Quicken ... httpquickenintuitcompersonalfinancesoftwarefree ...
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- I have a large desk calendar that I use to log my bills and when they are due on. In the notes box I list all the bills due that month, and then I write how much or w...
- Forget hard-copies and pay as many bills as possible electronically with automatic funds transfers from your bank account. Most utility companies can be contacted dir...
- I keep a budget book and the bills are slipped inside. I enter each check and date for the month and subtract the bills to be paid from that check, stating the date t...
Double Baby Shower Advice
Apr 7, 2009 ... I need some advice on keeping it personal to their themes. ... Budget · Credit Cards · Financial Problems · Financial Responsibility ...
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- How sweet of you, for starters! I went to a fabulous baby shower and here are some things I remember. Some games I have seen: Guess The Baby Food: remove baby food la...
- Little lotions, body wash, etc are great for prizes. Pretty potted plants are also great centerpieces and prizes too. Depending on what their themes are, you could...
- You may have items relating to each of their themes dispersed through the room & have people guess how many of these "clues" they can find for each of the expecting mo...
