pension
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Saving for Education
Now we contribute what we would have to their college funds into a private pension plan. Once our retirement accounts are adequately funded (which may never ...
Answers
- A 529 plan is a real blessing, but it is meant for college or post secondary education only. This is the way it works...you put in money and it grows tax free. You c...
- Hi A., Our accountant set up 529 accounts for our kids. We contributed for one year. They continue to perform quite well. However... There will always be someone (...
- The great thing about the 529 is that you can use it for anything education related, not just college. If you decide your kid should go to a private school, you can wi...
Divorce Advice
Fight for half of your stbx's pension. Expect numerous court dates and adjournments to those court dates. Expect the divorce process to take at least a year ...
Answers
- Hi A., Been there and done it. My kids were almost the same ages too. Please remember to always put your childrens feelings first. They understand and pick up alot m...
- If there is anything that yhou feel very strongly about put it in the divorce decree. My SIL really wanted her kids every year for Halloween and wanted them to wake u...
- Divorce is probably one of the harder task that you will ever have in life. Believe me I've been there. First I think you two should attempt to come to an agreement ab...
How to Support My Husband?
There is a certain threshold for assets, but medicaid won't touch your FIL's Social Security, pension, IRAs. Your MIL's will be subject to some extent to ...
Answers
- First I want to say that mental illness in itself is very draining for a family to begin with and for your FIL to stick it out has to have been extremely difficult for...
- Hi, Please find a good elder care lawyer. My father has alzheimers and parkinsons and we desperately needed a full-time in-home aide to help out. We thought that ...
- Thankfully, I don't have any experience with what you're going through. But one thing I do think of is maybe your FIL can go on Craig's List or use references to find ...
What Is Life like After Bankruptcy?
I was in your position and the only thing that got me out is my Dad dieing and I got his pension. I was able to make my own payments so I wasn't sinking but ...
Answers
- I'd just avoid it. I think it's like taking the easy way out. Can you get a second job? I'd consolidate the debt into one personal loan if you can. You may need a ...
- Hi there J., My husband and I filed for bankruptcy a couple of years ago. We had such horrible debt and were relying on a settlement from my car accident to dig us...
- I know that filing was probably not an easy decision ... it wasn't for me but it was relly my only choice after divorce. My life got easier - no more phone calls, no ...
The Right Age to Start Kindergarten
I was an elementary school teacher for 10 years before "retiring without a pension - Ha" to stay home with my 2 children. I was asked this question by many ...
Answers
- K. I am an August person and started when I was 5. I had no problem and am now 31. I have a friend who was held back with my same b-day, and she always felt left o...
- I'd recommend checking with your pre-school teacher and see what they recommend for your son. Your pre-school teacher will have the most impartial opinion of your son...
- My 9 yr old was born Dec. 15. He was 2 weeks past the cut off for early Kindergarten testing. I am grateful now. He also was very smart. Talked eartly, could count...
Have 2 Year Old, Thinking About Getting Pregnant Again...
On the plus side, I'll retire in less than 4 years with medical coverage and a pension...and THEN I get to be a SAHM! Have to look at the positives in every ...
Answers
- I may be a bit biased since I have two girls, but I say go for it. It's harder at first, but once the little one is around 2, it gets A LOT easier. They can play wit...
- GO FOR IT!! I am speaking as an only child. But I waited until 40 to have my first and am healthy. It sounds like you are in great shape and take care of yourself = lo...
- Congratulations on your beautiful little girl! My husband and I have 2 children, 2 years apart. I was 41 and 43 when they were born...my husband is 3 years older tha...
Husband and Money
... and she got half of his pension too. I would definately talk to someone. There must be some kind of family liason within the Marines you can talk to. ...
Answers
- A., First of all if your husband is bored he needs to talk to you. No if, ands and buts. Secondly, you don't babysit your own kids. You need to know about his r...
- First of all, what does he pay for every month? Truthfully I can understand if you want to have separate credit cards, but you do need a joint bill account where each...
- You need to get yourself to the JAG office pronto! You are entitled to 1/2 of his military retirement. It is law. Make copies of all of the documentation that you h...
Help I Need Advice
My sister is in the navy and told me that if you divorce, you are entitled to some of his pension and as long as he is in the navy, your alimony comes right ...
Answers
- Hi T., My heart goes out to you. I went through a similar situation with my ex. The difference was that he was a Cpl in the Marine Corp, I had two little kids at ...
- One thing I want to make sure you know. You are entitled to 50% of his retirement pay. However, if you divorce, you should make sure the court orders him to sign up ...
- Hi T., I am really in no place to give you advice, but I do know that many churches offer free counseling and will often give financial support if needed. Additional...
I HATE The Term "Stay at Home Mom"!
Plus, stay-at-home moms get no benefits in terms of pension or 401(k)." Mom jobs . Job title. Annual salary. Child Day Care Worker $20259. Teacher ...
Answers
- Not sure if anyone said this so far--I call myself a "LIFE COACH"? Works for me.
- I like to say I am a Stay at Home Adventurer. I have three. Four , two, and 10 months. Believe me all those errands and more are straight up adventures for our group. :)
- Why do you care what "they" call you? You are playing a crucial role raising your kids and have complete flexibility and control of your life. Try some Zen.
Mother in Law Lives with Us
Scenario #2: As her to start contributing financially what she can per month, from her SS, savings, or pension or whatever she has coming in. Scenario #3. ...
Answers
- Hi M., You are not in an easy situation. First of all if your mother-in-law has 300,000 that money should have been properly invested so that she could live off of i...
- Hi, Mellissa: Honey, this situation can be resolved. Take some deep breaths and relax. Now, first things first. 1. What do you need? Assessment from my p...
- Yep--it's a tough situation and I certainly feel your pain. But, remember, she IS his mother. Try to NEVER say anything you wouldn't want him to say about you own mo...