penny stocks
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Penny Auctions
Asked by K.K. from Denver
on February 8, 2012
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Does anyone know much about these? I have seem and heard a lot of hype about these, but really dont understand how they work or if they are real. Has anyone used the...
Answers
- These really are a scam...Not at all like using Ebay. The biggest difference is in the bidding process. Potential buyers have to pay a fee — typically between 50 ce...
- Here's how penny auctions work. You buy some bids--the one I am familiar with costs $.65 per bid--and then bid on items. Each bid raises the price $.01. When the time ...
- I have had success with Bidz.com - have not used it in a long while so I am not sure if it is still going but I used to buy my man's "men rings" on there very cool tia...
Jff - Big Bonus
Asked by H.M. from Denver
on September 15, 2011
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Ok - my husband's company does profit sharing and this year he got a bonus equivalent to 3 months salary. this is awesome cause when he took this job his base pay dro...
Answers
- I'd spread the wealth around. First, I'd get rid of our credit card debt. That lone will save us big time every month and result in more savings. That said, I'd put a...
- 1. Pay off your debts. 2. Get food storage. Enough for a minimum of three months, but preferable for a year or more. 3. Get warm winter clothing for your family. 4....
- If I didn't have to use it all for bills, I would plan a nice vacation like you mentioned. The first few days for me and my SO and then a few days with the kids. And w...
Clothes Shopping for a 5Yr Old Girl
Asked by S.C. from Milwaukee
on October 16, 2011
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My daughter is 5 (6 in Jan) and wears a size 7 (she's a tall kiddo). I hate clothes shopping for her. The clothes for her are the same styles designed for teenagers....
Answers
- My granddaughter has had the same problem, but has always marched to her own beat, and is the queen of accessorizing, seriously. She's 10 and still doesn't (thankfull...
- We love Mini Boden, Lands End and Hannah Andersson for their quality. Lands End is constantly having sales and we also buy all 3 brands through Ebay for great savings.
- Try Walmart and Kmart, my girls dad shops for them there and all they have over there is everything you just mentioned!
Backpack Dilemma
Asked by D.M. from Detroit
on August 3, 2008
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Ahhhhh! The choices are endless!! What do you all feel about the backpack issue. Most kids I know get a new one every year with the current superhero of choice. Howeve...
Answers
- When they are young K-2, I let them pick out the character backpacks. One thing is that they are sometimes smaller and they can't carry 20 pounds. The other things i...
- I am doing the same this year so don't feel bad. My son is going into 2nd grade but he had a plain backpack last year and didn't seem to mind. This year I want to get ...
- Well, none of my children's backpacks have ever made it through a school year so far (my oldest is going into 4th grade), so I say go for the spiderman. And then appar...
Help Me "Trick" My Picky Eater
Asked by R.V. from Chicago
on August 21, 2010
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My son is quite a bit over weight. He's always been heavy... but for the first time ever he's getting chunky. Back about 6 months ago he was skinny... but when people ...
Answers
- What about water flavored with packets of Tru-Lemon (or Tru-Orange or Tru-Lime)? Milk is not a necessary drink (my husband and son dont drink it either) as long as...
- BTW... The trend I saw when reading the list wasn't exactly FRIED foods (although that's on there) but FOOD YOU EAT WITH YOUR HANDS! Specifically, ones you also take b...
- Wow! Alot of great advice! The only thing I would add to this is, I have a VERY picky 3 y/o daughter, that eats barely anything. The one thing I can always count on he...
My 11 Yr Old Wants to Buy Stock
Asked by F.C. from Los Angeles
on December 18, 2011
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So I recently open up a student saving account for my son who is 11years old, I asked my son what he like to save up to and he told me he wants to buy stock in SONY. H...
Answers
- Go to your bank, or a Financial Advisor and ask them. There are many ways to do this and buy stock. Being he is a minor, you have to be the parental sign off on it a...
- Some great advice from the other moms. I, too, would suggest seeing an investment counselor; check out E-Trade, Charles Schwab, or Fidelity. At his age, or for 1st t...
- Google "stock market simulation." You'll find a lot of simulations to help both you and your son learn about the stock market without risking anything right away. ...
Savings Account for a 9 Year Old
Asked by T.F. from San Francisco
on August 10, 2011
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Any recommendations on a Bank which has a good savings program for a child? When I was little the local Bank came to our school every 2 weeks and took deposits. We h...
Answers
- Call a few local banks. Many still have "passbook" savings accounts, especially good for kids. Very little interest (almost none!). If it's for a large amount of mon...
- I agree with the credit Union Suggestion.. They are really great about helping young children as customers (members)..
- ALL banks, have kid saving account programs. Each bank, will differ. Thus you need to go to your local bank, and inquire about it. The child is a minor, so they ...
Piggyback on Cheryl's Question About Lottery
Asked by M.M. from Washington DC
on March 8, 2012
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What would you do if you won the lottery?
I would first pay off Discover.
Then the cars.
We would go to Europe to see our foreign exchange daughter
I don't ...
Answers
- pay off what little debt we have. Buy a Forcloused home really cheap, fix it up. Get my party bussiness going. Hubby would open up a detail shop. Invest the rest a...
- Depends on how much. I've won a few hundred dollars before - it's not a life style changing amount. If you are talking about $1 million - after taxes it's not enough...
- pay off debts. pay off my kids' college loans for them. TRAVEL!!!!! :) khairete S.
Husband Made Bad Investment Decision
Asked by S.J. from New York
on October 13, 2011
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Recently my husband made some bad investing decisions in my 401K and it's pretty much gone. I'm beyond feeling angry -- especially since he knew about it and never di...
Answers
- I also wonder how he made the decisions. If you allowed him to, then it's partly your responsibility. And all of it was lost between last statement and this statemen...
- There are a lot of unknowns... How long have you been married? Did you just meet the guy? How did he obtain access to 'your' money? Did you build this 401k up befo...
- I would be ticked off beyond belief! Thirty years worth of saving your hard earned money...not mentioning financial security. I'm just shaking my head right now wi...
Info/Advice On Equity Index Universal Life Insurance
Asked by T.D. from Sacramento
on August 31, 2009
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My husband and I are trying to figure out if this is a good idea for us. My husband is 34 and I'm 30. We have a 3 month old son. We didn't think about buying life i...
Answers
- Hi, I used to be a life insurance agent. What I learned from my experience was that any life insurance, term or whole/universal life, is a financial product design...
- I asked my husband about this (he is a financial adviser) and he thinks its a pretty good deal. He said "you will have life insurance on your son which a mutual fund w...
- RIP OFF! Universal life insurance is on of the WORST financial products out there. Insurance agents push it because they get huge commissions on it. Ask about the fees...
