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Calling All Penny Pinchers!
Asked by G.S. from San Diego
on January 20, 2008
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My husband and I are trying to cut down our spending significantly so that we can afford to have me be a stay at home mom. We have already cut out all the extra's in ...
Answers
- Dear G., Continue to breastfeed; it will save you a couple of thousands of dollars in the first year and beyond on formula, bottles etc. Use cloth diapers and wash...
- Been there and done that. Believe me, your standard of living can always be lowered. When we cut back so I could stay home with my first two, I had friends who would s...
- Gosh, there's so many great tips but maybe I can add something that isn't already there. I have two things that might help: 1) No more long distance on the land lin...
My 11 Yr Old Wants to Buy Stock
Asked by F.C. from Los Angeles
on December 18, 2011
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So I recently open up a student saving account for my son who is 11years old, I asked my son what he like to save up to and he told me he wants to buy stock in SONY. H...
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- Go to your bank, or a Financial Advisor and ask them. There are many ways to do this and buy stock. Being he is a minor, you have to be the parental sign off on it a...
- Some great advice from the other moms. I, too, would suggest seeing an investment counselor; check out E-Trade, Charles Schwab, or Fidelity. At his age, or for 1st t...
- Google "stock market simulation." You'll find a lot of simulations to help both you and your son learn about the stock market without risking anything right away. ...
Penny Auctions
Asked by K.K. from Denver
on February 8, 2012
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Does anyone know much about these? I have seem and heard a lot of hype about these, but really dont understand how they work or if they are real. Has anyone used the...
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- These really are a scam...Not at all like using Ebay. The biggest difference is in the bidding process. Potential buyers have to pay a fee — typically between 50 ce...
- Here's how penny auctions work. You buy some bids--the one I am familiar with costs $.65 per bid--and then bid on items. Each bid raises the price $.01. When the time ...
- I have had success with Bidz.com - have not used it in a long while so I am not sure if it is still going but I used to buy my man's "men rings" on there very cool tia...
Splurge Items Vs. Penny Pinching Items
Asked by D.P. from Pittsburgh
on December 28, 2010
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Ronnie's question got me thinking.....there are things I don't hesitate to spend money on and things I hate spending money on.
For example, I HATE buying Kleenex, pap...
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- I hate spending money on ice. It seems like such a waste when I can make it for free. Water bottles are another one. We have stainless ones that we usually take a...
- Good question! I don't buy new cars- don't want to have the payment, but I always buy high end Euro cars.(well, now that I am married I don't always have a say in a...
- Yes, I am the same way. There will be something I want for months and months and just won't buy it for whatever dumb reason! Kind of like an apron. I have needed on...
Anyone Want to Share Their Best Penny Pinching Tips?
Asked by A.C. from Detroit
on August 14, 2010
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Is anyone interested in sharing their best penny-pinching, why-didn't-I-think-of-that-myself tips? Here's mine, though I'm sure II'll add more later.
When you open ...
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- My best advice is to switch stores to Melaleuca! You can save money while making your home and the environment safer for your family. Example: Laundry detergent.....
- My input on laundry savings: * Wash all of your loads in cold water, except for bedding and towels which can be done in hot. * Turn the water inflow valve to 1/2...
- I follow "moms need to know" blog on Facebook. She's always got good deals on there. Also, I check out walmart's free samples at walmart.com. I get samples of meds, la...
12M Footie Pajamas?
Asked by R.. from Chattanooga
on May 3, 2011
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Where can I buy size 12m footie pajamas??? The only place I can find them anymore is Kohls... and they only had 3 pairs to choose from... I can stock up on just those,...
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- You can find them everywhere. Babies R Us, Children's Place, JC Penney (catalog)...they still sell them. Mine where them all year round and he is almost 3. Goodluck.
- Childrens place carries them up to a 3t. then you have to buy them in the package. You can also get a pretty big assortment of them at Babies R us.
- They used to have a lot at Walmart in sizes up to 5T, and cheap, like $5 each, but I'm pretty sure they were seasonal. Now all I see are the pant and shirt sets, and ...
Coupon Moms
Asked by K.V. from Lansing
on January 16, 2011
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Last night I was watching TLC and they had a show on couponing.
These people took it to the extreme, but one lady had over $1000 in stuff and only paid like $6. ...
Answers
- I have seen that show and it is very inspiring. I can tell you I joined a coupon club about a year ago. There was a monthly fee of $15.00. You had to go out every ...
- One of my fav's is: http://www.couponing101.com/. Stephanie, the writer, had a great post about this exact topic today. Good luck!
- I had used couponmom for a while. I had seen her on Oprah and was impressed. You have to be very organized and diligent to make it work. Here's a link to it: http:...
Mary Kay
Asked by H.A. from Chicago
on October 5, 2011
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I have started using about 5 -6 thing from Mary kay.
I know they are not the cheapest items out there...so I was wondering if anyone knows if Amazon is the better way...
Answers
- What I did was sign up to "sell" it. You get the product 50% off and you don't have to really sell! Every quarter (of the year) you have to place a $200 order (wholesa...
- Mary Kay is only sold through Mary Kay consultants per their agreement/contract they sign. You shouldn't be able to find it on Amazon or Ebay. If you do, make sure ...
- ebay :) Or, if I remember right, there were several levels of being a consultant. One was a "hobby" level where you mostly bought for yourself and maybe your close fam...
Cute Ideas for 1 Year Old Portrait
Asked by K.A. from Los Angeles
on April 20, 2011
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Hello! I need some fun ideas for how to prepare for my son's pictures at JC Penny next week. He's never had professional portraits in a studio (my friend has taken m...
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- My son turned one in December so I went through this recently, we went to JC Penney as well. My son was already standing (he waited til the next day to start walking) ...
- JC Penney's already has cute props at the studio. We did one with my daughter where she was sitting in vintage suitcases and had all these vintage boxes around her. An...
- for his 1yr old picture you should take a real handsome mans shirt (like a smal aduld size) and have his picture made in it... keep that shirt and take his picture i...
The Impossible to Find Chrismas Gift - Barbie Dream Townhouse
Asked by K.M. from New York
on December 5, 2010
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Hi,
I'm sure some of you had to be in my shoes before, this is my first time. My daughter has asked for a Barbie Dream Townhouse Dollhouse for Christmas. I have seen ...
Answers
- i saw it at costco yesterday. and wait, target gets stuff in stock every week, usually with some kind of discount. amazon too. we got the townhouse last year. my kids ...
- I don't have a magical answer to make your baby's dreams come true. But, I would find all the places that sell it and subscribe to their email list. These stores are...
- I did this with my son a few years ago - the things he wanted were out of stock on-line, so I did the Ebay thing. Also I kept visiting the local Walmart, K-Mart, etc. ...