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Savings Bonds
One thing I do is I pay taxes on them every year so when I cash them in, I don't get hit with having to pay a lot of taxes at that one time. ...
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- Bonds are nice but take a long time to mature. It depends what type and series of bond you buy as to when it matures. Bonds have a cap at 30 years. I actually just ...
- http://www.uscg.mil/Legal/la/topics/tax/savingsbonds.html
- I received many savings bonds over the years, but have never cashed any in. They make some money over time, like most other conservative investments. One thing I do ...
Should I Refinance My Mortgage?
And regardless if you have an escrow account with your mortgage or you pay your taxes and insurance yourself, you still need to factor in the costs for ...
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- The easiest way to determine your savings is to go to a website like Bankrate.com and use their mortgage calculators to see how much you will save changing your mortga...
- Another tip: make your monthly payment in 2 seperate payments each month. For example, if your mortgage per month is $1000, pay $500 every two weeks (like one paymen...
- I agree with the previous post - it's too soon and rates haven't changed that much for you to really see any benefit. Plus, refinancing too frequently could have a ne...
Possibly Homeless and Very Scared
I don't think that if you pay the taxes, the property would be yours anyway. ... You also didn't have any arrangement to pay those taxes, so again, ...
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- My home that I OWN (own as in have the deed) was in foreclosure because of a small loan I cosigned on for my husbands brother. He defaulted on the loan and the blood s...
- I have to agree with Karen L. Get out of there, and get your own place. You can deal with your MIL repaying you some other way. Bottomline is that this isn't your h...
- I don't have any real advice, other than I know it may be REALLY hard, but you should try to find some place else to live. There are multiple programs through HUD and...
Advise on Impending Divorce with 2 Very Young Children and No Job and No Money
You just have to find the resources because trust me they are out there. you don 't need to live with this man for another year to make it. we pay taxes for ...
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- I am so sorry, L.--- don't beat yourself up-- life has handed you a real problem-. Is there any chance you could move back home and get some help w/ child-care and ev...
- In the court hearing, insist on having enough Alimony so that you can afford to go to school. Make sure that you document everything as far as the agreement that he w...
- Hi L., I help moms create income while they are home with their kids. I also love to help moms to be self reliant rather than putting themselves at risk by being dep...
Pay Rate for Babysitter
pay her the same rate you make after taxes.... Helpful? Yes | No Save This Remove This Report This Share. M.G. answers from Detroit on October 4, 2009 ...
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- I think it does depend on the age of the sitter as well, but $10/hr sounds fair. I am having the same issue but think I will discuss what the sitter thinks is fair or...
- $10 is more than fair. that is what i charged when i babysat as an adult. for a teen, you could go lower, but if you can afford it, remember, you get what you pay for...
- hi C., My name is D. and i babysat for four kids all summer at the ages of 4,5,8,and10 and i got $10 an hour. I think what you are paying is very resonable consid...
Need Advise on Unemployment and Benefits
Employers do not pay for unemployment directly to employee's. They pay unemployment taxes & also a portion comes from the taxes we as employees pay. ...
Answers
- Hi C., If you like doing things natural....check out this site! You can convert your entire home easily. I love all these products, especially the laundry and clean...
- If the baby is only 2 weeks old, I believe she can get disability until the baby is 6 weeks old, so she should definitely look into that.
- I collected unemployment insurance while pregnant. The unemployment office reminded me that you have to be ready and willing to work to collect.They consider the first...
Financial Decisions on Short Sales
A short sale is obviously better for you (and most of the time the bank) but just be aware of the amount left over, you will have to pay taxes on. ...
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- We also did a short sale on our home and our understanding from our mortgage company was that it does include the short sales as well..Our mortgage company was going t...
- Julie, It is for both, but your income may be a factor. Check with an accountant about your income.
- Hi Julie, The debt forgiveness act applies to the short sale and forclosure. Do a quick search on google and you can find all of the requirements to qualify, not th...
Do You Give Your Housekeeper Vacation Pay?
Read all 30 responses: "We pay our housekeeper for 2 occasions that she takes ... If you have a home business and she is paid wages with taxes removed and ...
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- I'm just as surprised as everyone else. I cant believe she already gets paid when shes not there. She is trying to take advantage of you. She should be happy she gets...
- Wow, your housekeeper is very lucky to work for you. I feel the 2 days paid vacation when she only cleans 1 day a week, is taking advantage of you. I'm guessing she d...
- Hi Karen, I have small cleaning business, i would never expect for my client to pay me vacation time. You are to genereous. M.
Short Term Disability Was DENIED...help
Most inspiring was seeing how much better and stress-free health care is in other nations, and how satisfied citizens are to pay higher taxes for the ...
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- yes! I've been thru it. From whom are you requesting disability? If it's from your employer it will be much easier to appeal. Have your doctor write another report ...
- I have heard that claims are universally denied the first time, and that virtually all people who have been granted disability have had to fight for it. I have a siste...
- Appeal. Talk with your doctor's admin staff to find out what papers you can send in. It may well be too, that they either have a social worker on staff who can help...
Is Childcare Tax-Deductible?
Yes you can claim the amount you pay for childcare on your taxes but you won't get all of it back. You just need to have a statement at the end of the year ...
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- Does anyone know if a facility a actual Day school, has to provide tax reciepts, my DD was at a home care timm a couple on months ago and the lady always gave us a re...
- I am a childcare provider and my parents deduct me every year. hope this helps.
- Every year the deduction I get from childcare is a huge blessing. There is a cap on how much you can deduct. I receive a letter from my daycare every year that shows...
