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What to Do with $2500
Do you have any credit cards or loans to pay off? That should probably be your first plan of action. In the long run, it will save you a lot of money when ...
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- I totally agree with the other mamma.....pay off any debts first...any debts....then whatever is leftover...put into an IRA! yea!! congrats on the windfall!
- Sounds like you are thinking responsibly. When we have some extra unexpected money, we automatically stick it away for our daughter. We are firm believers on Pre...
- I would put it toward any debts first. If you don't have any, then invest it into a Roth IRA or traditional IRA for your daughter. Compound interest will make it int...
401K & Foreclosure
If you can't use the money for your mortgage could you use that money to pay down other bills/loans so that your main payment each month is just your ...
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- I'm so sorry for what you are going through. Unfortunately I don't have any good answers for you?! I would suggest talking to a lawyer...but that would cost money to...
- I think that if you took the money out of your 401k for the house then you need to use it for that. If you took it out as a general loan then you can use it however y...
- I guess I'm confused as to why you are working a job that is costing you the possible loss of your home? When my child was born, I had been working a job, but when we ...
Credit Counseling Service Recommendation
Many programs will require that you have a clear 12 month pay history and permission from your CCCS couselor to enter into a mortgage loan. ...
Answers
- I have been with Care One Credit for over 1.5 years now...They are great. I have paid off several bills and am on the downslide now. Go to www.careonecredit.com for ...
- Hi T., Back in the early 90's, I got into a lot of debt while I was in college. They gave me credit cards left and right and I maxed them all. I went to M. David Cole...
- T., I wanted to take a second to respond to your inquiry as I am in the mortgage business. I can tell you from a mortgage lending perspective, your best bet is to NOT...
How Much Do You Pay per Month on Your Mortgage?
For a $200K mortgage at 6.3% and no PMI (meaning if you pay at least 20% down or do an 80/20% loan, you will pay right at $1550-$1600, INCLUDING your escrow ...
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- You got lots of responses! Wow! I have a little bit of insight on this. My MIL and husband have both worked in the mortgage industry and I worked in the homeowners ins...
- S., You've gotten great tips already. I own a rental home that cost me close to the price you mentioned. With the mortgage, property taxes, and homeowners insuran...
- S., That is great that you are saving for a home. You might check with a reputable Mortgage Lender to see what programs are available for you. I can give you a few to...
Any Experience W/ Transforming Debt into Wealth by John Cummuta or Other Related
Also, make bigger monthly payments on credit cards, student loans, car, etc. to pay them off sooner. Once you're no longer making payments on loans, cars, ...
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- My suggestion is to check out Dave Ramsey and his book, "The Total Money Makeover" instead. It is an amazing wealth of information and has changed the way we do money...
- I don't know anything about John Cummuta but according to Suzie Orman you should never pay for this kind of service. Just get a book from the library (any book from S...
- yes, I went to a church seminar he held. I was impressed and felt at ease with the concept. I was given so literture as well. After listening to him speak and havin...
Help in Paying for College for My Daughter..
Hi L., I'm no expert, but I think there are many different student loans. I had one and it took a while to pay off, but I believe we also qualified for ...
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- Try looking for PELL grants and other type grants. My son's girlfriend wanted to go to Veterinarian school, but they are soooo back loaded that she will not be able t...
- I've heard people talk about: www.scholarshipcoach.com I've never used it, but heard good things about it.
- My daughter came home in eighth grade telling me that the guidance counselor at school had said she ought to be tested for ADHD. No way! She might have been obsessive-...
No Fee Bank with Decent Service
I've had car loans, home equity loans, checking & savings accounts. ... I pay no fees for my checking or savings accounts. Good luck moving! Helpful? ...
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- Bank Midwest. They're local and family owned by Dickinson Financial who is based here in KC so there's a lot of incentive for the employees to give good performance s...
- I have been really happy with the Credit Union of JoCo. Not sure about their overdraft protection- I think it may be based on credit history or history with the bank. ...
- I second first national bank. My husband loves them and has been using them for years! I would stay away from bank of america. We had a bunch of fees from them because...
Paying off Debt
This method can also be used to pay off car loans or even house mortgages. Once you pay off the higher interest debt then add that amount to your car or ...
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- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
Suggestions for a Good Credit Card That Gives Back
We use the card for everything, pay it off every month and put the cash in our ... Our Capital One card just loan us 0% for one year so we could rehab a ...
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- we use chase freedom card..money back and no interest offers too.
- We have a Toys R Us card from Chase. You get 1% back on every purchase and 3% on any purchase from Toys R us, Babies R us, etc. You get the $ back in gift cards for ...
- Discover Card is nice. No limit on rebate amount. We pay our daycare with this at KinderCare. We also use a Citibank Dividend card, but that has a cap of $300 in ...
Credit Repair
Aug 30, 2009 ... to pay him anything but she did end up getting her mortgage loan with ... back when they were giving loans out left and right to anyone ...
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- i have worked in credit & collections for 12 yrs. I would be glad to help you clear up your credit report. Its not as hard as you may think. If interested email me:...
- The first thing I would do is to find out what Dave Ramsey says! He is excellent and I wish I started he's program while I was younger. Good luck. A grandma.
- Hi J., I actually had a client two years ago who had terrible credit and could not get approved for a home. She worked with Brad Polin, with Coastal Lending Team, ...
