online payday loan
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I Need a Loan
Asked by C.B. from Oklahoma City
on October 29, 2007
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Our credit stinks! We have had a hard couple of years, child with cancer; husbands job change; etc... I have tried to get things back on track but have had no luck. ...
Answers
- We got into quite a tight spot and were using payday loans. You can get up to seven at a time (at different places) and they vary on repayment plans (ours was 2wks). T...
- Kinda vague on what for and how much....if it is for going back to school try to get a pell grant...4,000 and you don't pay it back....it disperses as you go to school...
- It may be too late, but if it's medical bills, you can always contact the hospital or doctor and tell them your situation and sometime they will give you a discount or...
Mom Seeking Info. Regarding Loans or Payday Loans
Asked by B.H. from Detroit
on December 8, 2009
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Hello,
I got this info in the mail the other day that said I was pre-qualified to receive up to $700.00 in credit/loan. I went online to check out the website and di...
Answers
- I used to work at a bank where I saw many of these types of loans overdraw peoples accounts. Here are a couple of things for you to think about: Do you have plans fo...
- Hello. This can seem like a quick and easy way to get a little cash on hand but if you pay a $45 fee over one month that is equivalent to a 180% apr!!!!!! I can't ev...
- DON'T DO IT!!!!!!!!!!!!!!! The government keeps a close eye on these places since they are such rip-offs. If you don't have the money to buy your kids Christma...
Personal Loans
Asked by C.N. from Phoenix
on June 15, 2011
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I can't decide so I'm asking you ladies for advice..I have been trying to get a loan and my credit is bad. Well I applied online and got a respond from a company. The ...
Answers
- No, I would not do this. Go to the library and check out this book: The Total Money Makeover by Dave Ramsey. It will help you start dealing with your finances and take...
- Well they are damn near impossible to google so I would imagine they shouldn't be trusted. Sounds like the money must be in one of their checking accounts? As othe...
- I would do some research on them - find out how long they have been in business. Try to find some reviews on them. There are a lot of bad loan officers out there!
Help!!!!
Asked by N.D. from Kansas City
on July 18, 2006
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How do some of you do it?? I'm single raising 2 kids on my own & I basically live paycheck to paycheck. Everytime I try to put money in my savings account, I end up ha...
Answers
- I too got into the payday loan trap and it is the worst thing possible. I recommend filing for bankruptcy. It will wipe out your debt. Mark Johnson at the Wagoner B...
- Have you thought about refinancing your house, and taking the money out? I know a great mortgage broker who is good to work with, and can get loans through (even with ...
- I agree with who posted the comment about payday loans. In my algebra class last fall, we figured out the interest on a loan and it ended up being about 1 2/3 more in...
How Can We Get Out of This Circle?
Asked by S.M. from Dallas
on February 23, 2008
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Hi ladies,
I really need help. My husband and I are in serious financial trouble. A couple of months ago, my husband was out of work for a few weeks. He has a job now...
Answers
- First, I agree with some of the previous posts--cut up those credit cards (and go a step farther--call and cancel them with the company)!!! Credit debt is not necessa...
- Oh S.. I know what you are feeling all too well. Have you seriously thought about claiming bankruptcy? It sucks and doesn't look good on the credit report either bu...
- It's been said a ton already, but I gotta say it again-DAVE RAMSEY. His total money makeover book and his talk show is a good start. I won't add anymore about his pl...
Credit Card Debt, Are We the Only Ones?
Asked by J.M. from Boston
on April 8, 2011
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This is so embarassing but my husband and I have HUGE credit card debt. We have transferred things to lower interest over last few years and try to pay above the minim...
Answers
- Yes - but we are working through it. Dave Ramsey has changed our life.
- I used to feel the same way. I stay home too and my husband makes a great income but we lived paycheck to paycheck. I started an internet franchise part time. I now...
- We are FINALLY "in the black" (hallelujah!!! hallelujah!!!)... meaning that for the first time in nearly 10 years, we have savings (money left OVER 2 weeks after being...
Does Anyone Really like Their Banks?
Asked by C.C. from Dallas
on July 1, 2009
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We are looking to change banks. Does anyone really like thier banks? I would like little to no fees, lots of ATM's and online banking. ?? Thanks!
Answers
- Hi C., I love my bank! FROST BANK. Before I switched I was with Chase. Fees and customer service were not the best. One time I was over drawn by one penn...
- I'm a big fan of Bank of America - they have all that and are located across the country, so when we need to hit an ATM in another state, we find one easily so we don'...
- I am happier than ever to bank at a Credit Union. If you live in Denton or Wise County, I highly recommend that you give DATCU a try---for too many reasons to list!
Combining Finances - How Do You Do It?
Asked by S.J. from Charlottesville
on March 24, 2008
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I am new to this site so I am hoping that I can get some good advice on what to do. My daughter was born 3 months ago and my husband and I are trying to figure out ho...
Answers
- Hi S., We handle finances that way at our home and what we did was take out a credit card that is only used to pay for the things our girls need/want. At the end o...
- My husband and I have been married for 10 years and we have had a joint account since we got engaged. Much easier to handle finances that way. The way I see it is, i...
- I just thought once you get married everything gets merged togther. Well when my husband and I were dateing and living togther we had sepreat accounts but now we put e...
Need Advice on Getting Out of Debt
Asked by H.M. from Kansas City
on November 3, 2007
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My husband and I have hit rock bottom, I don't know what to do. We are about to lose our house and car and I'm afraid then we'll lose my 2 stepsons too. We owe almost ...
Answers
- H., I am so sorry for all the bad luck that you and your family are having at this time. Have you checked into any of the Churches? Is there any way that you can work...
- H., Have you tried the HUD and FHA Loans, supposedly Bush has made those easier for families to get since all the foreclosures that are going on. Call a broker or...
- Hi H., I know you probably don't want to but you could try finding a job to help out a little. You could work it around your husbands schedule so you wouldn't have...
Bank Account Frozen - Fraud - Any Suggestions
Asked by S.E. from New York
on March 31, 2012
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ok so yesterday after work when my fiance checked the balance on our account there was only 200$ in it and he still has to go until thursay to his next paycheck (he ge...
Answers
- Do NOT NOT NOT deposit any more funds into the frozen account. Your fiance should contact his employer first thing Monday morning and have the direct deposit stopped....
- I would truly close that account and then open a new one. That may be the only way to stop any more transactions from being done. A friend of mine got a new car. Lo...
- How were the transactions paid for? Was it your debit card or did they have your actual account number? If you are not sure, the bank will know which method. If i...
