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Does Anyone Stick to a Real Budget- Monthly or Weekly? Willing to Share Ideas?
I think taking out cash on payday for spending money is a great idea also. .... U can order the book online or get it at most bookstores. ...
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- Check out the Dave Ramsey - Total Money Makeover - a life changing book for budget/daily living. U can order the book online or get it at most bookstores. He also ha...
- Hey there - I am just sharing what we do here... Both of us work - but we are in our 1st home (almost 2 yrs now!) and I feel it's VERY important to stick with a bud...
- We finally went to a cash only method for weekly extras....not bills, but anything extra like birthday presents, stops at a restaurant, things for the kids, makeup, et...
Need Advice on Getting Out of Debt
DON'T use those payday loan places again. They're interest is OUTRAGIOUS, ... The Debtor's Anonymous organization can be reached online or by phone. ...
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- H., I am so sorry for all the bad luck that you and your family are having at this time. Have you checked into any of the Churches? Is there any way that you can work...
- H., Have you tried the HUD and FHA Loans, supposedly Bush has made those easier for families to get since all the foreclosures that are going on. Call a broker or...
- Hi H., I know you probably don't want to but you could try finding a job to help out a little. You could work it around your husbands schedule so you wouldn't have...
SAHM Wondering How Others Deal with Family Finances
I use my online banking to keep track of everything. ..... with our current balance, so that he could see how much we have left to spend until pay day. ...
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- After I had my first child I worked full time. I always thought that SAHM were incredibly lucky and had always wished that I could stop working. After my second child ...
- Sounds like major issues are happening at your house! My husband works, a lot of hours, and I stay home with our 3 children. He feels that half of his paycheck is mi...
- I also SAH and feel like I don't have my own money. I do not need permission to spend at all (NO WAY!) but DH always asks what was this for, etc because he is a detail...
Grocery Budget
oh there's also recipies online to make your own baby wipes out of a roll of ..... we eat each week, it is enough to get me through until the next payday. ...
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- First of all he needs to do some of the shopping. Cut all extra snacks which includes any of his favorites. No Quik, chips of any kind or for that matter junk food....
- Sorry to be forward here but your husband needs a wake up call. $90 a week is awesome, I am impressed with that! Diapers alone are what, $25? An with a baby coming! Co...
- We try to budget $100 per week for a famliy of 4, but usually go over by quite a bit! (I'm blessed to be able to pick up extra shifts, so we usually have "extra" incom...
Allowances: at What Age Do We Start and How Much $
I then went online and pilled up pictures of quarters and of dollar bills. ... The challenge then is to keep all her money until Sunday which is "payday! ...
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- We started young. Our 4 year old gets a dollar week. He has things that he is expected to do, such as make his bed, clear his plate (all meals) and help set the table ...
- I was thinking about starting when my son turns 4 in May. I just read an article about this http://www.babycenter.com/0_giving-kids-an-allowance-what-you-need-to-know...
- money! Put God first before money. Bless any money you give her and tell her to be wise on spending it. I'll say 3 to 5 bucks is plenty for candy and small toys. And i...
Going from Working Mom to SAHM, Ways to save Money??
So, I did some online research and found a few website's that have helped me as .... -we do a "cash only" system. on each payday(1st & 15th), i put aside a ...
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- Over a year ago, while I was pregnant with my second child, my husband and I were on the verge of divorce because we were soooo stressed out! He worked very long hours...
- Oh my, yes. Port your home phone number to your cell phone and cancel that service. Cha-ching. Get your utility bills with the best, least expensive carrier and ask u...
- Good for you!! :) We've cut our grocery bill in half by doing The Grocery Game (www.thegrocerygame.com) . We live in a modest home and have one car. My girls ar...
Working Out the Finances in Marriage
Look at your checkbook/online accounts. Meet once a week/month to see where you are. ..... He also puts a set amount in my separate account every payday for ...
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- Hi A., I am sure this could really be a heated discussion, but I would just like to say that no one person in a marriage should be entitled to more money than the o...
- Its a tricky subject. Good for you for getting into the details of your home. We treat the household as a business. Then what we did was figure out what our monthl...
- Well not to sound mean, but there seams to be a lack of communication there. My husband and I make a budget for the month. We write down all the bills that have to be...
Jobs for Mommies??
... sort of Debit Card if you will, VISA, and they load it for you every payday. ... Here is a link to my store and if you want I can schedule a time online ...
Answers
- The business I do allows you to change you point of purchase for all the products you buy and you get money back based on how much you spend. Since you have a pretty l...
- Hey K., I have recently joined an awesome business that's great for moms who need some extra money! Check out my website: www.workathomeunited.com/christinahouston...
- I don't know if you are interested in selling insurance. It costs about 100 bucks and maybe a 2 days of studying to get certified with the state to sell it but if you...
Seeking Other Moms with Adult Children That Have Bipolar
Mom, can I borrow $50 until next payday." Of course I'd do it and not get .... And of course, joining a support group either online, or in your area might ...
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- I have a 20 year old daughter, whose bipolar developed into schizophrenia--I was unaware that could even happen! She was hospitalized in a manic state (hallucinations,...
- Pray, mama! Pray. I have a cousin who was diagnosed as bipolar for years, and her episodes were also intolerable. She and her mother were at each others throats emo...
- I am sorry for you and your son. My adult sister has bipolar and she is now 47yrs. old. All I can tell you about is our experience. The medication flattens their perso...
Just Received a Court Summons
Then they did it the next payday too. Very hard lesson, as I am the main income ... each month...or something like that, maybe you can look it up online. ...
Answers
- Call and talk to them. Nothing will get you in trouble faster than trying to ignore the problem. I wish I had done that when this happened to me. Bottom line make a...
- I would move my $$ to a savings account for your child. You still have access to it but it's listed under their name too... or just pull it from the bank.
- look into DaveRamsey.Com There is a LOT of financial advice on the website. You can even download podcasts and hear Dave answer this question. He usually has a questio...