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Credit Card Debt Consolidation
He had a credit score of like 400s maybe, really BAD, but two years into the .... Dont just look online, talk to people, even a lawyer and see your options. ...
Answers
- Have you tried snowballing or debt stacking your debt? To many of those companies ruin your credit by placing notes on your credit report, I know thats not importa...
- just make sure you pay NO money up front
- Call the credit card companies yourself - request they give you a lower interest rate or tell them you will close the account and transfer to a lower interest credit c...
Thinking of Filing Chapter 13 Bankruptcy- Need Advice!!
They are $50 each and done online, but you and hubby can take the ... Prior to this I had a 720 credit score. It was definitely the right decision for us. ...
Answers
- With something this serious you need to consult with a lawyer. The laws have recently changed and they can give you the correct information. Usually you can get a fr...
- Well, the best person to talk to is a lawyer because every state has its own laws. Most attornies will give a free consult. Talk to more than one to get the best fit...
- Before filing bankruptcy, check into Dave Ramsey's "Total Money Makeover" www.daveramsey.com it's worth a try. My husband and I are in the process of working through ...
Question Aout Inducing vs Planned C-section
Before you go ahead with an induction, know your Bishop's score. ... If you're really serious about VBAC'ing, spend some time at http://www.ican-online.org/ ...
Answers
- HI L.!!...I love you and your husbands plan,I think you should tell your doctor you both want to stick to your plan,they can always book the c/s and cancel if you go i...
- L., Ask the doctor to do a sizing ultrasound for you. It might make your decision easier. If the baby is estimated at 8lbs then you can try for the vaginal birth ...
- I was in a similar situation but my ob wouldn't induce labor because I had had a prior c-section and she said that inductions create stronger and faster contractions t...
Debt Collection-am I Being Scammed?
I found a really good template online. This is a whole new world to ... various other things, his credit score was fine, and there was nothing negative any ...
Answers
- There is such a thing as a deficiency judgment (meaning the lender files a lawsuit to recover and the court issues a judgment); however, some states have anti-deficien...
- Dear K L, 3rd party debt collection companies and continue to attempt collection until the cows come home. The bottom line is this: The original debt is over 10...
- Hi! I am so sorry to hear about this stressful time for you. Here is my advice: 1) If your husband is still in somewhat of contact with his first wife, he should call...
Vehicle Financial Problems
... it from ELoan i did everything online and thru fax took a couple points off ... YOUR CREDITBUT THERE ARE THINGS MORE IMPORTANT THAN A CREDIT SCORETHERE ...
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- sorry to hear about that unfortunate event. most dealerships if that is where you purchased will let you surrender it. the bad part though is that the consider it a re...
- D. I would try and sell it for the payoff or find someone to finance it in their name cause you will still have to pay the remaining balance after auction. Which will...
- Hello D., I am very sorry that your husband is losing his job next year. Is there any way that you can refinance your van for a lower payment? With a family of 5, I'...
Debt Consolidation Anyone Done This Before ?
Read all 19 responses: "Hello Moms, I have been researching online about debt ... This will impact your credit score somewhat, but it sounds like you are ...
Answers
- I am doing that now, I did a lot of research too, I did find a company that seems to be ligit, we have had no problems with them so far. I belive we are using Freedom...
- Another Dave Ramsey fan here! My husband and I are totally debt free (including no mortgage), thanks to working multiple jobs, cutting spending, and bargaining with c...
- do you own a house? if you do you can look into a home equity or a line of credit...rates are pretty low right now. Can request quotes if you use lending tree. Int...
What Techniques Do You Use for Finances?
We use Quicken software (Banking on line) for our finances and we love it! .... Trust me I know not having the greatest credit score. Look into that. ...
Answers
- I do the finances in our house and I would advise getting a bill payer account at your bank. I add up all of my bills and then divide that number by the amt. of paych...
- My husband and I use an accounting software. It is the BEST! We use it to keep track of every penny - it really helps you to see where everything goes, so that way if ...
- C., Are you a Savings Angel member? If not you will save HUGE. It is a website that has already began to change my live. I've only been budgeting their way for 2 w...
Stay Home Mom Wants Desperately to Get Her Degree!!
I am a stay at home mom also and I was going to school online. ..... federal student loan money (regardless of credit score or other financial issues), ...
Answers
- I have a bachelors degree in Marketing. Most of my education was funded by a FEDERAL STAFFORD LOAN through Sallie Mae. I also had several FEDERAL PERKINS LOANS. There...
- <cue the "entrepreneurs" trying to sell you on "becoming your own boss" with Avon, Pampered Chef, Arbonne, Taste of Home, Tastefully Simple, Tupperware and the like.> ...
- Like you, I have put up getting my bachelor's degree on hold for a while, so I know all the excuses. :-) Last year I finally signed up for online courses. Again, lik...
How to take SAT test for the Duke University TIP program?
... year to attend different camps and classes you can take online for credit. ... child understands there is nothing major resting on their test score, ...
Answers
- It is really useful and definitely worthwhile. My son (now in 9th) took it two years ago. Since he goes to a private school, he doesn't consider himself very smart be...
- I know you will get plenty of responses from parents who have had children take the test. My child is too young still, but I took the test in 7th grade and went to the...
- I participated 18 years ago, and loved taking the test early. It was very eye opening on what I needed to work on the rest of my school career. I was not able to att...
What Do People Usually Do?
You need to go online and fill out a FAFSA, which is for federal student loans ...... They killed my credit score, they were relentless when you were even a ...
Answers
- If i had all my graduate education to do over again - I would have secured a scholarship and NOT have gotten financial aid through the government. I have had a very d...
- First apply for FAFSA on the Web at http://www.fafsa.ed.gov. Even if you do not qualify many of the school loans require that you apply for FAFSA first. Second go to ...
- Go to the financial counselor if she doesnt know which college she wants to go to go to the junior college she goes to now and the financial office should be able to h...
