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Can't Afford Life Insurance - What to Do?
Asked by M.T. from Minneapolis
on March 3, 2011
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Hi, we've been looking into life insurance. We decided term, about 250,000-350,000 for 30 years. We're in 40-45 year range. We decided on 30 years because we still ...
Answers
- You could look at decreasing term insurance where the benefit goes down as you age - it's intended to cover mortgages where the balance is also going down. I think yo...
- M., have you looked at Met Life? They are highly rated, treat their customers very well (my dad had Met and they were wonderful to us when he died) and their rates ar...
- Can you afford a lower amount of life insurance? Lets say $100,000? If so, then I would go that route. I do understand your worries; however, it would be better to ...
