no credit score mortgage
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Wanting to Buy a House, but How?
My credit score at the time was around 655, so they sent everything to underwriting to ... No more credit cards, no more spending more than you have, you have to budget ... 1/3 acre of land and I only have 10 yrs left on my mortgage. ...
Answers
- There are lots of ways to help you bring down debt and still purchase a home (without getting ripped off) Try to stay in the same apartment for the next three years wh...
- Really think hard on why you want to own. It's a big responsibility and you might be suprised at the cost of maintenance that you don't pay when you rent. So many ...
- After reading all of the response I decided to let you know about another method that noone here has mentioned. I brought my house 10 yrs ago as a single parent makin...
Debt Collection-am I Being Scammed?
It was a debt collector representing a mortgage company claiming that my .... various other things, his credit score was fine, and there was nothing ... But the debt is no longer a threat to your credit reports.....as you well know now. ...
Answers
- There is such a thing as a deficiency judgment (meaning the lender files a lawsuit to recover and the court issues a judgment); however, some states have anti-deficien...
- Dear K L, 3rd party debt collection companies and continue to attempt collection until the cows come home. The bottom line is this: The original debt is over 10...
- Hi! I am so sorry to hear about this stressful time for you. Here is my advice: 1) If your husband is still in somewhat of contact with his first wife, he should call...
Foreclosures
Yes their credit history/credit score is affected. 1 mom found this helpful. Helpful? Yes | No Save This Remove This Report This Share ...
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- Walking away means that you allow the lender to foreclose on your home and YES it does have consequences! It's not easy, it's stressful and To have your home foreclos...
- When a homeowner "walks away" from their home....it simply means that they are moving out of their home and letting the bank have it. Unfortunately, we find ourselves ...
- B. ~ "Walking away" means that you just stop paying on your mortgage and let the home go into foreclosure. Yes, it affects their credit history for anywhere from 2 to...
Credit Card Debt Consolidation
... his credit score was 728, and he bought a house with a great interest rate mortgage and everything. Good Luck! Helpful? Yes | No Save This Remove This ...
Answers
- Have you tried snowballing or debt stacking your debt? To many of those companies ruin your credit by placing notes on your credit report, I know thats not importa...
- just make sure you pay NO money up front
- Call the credit card companies yourself - request they give you a lower interest rate or tell them you will close the account and transfer to a lower interest credit c...
Debt Consolidation Is It Worth It/does It Work???
Sep 2, 2009 ... Your credit score will eventually recover in a year or two. Helpful? Yes | No Save This Remove This Report This Share. T.Y. answers from Sacramento on ...
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- I joined CNI a few years ago and they negotiated a good portion of my debt away. Look into them too, I cancelled all my cards and have bad credit for a few years but...
- Hi there, We looked into this last year when we encountered some of the same problems. You have to be really careful about which companies you go with - there are man...
- Several years ago I went with Consumer Credit Counseling and had a great experience with them. I learned my lesson and, as great as my counselor was, I plan on never ...
Paying off Debt
Once I paid everything off, my credit was stellar. The mortgage company ..... He lays out for you a simple way to pay off your debt quickly- no scams ... It has made a huge difference in my debt, while greatly improving my credit score. ...
Answers
- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
Debt Mediation
Slow credit is just as bad as having bad credit or no credit. ... sometimes they will not and your CCS will ruin your credit score with charge offs. ...
Answers
- I used a counseling service several years ago when my credit card debt reached $20K. I think I had about 8 credit cards then. They made it easy, I just sent them one p...
- I agree with most of the responders: Don't go to a for-profit credit counseling business. If you decide to go with a credit counseling service, go with a non-profit ...
- Hi C.! Please check out DaveRamsey.com before you do anything drastic!!! He is my Hero! I am strongly against consolidating debts, because the interest you pay for eac...
I'm Getting Married to a Man with BAD Credit
And my husband worked on getting his credit score up in the meantime. Good luck! 1 mom found this helpful. Helpful? Yes | No Save This Remove This Report ...
Answers
- Hey C., My advice is to seek legal advice about protecting yourself. I always swore to marry someone who cared about their credit and debt as much as me. I just f...
- The laws have changed a bit, but you might want to consider bankruptcy for him if you're talking lots (over 10k). This worked for us, but we still borrowed some money...
- As long as you apply for future items in your name you should be fine on a credit application. The only problem will be that in that case EVERYTHING will be in your n...
Mom Seeking Other Moms Opinion
Helpful Yes | No Save This Remove This Report This Share ... speak to a lawyer regarding your situation ASAP and check your credit score to see how it looks ...
Answers
- OK- so did you read what you wrote? Your answers are all there. You can wait around waiting for him to become the man you want him to be. He's only nice when he needs...
- He needs a swift kick in the rear! I recently got back together with my husband after about 8 months of separation because he started acting like a jerk to me. We ...
- N., I am so sorry that you are going through this, I thought my situation was bad, but your husband is really taking advantage of you and has no respect for you or ...
What Techniques Do You Use for Finances?
Trust me I know not having the greatest credit score. Look into that. .... doing this and have the house paid off, cars paid off and no credit card debt. ...
Answers
- I do the finances in our house and I would advise getting a bill payer account at your bank. I add up all of my bills and then divide that number by the amt. of paych...
- My husband and I use an accounting software. It is the BEST! We use it to keep track of every penny - it really helps you to see where everything goes, so that way if ...
- C., Are you a Savings Angel member? If not you will save HUGE. It is a website that has already began to change my live. I've only been budgeting their way for 2 w...
