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Credit Card Debt Consolidation
My husband and I are in credit card debt having no luck coming out of it ..... Can you take out a home equity loan? Helpful? Yes | No Save This Remove This ...
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- Have you tried snowballing or debt stacking your debt? To many of those companies ruin your credit by placing notes on your credit report, I know thats not importa...
- just make sure you pay NO money up front
- Call the credit card companies yourself - request they give you a lower interest rate or tell them you will close the account and transfer to a lower interest credit c...
Bad Credit Help!
No matter how small the payments, as long they are regular it will show good faith effort. It will take time to fix your credit score but I think regular ...
Answers
- Take care of your daily needs, but if it's something the you need and your credit history won't let you then I would call a local credit consulting agency to her you g...
- I would recommend reading books by Dave Ramsey and Todd Coontz. They have good advice that's helping me to get control of my debt too. Good luck.
- I'm no expert but I would suggest making regular payments on all debts. No matter how small the payments, as long they are regular it will show good faith effort. It...
Best Way to Increase Credit Score
As a loan officer, he said he looks at credit history & if you have open paid down credit .... Helpful? Yes | No Save This Remove This Report This Share ...
Answers
- It really depends on how much you could spend and what types of cards they are. Have you credit pulled lately? This is the first step to make sure that your credit re...
- I would check out Suze Orman's website to see if she has any info that would help. http://www.suzeorman.com/ But, based on some of the stuff I heard her say - your ...
- I would say that completely paying off and closing 4 is the best option. Having lots of cards open counts against you even if your balance is low because you have so m...
Am I Responsible for My Soon to Be X-husband Not Paying the Mortgage?
This includes mortgages, loans, and credit cards. Even with divorce papers, no matter what you agree upon, the creditors can come after you and can ruin ...
Answers
- Hopefully, there was paperwork done at the time of the divorce that takes your liability off you. You probably need to contact a real estate attorney to review your op...
- Yes, you are still responsible. The mortgage company doesn't care what kind of agreement you and your husband came to, they only care about the agreement "your mortga...
- If your name is on the mortgage or et all yes you are responsible. Regardless of whether he made payments at all you are responsible. Have you contacted your mortgag...
Any Experience W/ Transforming Debt into Wealth by John Cummuta or Other Related
Also, make bigger monthly payments on credit cards, student loans, car, etc. to pay them off sooner. Once you're no longer making payments on loans, cars, ...
Answers
- My suggestion is to check out Dave Ramsey and his book, "The Total Money Makeover" instead. It is an amazing wealth of information and has changed the way we do money...
- I don't know anything about John Cummuta but according to Suzie Orman you should never pay for this kind of service. Just get a book from the library (any book from S...
- yes, I went to a church seminar he held. I was impressed and felt at ease with the concept. I was given so literture as well. After listening to him speak and havin...
Need Financing for Business
Helpful? Yes | No Save This Remove This Report This Share ... There are micro loans available as well as larger loans. ... I don't know about your credit history but if you can't get help through lending services, try a private equity ...
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- I am in the mortgage business (and, yes, my family can still afford to eat right now). Most of the commercial funding sources are all but dried up. Unless you have a...
- Hello L., It sounds like you really want this business and franchises cost a lot of money. May I make a suggestion to you? I have a DVD that I can send to you. I ...
- I heard this is a horrible time to try to get financing for a new business b/c of everything else that is going on. I would try to find a private investor. Stay away f...
Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
I am also trying to decide if I want to pay down the interest rate, but then my loan amount would increase even more as opposed to a no par loan. ...
Answers
- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
Mortgage Interest Rate Question
Sep 21, 2009 ... Helpful Yes | No Save This Remove This Report This Share. C.K. answers from Kansas City on September 21 2009. Community America Credit Union ...
Answers
- We refinanced at the beginning of the year and got a 30 year fixed for 5.125%.
- It will be a little lower, but you will still probably have a larger payment because of the reduced years. I bit-the-bullet shortly after buying our house and reduced...
- Most lending institutions now have their mortgage rates online, but they can change daily. You can often eliminate the points associated with refinancing by taking an ...
What Happens to Medical Bills After Someone Dies?
Apr 20, 2009 ... Once the money is exhausted, the spouse is no longer reponsible for the bills. ... I used to do collections for Auto Loans and Banks. ... But if it is credit card debt you can file bk on credit cards only and kept your ...
Answers
- Hi SH, If a couple are married, unfortunately the surviving spouse inherets the deceased spouse's medical bills. Having my mother pass away last year of cancer also, a...
- Hi SH, IAm soo sorry for ur loss. We lost my mother in law to cancer in July from cancer also. But if I rember correctly my father in law had to petion it to the inusr...
- I recommend your friend call Andra Cassen at ###-###-####. Andra is a "cut to the chase and take care of business" kind of gal so she doesn't waste time banking billa...
401K & Foreclosure
We have no idea what happens to us if we go into foreclosure, no idea if we ... on the market for sale, then try renting for awhile to repair your credit. ... If you took it out as a general loan then you can use it however you want. ...
Answers
- I'm so sorry for what you are going through. Unfortunately I don't have any good answers for you?! I would suggest talking to a lawyer...but that would cost money to...
- I think that if you took the money out of your 401k for the house then you need to use it for that. If you took it out as a general loan then you can use it however y...
- I guess I'm confused as to why you are working a job that is costing you the possible loss of your home? When my child was born, I had been working a job, but when we ...
