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Debt Collection-am I Being Scammed?
There are companies out there that buy these old loans for pennies, ... But the debt is no longer a threat to your credit reports.....as you well know now. ...
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- There is such a thing as a deficiency judgment (meaning the lender files a lawsuit to recover and the court issues a judgment); however, some states have anti-deficien...
- Dear K L, 3rd party debt collection companies and continue to attempt collection until the cows come home. The bottom line is this: The original debt is over 10...
- Hi! I am so sorry to hear about this stressful time for you. Here is my advice: 1) If your husband is still in somewhat of contact with his first wife, he should call...
Credit Card Debt Consolidation
My husband and I are in credit card debt having no luck coming out of it ..... Can you take out a home equity loan? Helpful? Yes | No Save This Remove This ...
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- Have you tried snowballing or debt stacking your debt? To many of those companies ruin your credit by placing notes on your credit report, I know thats not importa...
- just make sure you pay NO money up front
- Call the credit card companies yourself - request they give you a lower interest rate or tell them you will close the account and transfer to a lower interest credit c...
Wanting to Buy a House, but How?
No more credit cards, no more spending more than you have, ... So many people are in trouble right now because they got loans that they could qualify for ...
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- There are lots of ways to help you bring down debt and still purchase a home (without getting ripped off) Try to stay in the same apartment for the next three years wh...
- Really think hard on why you want to own. It's a big responsibility and you might be suprised at the cost of maintenance that you don't pay when you rent. So many ...
- After reading all of the response I decided to let you know about another method that noone here has mentioned. I brought my house 10 yrs ago as a single parent makin...
Looking for a New Bank with No Charges
We love Community America Credit Union. They're extremely friendly and helpful and always ... I have been with them for years + home mortgage, car loans, ...
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- Ditto on Community America....they are the best. I have been with them for years + home mortgage, car loans, money markets, checking and savings. They have always be...
- I bank with Bank Midwest. I've been with them for 5 years and never had a problem. We have direct deposit with work, and never had a problem. A few of my coworkers b...
- I really like CapFed and Commerce Banks. I have used both for numerous years and love them.
Thinking of Filing Chapter 13 Bankruptcy- Need Advice!!
Alot of the debt isn't credit cards so no credit consuling could help at this .... Have you tried a debt consolidation loan? I know Citi and a couple other ...
Answers
- With something this serious you need to consult with a lawyer. The laws have recently changed and they can give you the correct information. Usually you can get a fr...
- Well, the best person to talk to is a lawyer because every state has its own laws. Most attornies will give a free consult. Talk to more than one to get the best fit...
- Before filing bankruptcy, check into Dave Ramsey's "Total Money Makeover" www.daveramsey.com it's worth a try. My husband and I are in the process of working through ...
Kumon, Score, or Sylvan?
In Florida we have a program call"No child left behind". .... They use Sallie Mae for the loans. It was $175 for the evaluation and it is (without the loan) .... but also very expensive and you have to have good credit, which I don't. ...
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- I am a first grade teacher on Maternity Leave. I tutor on the side to make extra money. I live in the Forest Hills/Carrollwood Area. Give me a call if you're inter...
- Hi C., We actually use Huntington Learning Center. IT's expensive, however, it's been wonderful for my 15 yr old son. Our younger son is about to start there as wel...
- I read most of the responses as I had not done my research before I enrolled my kids in Kumon.. my older son was ahead in school and wanted to move further ... my twin...
Help or Advice Needed for Mom to Be with No Insurance!
I was a single Mom under the limit and just asked for a loan to purchase a ... If you are on the fence, go speak to her or another midwife, there is no cost in ..... fast loans bad credit · fast cash loans · pregnancy without baby ...
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- From what I understand, ALL pregnant women in the state of FL qualify for Medicaid - until your 6 week post pregnancy check up. Saved our lives - because I was going t...
- I highly recommend midwives! The care is better and the cost is less, and they work with you in every way. Some midwives even do hospital births. Also, my friend to...
- Hi R., CONGRATS ON YOUR LATEST BLESSING. There are so many mamasource questions today, that I'm not reading the responses, just offering my own thoughts where I hav...
401K & Foreclosure
We have no idea what happens to us if we go into foreclosure, no idea if we will then be penalized if we use .... If you took it out as a general loan then you can use it however you want. ... Cashing in My 401K to Pay off Credit Cards ...
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- I'm so sorry for what you are going through. Unfortunately I don't have any good answers for you?! I would suggest talking to a lawyer...but that would cost money to...
- I think that if you took the money out of your 401k for the house then you need to use it for that. If you took it out as a general loan then you can use it however y...
- I guess I'm confused as to why you are working a job that is costing you the possible loss of your home? When my child was born, I had been working a job, but when we ...
Help! I Need to Know If This Is Legal?
Oct 22, 2009 ... Yes | No Save This Remove This Report This Share ... If you and your hubby both have credit issues, also this is not going to do anything to improve your credit since it's not a bank loan or something like that (and you ...
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- Contact an escrow company or a real estat lawyer. If you should do something like this, get it in writing and have the money through escrow go directly to the payment...
- First, This is a great forum to bounce ideas and opinions and I'm sure you'll get a lot of responses with this question. HOWEVER.....I would speak with someone with...
- I wouldn't advise anything without talking to professionals because: I had a neighbor do this. They paid for about 2 years and then the "seller" defaulted. They wer...
I'm Getting Married to a Man with BAD Credit
I just got so tired of it all, no matter how much I loved him. ... When we go for a loan they pull my credit and his and my credit score is higher. ...
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- Hey C., My advice is to seek legal advice about protecting yourself. I always swore to marry someone who cared about their credit and debt as much as me. I just f...
- The laws have changed a bit, but you might want to consider bankruptcy for him if you're talking lots (over 10k). This worked for us, but we still borrowed some money...
- As long as you apply for future items in your name you should be fine on a credit application. The only problem will be that in that case EVERYTHING will be in your n...
