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Debt Collection-am I Being Scammed?
Meanwhile, you could check with the better business bureau to see if the ... There are companies out there that buy these old loans for pennies, ... But the debt is no longer a threat to your credit reports.....as you well know now. ...
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- There is such a thing as a deficiency judgment (meaning the lender files a lawsuit to recover and the court issues a judgment); however, some states have anti-deficien...
- Dear K L, 3rd party debt collection companies and continue to attempt collection until the cows come home. The bottom line is this: The original debt is over 10...
- Hi! I am so sorry to hear about this stressful time for you. Here is my advice: 1) If your husband is still in somewhat of contact with his first wife, he should call...
Mother Seeking down Payment Assistance for Mortgage Information
Also, check with your place of employment as some are now helping employees ... We bought our place with decent (not great) credit in an 80/20 loan where we ... We got really good interest rates and reputable lenders (no subprime or ...
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- Hi C., There are a lot of "creative financing" options available these days - you may be able to get by putting only 5% down. What you'd do is take out a mortgage fo...
- The City of Chicago has a couple of programs available for downpayment or closing cost assistance. Check their website. Also, check with your place of employment as s...
- Hi C., You have to look into the IHDA (Illinois Housing Development Authority) they have the BEST Interest Rates for first time home buyers. They are in the low ...
I Haven't Told My Dad's Wife That I Transferred His Social Security Check.
It's his Social Security check that he worked hard for. But she is keeping his money and my dad is living ..... no credit check · social security disability ...
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- It's your dad's check and you are now the payee. From your stepmother's point of view, you are going to be in big trouble. My husband is on disability and we got a sur...
- Do you have any legal document placing your dad in your total care? Do you have any evidence from any law enforcement official that your dad is better off with you? In...
- I absolutely agree with what most everyone else here has said that you need legal advice. I'm really surprised that that the social security admin office let this hap...
Paying off Debt
I saw someone else who recommended cccs and I cant tell you how wonderful they were There were no hidden fees They negotiated with the credit card companies ...
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- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
Wanting to Buy a House, but How?
I suggest you check out Dave Ramsey on his Web site at http://www.daveramsey.com . ... No more credit cards, no more spending more than you have, ... So many people are in trouble right now because they got loans that they could qualify ...
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- There are lots of ways to help you bring down debt and still purchase a home (without getting ripped off) Try to stay in the same apartment for the next three years wh...
- Really think hard on why you want to own. It's a big responsibility and you might be suprised at the cost of maintenance that you don't pay when you rent. So many ...
- After reading all of the response I decided to let you know about another method that noone here has mentioned. I brought my house 10 yrs ago as a single parent makin...
New Bank?
Philadelphia has a large number of credit unions and almost all of them have open ... and the rates they have for loans seem to be pretty good. i heard ... By the way Fishtown is pretty cool, check out Johnny Brendas for local beer ... all the Wawa's around here have no-surcharge ATMs... if you join a credit union ...
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- I'm not particularly fond of PNC, but it seems like everyone here uses it. There's a BofA in Fishtown. I think they're great. The real reason I'm responding is that...
- all the Wawa's around here have no-surcharge ATMs... if you join a credit union they wave the fees for most tranactions. I wouldn't recommend Commerce just because th...
- Philadelphia has a large number of credit unions and almost all of them have open there doors to Philadelphia residents. I belong to American Heritage Federal Credit U...
Money and Budget Help Needed!
We went into it knowing there would be a lot of student loans and debt ... Maybe you can consolodate a few bills into one (like credit cards) but ... Good luck and remember if you live like no one else then later you can live like no one else. ... You can check out their website at www.ihc.com If you like kids and ...
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- Money is always a hard topic. I work for IHC, and they have various kinds of jobs that need to be filled 24 hours a day, including receptionist type jobs, clerks, etc...
- I can't offer any good advice Kim! But I feel for you. Make your husband work two jobs. :) I know he will love that right! John and I have sat down and made a bud...
- Totally do the Dave Ramsey "thing". My husband and I started in February and it has made a huge difference. First make sure you have $1000 in an emergency fund. I w...
Help in Paying for College for My Daughter..
Yep - the loans are no fun. My mom went to college the same time I did so she .... She definately needs to check for grants (don't have to be paid back). ...
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- Try looking for PELL grants and other type grants. My son's girlfriend wanted to go to Veterinarian school, but they are soooo back loaded that she will not be able t...
- I've heard people talk about: www.scholarshipcoach.com I've never used it, but heard good things about it.
- My daughter came home in eighth grade telling me that the guidance counselor at school had said she ought to be tested for ADHD. No way! She might have been obsessive-...
401K & Foreclosure
I don't want to pay them the entire amount we got from the 401k check right ... We have no idea what happens to us if we go into foreclosure, no idea if we ... on the market for sale, then try renting for awhile to repair your credit. ... If you took it out as a general loan then you can use it however you want. ...
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- I'm so sorry for what you are going through. Unfortunately I don't have any good answers for you?! I would suggest talking to a lawyer...but that would cost money to...
- I think that if you took the money out of your 401k for the house then you need to use it for that. If you took it out as a general loan then you can use it however y...
- I guess I'm confused as to why you are working a job that is costing you the possible loss of your home? When my child was born, I had been working a job, but when we ...
My Car Has Been Stolen and I've Turned to the Web for Help.
A little later, after Kevin Wenzel looked over my credit and paperwork Chuck Nick ... They also told us that Kevin Wenzel no longer worked there but I was free to .... a copy of a recent canceled check for your loan payment on the car, ...
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- FBI most likely. It would be worth a try. The tv station in your area. Is there an investegation team like Fox 8 in noth east ohio has that kind of thing. That may hel...
- wow that is so crazy and messed up i wish to God i could do somt hing to help ifi hear anything at all that could help you i will e-mail you instantly all i can say ...
- I also think you should try calling/emailing either WSBT or WNDU (WSBT seems to do more of these stories however). Other than that, I don't have much advice. I defin...