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Debt Consolidation Anyone Done This Before ?
You have to agree not to open up any new credit card accounts or other credit ( car loans, mortgages, etc.) during the time you are paying off your debt and ...
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- I am doing that now, I did a lot of research too, I did find a company that seems to be ligit, we have had no problems with them so far. I belive we are using Freedom...
- Another Dave Ramsey fan here! My husband and I are totally debt free (including no mortgage), thanks to working multiple jobs, cutting spending, and bargaining with c...
- do you own a house? if you do you can look into a home equity or a line of credit...rates are pretty low right now. Can request quotes if you use lending tree. Int...
How Long Do You Keep Paid Credit Card and Utility Bills, Bank Statments, Etc?
How long do you keep your monthly credit card..." ... So whether lost or stolen, they can be useful later. also I bought a new winter coat and several ...
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- I keep mine 1 year and clean out about every January. I figure that each bill shows that there was no balance the previous month, so they can't come back on me and sa...
- i keep them 7-10 yrs and they have come in very handy a few times. For instance, my luggage got lost and because I keep receipts and credit card bills, I was able to ...
- My husband used to be a CPA, and he says seven years on all of these things (less on utility bills, if you're not claiming them as part of a home-office deduction.) F...
Mom Needing to Vent/credit Card Issues
I was having some financial difficulty with my credit card bills. particularly ... new until you have a handle on this and then buy with cash not credit ...
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- Hi B., Good for you for owning up and taking responsibility. Sometimes we have to learn lessons the hard way. We have to put on our "big girl panties" and deal with...
- Dear B.!! Thank goodness that you are through with citi-bank Visa, and I hope and pray that you have cut up that card and never use it again! To answer your questi...
- I'm sorry you had that happen. We are dealing with similar issues, meaning debt and not a lot of money. We got behind in payment a few months ago and it took about 4...
Help with Credit Card Debt
... and a workbook to assist in learning a new way to manage your money It's simple & I ... If you are behind on your bills you can contact your credit card ...
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- Typically if you use a debt consolidation company they are able to lower the total amount you owe before you even make your first payment. Go to goodsenseministry.com ...
- Hi V. Last year I consolidated my $10,000 debt via a really awesome family credit union. Doing so lowered my total interest rate immensely, and my monthly payment...
- Good Morning V.... I wanted to let you know I just started a program with Family Life Resources.. They are a Christian non-profit agency that helps determine whats ...
Credit Card Debt.
I have heard I can call the credit card companies & make a deal with them .... interest card with no interest or low interest for a year on a new card and ...
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- Its a good thing that you asked this question because I think that more people then not are in ( or have been ) in the same boat. When I found myself with tons of smal...
- When I found myself stuck in the cc debt rut several years ago, what I did was take advantage of cc offers to transfer balance for 0% interest over so many months. Wh...
- HI, I used a company called TCA (Take Charge America), they were GREAT!!!! Best thing I ever did. You can look them up on the web. Very helpful and postive. T...
Husband's Wallet Stolen!!
All they said was you could talk to a DPS officer and get an ID card so you ... If you apply for new credit, they will have to contact your first and you ...
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- Your best bet is to contact the credit bureaus - Experian, Equifax, and Trans Union. Here's a link with contact info for all three companies: http://www.fightidentity...
- Call the 3 credit bureaus and put a block on your credit. You will still be able to pull credit but you will have to answer questions only you will know the answers t...
- Call the credit bureau and put a "fraud alert" on your account. You will be notified every time someone applies for credit in your name(including you and your husband...
Trying to Clean up My Credit
Read all 37 responses: "I have a collections/credit card on my credit report ... will only make life easier for you should you want to obtain new credit. ...
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- Did you contact Equifax etc to see why your score was lowered. That makes no sense! Good luck
- Been there done that and it sucked. Here's the thing, bad credit is better than no credit to a lender. I would go ahead and pay it off but keep something around. Yo...
- It's good to have a couple open revolving cards on your credit. The balance on the card should stay to less than 25% of the credit line. If you pay the credit card o...
No Nail on Big toe...and It's JUNE!
I lost a thumb nail when I was a kid and it took months for the new one to .... card bad credit · beauty salons · bad credit credit cards · acrylic paint ...
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- Paint one on! i have these notty, tiny nails on my pinky toes and one barely exists. i paint one bigger than it really is. rarely anyone will notice that there isn'...
- Hi I know someone like that with a small pinky toe nail, they just paint one on!
- One of the cosmetic companies (blanking on which one) sells fake nails for the toes.
How to Tell the "New Grandparents" the Good News!!
I told my sister which lives out of town by sending her congratulations flowers and the card said congratualtions you are an aunt love, your new niece or ...
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- My SIL had a pretty sign printed up that said We're Pregnant. They held the sign up and posed for a beautiful black and white picture of them kissing and them smiling...
- Hi S., When we got pregnant with our first child, we waited until around 12 weeks to tell anyone, the way we did it was fun, but didn't go exactly as I planned! We to...
- Both of our moms collect angel figurines. We found two different angel figurines holding babies, wrapped them up, and gave them to our moms. When they wondered why t...
New Baby on the Way, They Need Financial Help
I recently threw a gift card shower for my friend who just had her third child. ... Need Help! NO Income, New Baby, I Need Your Resources! ...
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- If she is located at all close to Holland or Zeeland, at the City on the Hill, which is the old Zeeland Hospital, they would be able to go to His Harvest Stand and get...
- They will definitely qualify for WIC. Free formula milk cheese beans cereal baby cereal etc. not diapers though as for those she could buy bulk/generic at Sam...
- If they go to Family Independence Agency now they can fill out the forms and they also can inquire about emergency assistance. They may still be able to get a partial ...
