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10 articles
Family of 4 Able to Live on 40K/year Salary
Asked by C.B. from Phoenix
on January 13, 2012
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We struggle to live off my DH salary which is twice as much as these families make a year. This article discusses 2 families that live off of 40k/year and still save f...
Answers
- I live in Atlanta, and I have NO desire to try and live on 40K a year -even by myself! We're fairly frugal. We save a lot, don't use credit cards, by used cars, use co...
- I didn't read all of it. But some of the stats are totally not in line with where Iive. We "joke" that it takes 3 public servants (police, teachers) to live in this co...
- My husband is in the Army and only makes just below 40k a year and we live comfortably. We have two boys ages 9 months and 1 1/2. We also have been putting away for r...
Seeking Financial Security
Asked by H.L. from Chicago
on October 26, 2006
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I'm trying to figure out if it is in our best interest to refinance our home, which we bought 4 years ago in northwest indiana. We have a fixer-upper which we have put...
Answers
- I can refer you to a financial advisor who we use to help answer any financial questions you have. If you want her name and number, give me an email at ____@____.com.
- If you are seeking financial security- good luck!! If you are ssking financial "sanity" - I think I can offer some information- If you were to utilize the Equity in yo...
- I just went through this. When my husband and I first "consolidated" our bills to pay off and found out how much we were truly in debt and how much interest we were p...
Wonder What to Do
Asked by N.B. from Detroit
on September 5, 2008
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My hubby and I are sick of paying our credit card bills every month and not seeing the balances going down by much. We have one major credit card and 4 store card tha...
Answers
- N. ~ First off, debt consolidation is a form of bankruptcy and will show negative on your credit report. Store credit cards usually have a really high interest rat...
- I'm no expert but we have watched the balances rise and find ourselves owing after years of 0 balances. We simply have had to stop using them, and use cash only. In sh...
- Try watching CNBC. There is a great advice show at 8 pm. On The Money, I think. She answers people's questions if you call, email or text.
Does Anyone Work from Home?
Asked by K.P. from Lewiston
on December 4, 2006
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I like my job and am fortunate enough to only have to work two days a week. Unfortunately those two days are 10 hours with a 45 min. commute each way. I would like t...
Answers
- HI K.! My name is S.. I live in Rumney NH, and have been looking for a legitimate Home Business also. I have found The Wellness Tree. We are a referal based Comp...
- Hello, I work for The Traveling Vineyard providing in home wine tastings!! It is SO much fun. You make money while tasting wines with fun people. www.myttv.com/Ellen...
- Hello K., I'm an Indepenedent Beauty Consultant for Mary Kay. I started my business in Sept. 2006. If you are interested in recieving some info let me know. D. ww...
Home Budget
Asked by B.T. from San Antonio
on July 28, 2010
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Hey Mom's. I am a single full-time working mom and doing ok. However, I know that I can budget better. I know that this will sound stupid, but how do it do it? Are the...
Answers
- A budget is basically a list of anticipated income and expenses for a set period of time, making sure the income is larger than expenses. As time goes by track your i...
- We use Dave Ramsey's forms and he a few great books as well. Please check out his website.
- go to dave ramsey website you can see his budget forms from his book
What Did You Study in College? Are You Working in That Field Now?
Asked by A.G. from Houston
on March 22, 2012
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For me it was Literature and Business Marketing and yes (sort of), I work part time for a political research editor, so I can be at home before and after my son goes/c...
Answers
- i went to college for 2 semesters hated it and had no idea what to do with my life.. after a couple years of working random jobs i wwent to a tech school for biotechno...
- I have a Bachelor of Arts degree in Broadcast Journalism. I did work in the newspaper and radio industry for about 10 years and loved it but didn't make enough money....
- I have a B.S. and M.A. in Criminal Justice and yep, I'm using them. I work as a senior level manager for the state juvenile justice agency and I teach Criminology at a...
Looking at Home Without Masterbedroom
Asked by K.T. from Provo
on June 12, 2008
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We're looking at buying a home with 4 bedrooms but none of them are a masterbedroom and I'm wondering if this is wise. If any of you have any advise I'd really appreci...
Answers
- we have never had a home with a master bedroom and have never had a problem with it.
- if you're okay with not having a master's bedroom, yeah. i don't see how it would make a difference unless you're worried about bathroom availability.
- If you took the time to ask, its bothering you. Go with your gut; you will be the one who has to live in the house and make due. My thought is you should keep looking ...
Occupy Wall Street--Are You Mamas Game?
Asked by K.S. from Detroit
on October 30, 2011
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If you didn't have kids to raise and/or a job to go to, would you join one of the Occupy Wall Street protests? Or perhaps you already have. Have these folks found an e...
Answers
- I support those that are there to have their voices heard and try to make a difference. I truly wish they were more united in their voice and reasons. It would help...
- Nope, but I would go to the Tea Party rallies and meetings, as they represent the idea of reforming government to get business out of government (and vice versa-for th...
- Nope, not interested.
Paying off Debt
Asked by J.E. from Boise
on January 14, 2009
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I am considering using a family financial planning company to help me get my credit card debt under control. I understand that they deal with the credit card companie...
Answers
- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
SAHM Needs Support- Please Read!
Asked by M.P. from Spartanburg
on August 2, 2008
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I stayed home for 3 1/2 years while I got my degree, then returned to work about 2 years ago. My husband suggested last year that I stay home again. I resisted, beca...
Answers
- You made a right decision. Having more quality time with your children and taking care of your families are best things to do for a mother. A JOB ( Just Over Broke )...
- I can honestly say that I sacrificed my career because I felt very very strongly that it was the right thing to do. I miss it sometimes but have never ever regretted ...
- I was on a career path when my husband and I decided to start having children. The strange part for me was this - Before I had decided, I hired someone under me. He ...
