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Seeking Advise on Supporting a Second Family
She has not paid her mortgage, her utilities, visas and takes her paycheck and ... and experiences on Seeking Advise on Supporting a Second Family request! ...
Answers
- NONONONONONONONO. I realize you feel guilty, but leave it up to her family to help. Your lives will be drastically changed You have enough challenges already. Give ...
- Do you have a basement or area that they could call there own for short term, maybr 1 month to get on her feet. Her teens should be sitting the younger one and she nee...
- Whatever you do , DO NOT let her move in with you. Your friend needs to grow up and take some responsibility for herself and her family.She will take all you give her ...
I"m DEBT Free..Not! I Need Your Advice Again!
We have paid off most of our second mortgage on our house and have tens of thousands of dollars in savings earmarked for emergencies and other expected ...
Answers
- I have actually NEVER heard of the person before. I make decent money, and although I'm not completely debt free, at this time I only owe about $20,000. $10,000 of tha...
- Hi A., It took my husband and I exactly 22 months to get out of debt completely. We were at $27,000 in debt with credit cards, loans, and a remaining car note balanc...
- Nothing personal against Dave Ramsey...but am I the only one that see's that HE is the one rakin' in the cash? Books, talkshows, seminars....hhmm? Its this simple, l...
Help Behind on Mortgage
First call your mortgage holder and let them know of your situation. They may have avenues available to you. Second if you attend a church they may have a ...
Answers
- Hi, T.: I empathize with your situation and concern. We almost lost our home 2 times when my husband had chronic facial pain (TN). Bless you! In response, YES th...
- Check out DaveRamsey.com, and start listening to him; make a budget and stick to it. Get the "The Tightwad Gazette book(s) and read through those -- an amazing amount...
- T. - this may not fit...but I would be amiss to not mention it. I work with a wellness manufacturing company that decided to market their everyday products differen...
Doing Business with Friends?
You will not be paying her your mortgage. It really is no more risky than getting it anywhere else. Second, doing it through mail is not a big deal either ...
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- I think you're smart to be worried...we (and 4 other investors) invested a LARGE sum of money with my husband's best friend (our best man) almost 2 years ago by way of...
- Hi! I have been in the mortgage industry for over 20 years, and can assure you that doing business via mail, e-mail and fax is perfectly secure. Your friend would ha...
- DO NOT DO IT !!!!!!! I had a friend of over 20 years (we grew up together) she was a real estate agent. My husband and I went to sell our house and decided we would ...
401K & Foreclosure
We have tried contacting the mortgage company to see if we can set up payment arrangements to pay our arrearages and get caught up on everything, ...
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- I'm so sorry for what you are going through. Unfortunately I don't have any good answers for you?! I would suggest talking to a lawyer...but that would cost money to...
- I think that if you took the money out of your 401k for the house then you need to use it for that. If you took it out as a general loan then you can use it however y...
- I guess I'm confused as to why you are working a job that is costing you the possible loss of your home? When my child was born, I had been working a job, but when we ...
"Hand Me Down" Breastpump.
i am using a hand me down pump with my second baby and have had no problems. a great .... mortgage second · Medela Pump · lactation · medela breast pump ...
Answers
- DON'T BORROW A BREASTPUMP! As a lactation consultant I have seen multiple mothers with yeast infections and mastitis from using someone elses breatpump. The pumps you...
- I gave my pump to my best friend to use. She works at Children's hospital and questioned / polled several co-workers (Dr's, nurses, educators, etc) on the safety of do...
- You seem to have gotten a lost of responses saying that it is just fine as long as you replace the tubing and such. What I have read and researched though strongly su...
Best Formula for Newborns
This is my second child. My first child we gave her Similac as the hospital offered however she spit up a lot and we ended up putting her on Similac Soy ...
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- Hi M. it really depends on your baby and what they can tolerate and it is something that should be discussed w/ the pediatrician that you will be going to. I understa...
- I nursed but supplemented from the beginning with my second. I started with similac but he really didn't like it. I switched to good start (on the rec. of my pediatr...
- Hi M. - Babies really differ on what types of formula they receive well, even in the same family! After I stopped nursing my girls, they both liked Enfamil and used t...
What Do You Do About Your Mortgage??
I have a 30 year mortgage and always round up my payments at least to the .... packed our lunches, bought second-hand clothes, made Christmas presents, etc. ...
Answers
- What my friend used to do was get a breakdown from the bank of what amount of the loan went twards intrest/principial every month. Then she would pay the regular payme...
- Good Morning Reba S I work for a title company and most of the closings that have loans are 30 year mortgages. I always suggest in closing that you make extra princ...
- Hi Reba, I have a 30 year note which made my monthly payments affordable. Most people I know have 30 year mortgages. In addition to the monthly note, I add a separa...
How Do I Get Husband to Stop Spending Money?
Finally, I had had enough when we had to get a second mortgage to pay off the $18000 we had on credit cards. I cut all of my cards up at that point. ...
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- It is obvious that you both have two different money styles, he is the fun one and you are the responsible one. If you could both add the fun (you) and the responsible...
- It's sad and so frustrating when our husbands cannot submit themselves to the financial budget. I used to sit down with my husband and plan a monthly budget, which he...
- I'm sorry you're having such a hard time with your husband spending money! That does make things rough, especially when he seems to be running from taking a part in de...
I Hate Being a Working Mom, Advice Please!
A second mortgage is another route- the interest is lower than credit cards and is tax deductible. You will probably do OK day to day if your husband makes ...
Answers
- I hated working too! I worked very hard bringing my daughter into this world and did not want to miss a single moment or milestone. You will have the rest of your life...
- We cut out special items like cable, newspaper, coffees, going to dinner or movies. We unplug everything or turn off our powerstrips. That alone saved us $41 a month. ...
- You and your husband CAN find a way that works. Stay at home Moms ( my older daughter is one) make sacrifices - use ingenuity - work at home -- any and all of the abo...
