mortgage protection insurance
Related Questions & Answers
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What Is the Deal with Mortgage Insurance?
Asked by S.D. from Fort Collins
on October 5, 2006
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I have been receiving lots of offers through the mail for mortgage payment protection plans....saying that the company will pay the mortgage if there is job loss or de...
Answers
- did you recently buy or refinance your home? We refinanced last year and we got 2-3 offers a day in the mail for about 2 months. We actually had one guy come out. Fr...
- Hi- The response from Jana is exactly right. My husband is a mortgage broker too and he said the same thing. Mortgage insurance protects the lender not the buyer. ...
- I agree with Kimberly. You dont need it but it will be nice to have incase something happens to you or you husband. I do have this type of Insurance but we chose to us...
Mortgage Help
Asked by T.N. from Houston
on April 17, 2010
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Need Help!! My financial situation has changed drastically in the last past 60 days and I am sinking. One thing that will help is if I refinance my mortgage, but my cr...
Answers
- Don't trust the BBB unless the company has been with the BBB for years. We went with one company that had an A+ rating and after a month it had an F rating. Fortunat...
- Contact your mortgage company. There are several programs out there to assist you.
- Call your lender and get a loan modification. I believe its a law now that they have to try and work with you. Good Luck
Life Insurance
Asked by D. from Dallas
on September 26, 2006
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Does anyone have life insurance outside of your husbands job??????
Answers
- Yes! Although my husband works for Libery Mutual, most of our Life Insurance is through Northwestern Mutual. I highly recommend them...they can help you with financi...
- We get additional life insurance through the Knights of Columbus, a catholic men's association. We pay 66.00 a month for myself and my husband.
- We have insurance through his job, but it is minimal. Outside of that, we each have $100K and $10K on our two boys. We also have mortgage protection insurance in the...
Life Insurance
Asked by L.M. from Barnstable
on June 8, 2008
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Can anyone recommend who they use or life insurance?
It is on my list of things to do this week and was looking some feedback.
Do you term or whole?
Thanks for your...
Answers
- Level term life insurance is what you need as others have said. We have 30 year from sbli. I don't think it is necessary to get whole when you are older (someone said ...
- Hi L., I actually work in the insurance field(we sell all companies and types of insurance) and we use AM Best ratings system to find what companies would work best fo...
- Hi L. and everyone else, My husband & I picked up a term policy from Primerica. The company is locally owned as a franchise and I like that. Erick Arndt came to our h...
Life Insurance
Asked by S.J. from Tampa
on June 22, 2009
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hi everybody
i had a post about this topic with no answers. so i'm gonna ask it again. i need information about life insurance. i'm affraid that if God forbide some...
Answers
- This is what I know about life insurance: there is 1)life or 2)term life insurance. 1)life insurance is the basic and cheapest form of protection. the insurance cos...
- Hi My name is K. Mahlios I own Allpro Insurance Agency. I lost a daughter in auto accident and took custody of her 2 year old daughter. My son and I opened an Insura...
- According to Suze Ormon, you should have 6 months of paychecks in savings before worrying about life insurance. A will stating who your kids go to are also important....
Health Insurance
Asked by A.K. from Chicago
on November 30, 2010
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Hi,
We are looking to switch to a different health insurance in the new year. My husband's work is way too expensive. Any recommendations?
Answers
- Good Luck in your findings
- It's really not a good idea. Cost aside, a group plan is your best option. By law, you are covered from group plan to group plan. Should your husband change jobs, t...
- Find a reputable insurance person/broker -- they do not charge you a thing and since they don't work for a specific insurance company, they can offer you a variety of ...
Life Insurance???
Asked by S.R. from Chicago
on March 2, 2012
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Im now looking to get life insurance. I know little of this can someone recommend a reputable company and share your experience with your agents?
Answers
- Please do not take a form letter answer like "OneandDone" has given you. Life insurance companies are rated based upon their financial soundness. As insurance is...
- We went through our Insurance agent (who we have our home/auto with). They have a company that they work. I would start there.
- You can get quotes online for all kinds of different policies. That will give you an idea of what you might be able to afford. If you need help trying to decide what k...
Life Insurance
Asked by E.T. from Dallas
on October 15, 2008
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How much life insurance do you have? We have 2 small kids and are trying to decide whether we need to raise our coverage or if it's sufficient. Also, which do you re...
Answers
- Together my husband and I have $1 million. I can't remember how it's divided up between the both of us. We have the policy through his company as well as a term and ...
- My husband has $500,000 and I have $250,000. My husband's policy has a child rider policy which more or less covers the funeral costs if something should happen to our...
- E., Get Term and get it soon. It'll be cheap since you're young and cheaper if you don't smoke and are in good health. A 20 year term plan will take you through c...
Life Insurance
Asked by A.O. from Kalamazoo
on June 26, 2011
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This is something that my husband and I should have done years ago but with 5 kids and me at home with them, money has always been tight and sometimes "extras", even i...
Answers
- We're also through USAA... and have 500k & 750k respectively. It's funny, it sounds like a lot... but if you make 50k a year, that's only 10 years worth of 'normal' mo...
- The way insurance works is that you can NEVER be overinsured. The max you can get is a multiple of your income, based on age and health. The goal of insurance is to RE...
- I literally just got off the phone getting our life insurance set up. I've been looking for someone with cheap rates for quite a while now. I finally found one. It's t...
Term Life and Disability Insurance
Asked by E.K. from Dallas
on September 6, 2006
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I wanted to shop around for a new policy for Term Life and Disability insurance for my husband and I. Does anyone have a reliable and trusted company they can recomme...
Answers
- American National Insurance has been around for over 50 years. They take good care of their clients and pay immediately.
- please call Brian Robison he will give you a free quote and help get what you and your need. ###-###-####
- Hi E.... I am an independent agent who writes term life and disability, mortgage protection, etc. I'm not sure where you are, but my manager and I could certainly ma...
