mortgage no down payment
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Do You Ever Feel like Just Saying 'Screw It All'
Sep 23, 2009 ... We have renters, but the rent payment doesn't cover the mortgage payment. We're down to one car because we can't afford to fix the other one and the .... I have no advice for you but I can say my family is going through ...
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- Hi K.- Some days I feel the same- except with fewer responsibilities. And now I feel like a doof for even complaining. Sigh. My husband and I have spent the better pa...
- Dear K., All I can say is to hang in there. It really is no consolation knowing that you are not the only one in the same situation, or worse. It certainly doesn't ke...
- I think we all sympathize dear. =) Keep your chin up!
Getting Divorce and Seeking Advice
Helpful Yes | No Save This Remove This Report This Share. A.G. answers from Indianapolis on May 1 2007. J. Be very careful regarding the mortgage payment I ...
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- I've never had to go thru a divorce, but I am a single mom, and here's my main concern. Child support is for the kids' needs. Obviously a roof over their head is imp...
- My heart goes out to you and your family. I am in agreement with the previous response, that you must get everything in writing. Though everyone is in agreement right ...
- You need to get an attorney. I love mine, his name is Allen McKee Dodd his number is ###-###-####. Even if you don't litigate and have a peaceful divorce, you need s...
Life Is Out of Control
Sep 18, 2009 ... First thing we do is cut the spending We cannot do anything about the mortgage and try to keep the car But slash down everything else We ...
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- First of all, you are not a stay at home mom if you are a sub teacher. You are a hard worker and you really are joining the rest of this world in that so many of us ha...
- Have you considered home daycare? When I was a SAHM I was able to contribute to our income and be home for my kids this way. There is a huge need for for this service....
- As far as getting a job while preggers... It is illegal for your employer to ask you and more illegal for them to not hire you for it. There is nothing dishonest abou...
Our Landlord Is in foreclosure..need Advice!
There is no landlord/tenant law right that the property won't go into ... agent also because they are hurting so you might be able to get their fee down. .... with no second mortgage or you will be even worse off then you are now. .... you can use for rental reference is your copies of payment received and a letter ...
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- Hello TJ, stay calm, contact your state office, ask for then research the landlord tenant act in your state. there should be laws on the books that protect landlord...
- I am somewhat new to this state, but my advice it to check the renter's hotline to see legally what can be done. You have rights too. My guess it is an office in Sea...
- You can get free 1/2 hour legal advice from Washington lawyers. Contact the Wa State Bar to find one close to you. They will tell you your options. You can also go to ...
Income Taxes for Babysitting
It saddened me to see how caught up she was in getting away with the no tax thing, ... etc but once you get a system down, learn what you can write off, etc , .... I also get to write off interest from my van payment, mortgage interest, ...
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- I haven't been in your exact situation but I was self employed for 3 years and had to fill out the schedule C. As a daycare provider in your home the biggest deductio...
- You can go here to figure up an amount to write off for food. http://familychildcaretaxes.com/tax_tips_article.php?blRecordNumber=82 You have to figure up all amoun...
- Some things you might be able to claim are percentage of utility bills, A/C and heat, electric, gas, water, carpet and upholstery cleaning, snow removal, lawn care se...
Widow Mom
also be a house payment If it is a house payment then there ... the discount stores buy things there no one knows where you bought her clothes ...
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- I am deeply sorry for your loss. I have horrible credit and now getting it back on track. You do not need to pay anyone to fix it for you. I just found out myself. You...
- You could check out the Dave Ramsey Financial Peace Program. Good luck.
- Dear C., I am so sorry for your loss and I know your needs will be met. You have some good suggestions from the other moms. My suggestion is to find an attorney who ...
I"m DEBT Free..Not! I Need Your Advice Again!
Helpful? Yes | No Save This Remove This Report This Share ... We sat down and did our budget and had the same reaction you did. ... We have paid off most of our second mortgage on our house and have tens of thousands of .... Once you have those paid off, take that payment and extra money you have to the next bill . ...
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- I have actually NEVER heard of the person before. I make decent money, and although I'm not completely debt free, at this time I only owe about $20,000. $10,000 of tha...
- Hi A., It took my husband and I exactly 22 months to get out of debt completely. We were at $27,000 in debt with credit cards, loans, and a remaining car note balanc...
- Nothing personal against Dave Ramsey...but am I the only one that see's that HE is the one rakin' in the cash? Books, talkshows, seminars....hhmm? Its this simple, l...
Paying off Debt
Once I paid everything off my credit was stellar The mortgage company was ..... pay down and pay more on your principle make more than one monthly payment ...
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- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
Debt Consolidation Is It Worth It/does It Work???
Sep 2, 2009 ... My friend wanted to do a loan modification to get her interest rate down She had never been late or missed a payment she just wanted a new ...
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- I joined CNI a few years ago and they negotiated a good portion of my debt away. Look into them too, I cancelled all my cards and have bad credit for a few years but...
- Hi there, We looked into this last year when we encountered some of the same problems. You have to be really careful about which companies you go with - there are man...
- Several years ago I went with Consumer Credit Counseling and had a great experience with them. I learned my lesson and, as great as my counselor was, I plan on never ...
How Do You Organize Your Bills & Paperwork?
Oct 9, 2009 ... payment made It actually works good only if you are good about sitting down and doing it just like everything else. Helpful Yes | No ...
Answers
- I have a large desk calendar that I use to log my bills and when they are due on. In the notes box I list all the bills due that month, and then I write how much or w...
- Forget hard-copies and pay as many bills as possible electronically with automatic funds transfers from your bank account. Most utility companies can be contacted dir...
- I keep a budget book and the bills are slipped inside. I enter each check and date for the month and subtract the bills to be paid from that check, stating the date t...
