mortgage credit score
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I'm Getting Married to a Man with BAD Credit
When we go for a loan they pull my credit and his and my credit score is higher. ... I didn't think we would get approved for a mortgage loan but we did. ...
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- Hey C., My advice is to seek legal advice about protecting yourself. I always swore to marry someone who cared about their credit and debt as much as me. I just f...
- The laws have changed a bit, but you might want to consider bankruptcy for him if you're talking lots (over 10k). This worked for us, but we still borrowed some money...
- As long as you apply for future items in your name you should be fine on a credit application. The only problem will be that in that case EVERYTHING will be in your n...
Is It Easy to Take Your Name off the Mortgage and Leave It Only in His Name???
That is what my ex-husband and I had to do to get me off the mortgage when I left him ... If he doesn't pay it, it will negatively affect your credit score. ...
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- It's not difficult but can be costly and I believe HE will have to accomplish this, I mean, if he's lazy you could do the legwork but .......I just went through that w...
- If you are moving on and he can't handle the bills, why don't you just sell the house. Are your kids with him or another man? That may be a factor in your leaving as...
- Its my understanding that you'd have to have it refinanced into his name alone. Which if he is having money issues, may not happen. Otherwise, maybe you guys should ...
Debt Consolidation vs Debt Settlement
Today we are debt free except for the mortgage on our home (and best part ... In my opinion, this greatly prolongs out the time your credit score suffers. ...
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- we used consolidated debt and we actualy made our last payment in febuary, it was a great feeling after 4 years. you can call and get more information before you commi...
- I definitely would NOT trust most of the debt relief agencies you hear advertise 24/7. The way I understand it, they have you stop paying all of your unsecured debt a...
- Well, I have had client's who have tried both of these, and they both definitely have their bad side. Many debt consolidators that you see on TV are nothing more than...
Need Advice! - Buying a House That's Already Paid
Will this affect my credit score? What about taxes? Thanks for your help :) .... And if they paid off the mortgage...are your parents partial owners, ...
Answers
- A good deal is buying a house below market value. Do the math, find out comparable values in the neighborhood. Talk to real estate brokers, they will give you all the...
- Hi, everything will depend in how the lease agreement is write, read everything before signing in. I don't know if is a good deal because I don't know the price but no...
- Just to clarify....your parents' friend bought the house FROM them...or paid off their mortgage? And if they paid off the mortgage...are your parents partial owners, o...
Wanting to Buy a House, but How?
My credit score at the time was around 655, so they sent everything to underwriting to get .... 1/3 acre of land and I only have 10 yrs left on my mortgage. ...
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- There are lots of ways to help you bring down debt and still purchase a home (without getting ripped off) Try to stay in the same apartment for the next three years wh...
- Really think hard on why you want to own. It's a big responsibility and you might be suprised at the cost of maintenance that you don't pay when you rent. So many ...
- After reading all of the response I decided to let you know about another method that noone here has mentioned. I brought my house 10 yrs ago as a single parent makin...
Debt Collection-am I Being Scammed?
It was a debt collector representing a mortgage company claiming that my husband .... various other things, his credit score was fine, and there was nothing ...
Answers
- There is such a thing as a deficiency judgment (meaning the lender files a lawsuit to recover and the court issues a judgment); however, some states have anti-deficien...
- Dear K L, 3rd party debt collection companies and continue to attempt collection until the cows come home. The bottom line is this: The original debt is over 10...
- Hi! I am so sorry to hear about this stressful time for you. Here is my advice: 1) If your husband is still in somewhat of contact with his first wife, he should call...
Paying off Debt
I didn't have to refinance my mortgage, my household budget has barely changed, AND my 750 credit score has gone up 58 points since May when I started. ...
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- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
Trying to Clean up My Credit
The best type of credit to raise your score is a mortgage or auto loan (non- revolving credit). Helpful? Yes | No Save This Remove This Report This Share ...
Answers
- Did you contact Equifax etc to see why your score was lowered. That makes no sense! Good luck
- Been there done that and it sucked. Here's the thing, bad credit is better than no credit to a lender. I would go ahead and pay it off but keep something around. Yo...
- It's good to have a couple open revolving cards on your credit. The balance on the card should stay to less than 25% of the credit line. If you pay the credit card o...
Debt Consolidation Is It Worth It/does It Work???
Sep 2, 2009 ... I do know that it effects your credit score but since my score is not that .... she had to quit paying her mortgage for a few months in order to qualify. ...
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- I joined CNI a few years ago and they negotiated a good portion of my debt away. Look into them too, I cancelled all my cards and have bad credit for a few years but...
- Hi there, We looked into this last year when we encountered some of the same problems. You have to be really careful about which companies you go with - there are man...
- Several years ago I went with Consumer Credit Counseling and had a great experience with them. I learned my lesson and, as great as my counselor was, I plan on never ...
Thinking of Filing Chapter 13 Bankruptcy- Need Advice!!
Depending on when you got the 2nd mortgage, maybe the value of your home has .... Prior to this I had a 720 credit score. It was definitely the right ...
Answers
- With something this serious you need to consult with a lawyer. The laws have recently changed and they can give you the correct information. Usually you can get a fr...
- Well, the best person to talk to is a lawyer because every state has its own laws. Most attornies will give a free consult. Talk to more than one to get the best fit...
- Before filing bankruptcy, check into Dave Ramsey's "Total Money Makeover" www.daveramsey.com it's worth a try. My husband and I are in the process of working through ...
