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Feedback on Money Merge Account
If you make $4000 a month and want to pay $1000 extra on your mortgage, you have to live on .... absolutely do not agree to it until you understand it 100%. ...
Answers
- I was going to respond but I see that most of the wonderful ladies on here have the same opinion - check out Dave Ramsey for a good explanation (www.daveramsey.com). ...
- S.~ I would be wary of doing anything with your money that you do not completely understand. My husband and I started using Dave Ramsey's method of Financial Peace...
- I haven't heard about it, but it sounds like a fancy consolidation loan. If it is a line of credit that is supposed to help people pay off debt then whoever is doing ...
Our Landlord Is in foreclosure..need Advice!
And she'd need cashier's checks to cover 100% of the foreclosure sale ..... the landlord would take your rent but not pay his mortgage and then not give his ...
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- Hello TJ, stay calm, contact your state office, ask for then research the landlord tenant act in your state. there should be laws on the books that protect landlord...
- I am somewhat new to this state, but my advice it to check the renter's hotline to see legally what can be done. You have rights too. My guess it is an office in Sea...
- You can get free 1/2 hour legal advice from Washington lawyers. Contact the Wa State Bar to find one close to you. They will tell you your options. You can also go to ...
Poll on What You Think About Repaying Parents
If I "borrowed" money from ANYONE, I would pay it back 100% - plus interest if it was .... I would certainly "mortgage" it for my children's current needs. ...
Answers
- (written after your update) It sounds like you are doing the right thing-being VERY clear about when you can repay and the reasoning why-sorry to hear about your hu...
- I think that you should repay your parents if you borrowed money and it was not given as a gift. If you borrowed the money from a bank would you question whether or no...
- Loans should be documented in writing and signed by both parties clearly spelling out the amount borrowed and when it is expected to be paid back. I agree with the ear...
Low Cost or Free Health Insurance
Oct 9, 2009 ... health insurance for our kids was more than our mortgage payment every ... People stood in the parking lot all day to be seen in weather over 100 ...
Answers
- We have Kaiser for kids. It only covers the kids, but it's cheap. We pay $24 a month for 4 children. It's $8.00 per child per month for the first 3 children, all othe...
- We are on Kaiser's healthy family plan. It is based on income also but it sounds like your kids can qualify. You can go to kp.org to request paperwork. My son's insura...
- There is no free or low-cost health insurance except Medi-cal. If you call your county Department of Social Services, you might find some free programs for specific th...
Bankruptcy
... when we refinanced we were refinanced at 100%.. needless to say we learned ... Make sure you list all debts, including mortgage(s) and they can let you ...
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- S., We just filed chapter 11; or 7 i forget which one. Anyway, our attorney is in Auburn, we went there because he was recommended to us by a friend. He really knows ...
- Hi S. sounds like you are in a real bind. Some things to consider APART from bankruptcy and maybe a way to get your financial life back on track. Have you considere...
- Dear S., I'm so sorry to hear you are going through all of this. You are certainly not alone. Times are really tough for people right now. A friend of mine is goi...
Debt Mediation
Mortgage companies (the good ones)are making a great effort to work with customers. .... Dave Ramsey 100%!!! Don't use ANY kind of debt consolidation or do ...
Answers
- I used a counseling service several years ago when my credit card debt reached $20K. I think I had about 8 credit cards then. They made it easy, I just sent them one p...
- I agree with most of the responders: Don't go to a for-profit credit counseling business. If you decide to go with a credit counseling service, go with a non-profit ...
- Hi C.! Please check out DaveRamsey.com before you do anything drastic!!! He is my Hero! I am strongly against consolidating debts, because the interest you pay for eac...
Christmas Shopping
Also, I try to pay one month ahead on our mortgage just in case we get in a jam ... We hoping they reinstate pay soon, but 10% less is much better than 100% ...
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- We hit a crunch a couple of years ago when hubby was out of a job. That year, we did a family picture at Portrait Innovations. The package was about $20 and you got ...
- Don't be ashamed to buy gifts at Dollar General! Cheap stuff and some of it isn't bad at all! Big Lots also has cheap stuff and some of it isn't too bad either. S...
- I'm one of those irritating people that shop for Christmas all year. In fact - I'm almost finished for this year. Even it it's July - if I see something that "speaks...
A Low Placenta
Daniel and I were 100% perfect, and went home on day three like any other c section. .... pain during pregnancy · mortgage oklahoma city ...
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- I'm no doctor; but I "think" this is placenta privia. There's really no need to worry right now. I had a low placenta. He will check later b/c your placenta can mov...
- I had this with my second child. The info you will find is very scary but keep in mind that most of the time the placenta moves up and out of the way. I was just tol...
- I had the same thing. I think it's fairly common. As the baby grows, the placenta can move up, which is what mine did. But if it moves down, it is Placenta Previa and ...
Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
Aug 20, 2009 ... I'm not 100% sure how this will work seeing as how I don't know the ... checking /cc/mortgage (we have quicken) and make sure everything is ...
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- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
What Happens If Someone Hit My Car, but Claims I Hit Him?
However, be prepared that the "assignment of fault" may not be assigned 100% to the other driver. Since this is becoming a "she said/he said", the adjustors ...
Answers
- Hi J., I actually do this for a living...help people when they are having problems with their claims or anything to do with insurance in general. I worked in persona...
- I am a truck driver...take pics....any time at an accident.,..take pics from every angle...street pic for tire marks...if no injury,,before you move take pics to show ...
- Oh that just steams me for you! I was in a similar situation back in 2001. I was at a yield sign waiting to merge onto a service road. I lifted my foot off of the b...
