morgage rate
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Seeking New Home Financing for Not So Good Credit
I highly recommend Renee Oswald for your morgage needs She is compassionate nice and loves .... loans for poor credit · mortage rates · mortgage poor credit ...
Answers
- Hi M.! My husband's firm does mortgages and he has told me incredible stories about how some of his clients have been turned down by almost every other lender, includ...
- Hi there M., My name is L. Anderson and I am a Realtor in Indiana. I work very closely with a fellow by the name of Bill Zakutansky who works for a Brokerage named Co...
- Hi M.! I can't guarantee he can help, but if anyone can my brother can! His name is Mike Dedo and he is with RLCA. His direct number is 800.601.3589. He's a senior...
Financial Advise
s to get lowered rates. When we called our 2nd mortgage co. they basically said they wouldn't even talk to us unless we were behind in payments! ...
Answers
- pay in this order: 1. credit cards (whatever you do --make THESE) 2. mortgages 3. pay partial payments on everything else, and contact businesses to let them know...
- Yes, I live and breath by Dave Ramsey financial advice. Please go out and take a look at that site. Also, I am not sure who told you that missing a second mortgage p...
- I would try to pay your mortgage. Take a hard look at your bills and cancel or reduce what you can. I.e. you do not need cable. Cancel it. Try to conserve energy, ...
Debt Consolidation Programs
We just started applying for a morgage and the bank told us we had picked a wonderful .... debt programs · morgage rates · non profit debt consolidation ...
Answers
- We are working with Debt Settlement USA. The FTC and others have warned against companies that settle your debts for you, but this was one that the FTC uses as a good...
- Hi H., We did not use a company, but instead worked directly with the companies to lower our interest rates. I called each company and explained that I was looking...
- H., 2 1/2 years ago we were in the same boat as you are. We signed up with TAKE CHANGE AMERICA. They contacted all of our credit cards for us and negotiated them do...
A Good Realtor
When we moved to Dallas, we worked with a great realtor and fantastic mortgage company. The mortgage company has low rates and NO hidden fees! ...
Answers
- My mother is a realtr with Keller Williams. Her name is Joyce, ###-###-####
- A., Wow, looks like you got a great response. I am a realtor in the Dallas area and love what I am doing, and would absolutely be thrilled to help you and your fian...
- http://www.fairhomes.org/Default.asp also try getting a loan from credit union of texas. Try Southwest Funding, Ask for Marvin Two Crow ###-###-#### or ###-###-####...
Refinancing Home
Asked by J.E. from Boise
on February 27, 2009
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Our current home morgage intrest rate is 5.85. We were told by a lender that we could lower it to 4.88 by refinancing. Is this smart given the state of the economy? ...
Answers
- OK this may sound off, but here is my suggestion and I know of many friends (with both perfect and not so perfect credit) that have done what I'm going to suggest to y...
- I wouldn't trust everyone, some of these lenders are so desperate for work, they will say anything. We have a wonderful who is so honest. We have a fixed rate that's...
- I think you need to run the numbers and read the fine print. Does the refinancing come with no cost or will you have to pay points and/or fees? Is there going to be ...
Need Some Advice About Bankrupcy/debt Elimination.
Asked by T.B. from Cleveland
on March 16, 2007
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My husband and I have recently had some difficulties with our finances. We are barely making it. I am not working right now, since I am taking some classes. Our credit...
Answers
- T. - I have been in your situation before, and trust me, you do not want to continue the path you are on. It is great that you are making your mortgage payments on ti...
- http://www.cccservices.com/home.asp We have used them. Before bankruptcy you have to go through a debt management company. This one is non profit. Our counselor ...
- Hi T., My husband & I are also taking the Financial Peace University class by Dave Ramsey. It is helping us understand about setting up a budget, tithing, saving, ...
Help! I Just Found Out I'm Pregnant Again and I Have No Insurance
Asked by S.C. from Phoenix
on June 27, 2007
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I need advice right now in the worst way!! I currently have no health insurance because my family and I simply can't afford it. My son is on my fiance's but I had to g...
Answers
- You never know until you go down to the DES office and apply. If you do make to much money, you may be able to join their premium share program (I think they call it ...
- Congradulations on your pregnancy. Definatley try appling for AHCCCS, they have a program called Baby Arizona that provides insurance for pregnancy. If you don't qua...
- My biggest advice would be to cut your expenses as much as possible so you are no longer living paycheck to paycheck and so you can save up money to pay for the baby. ...
Foreclosure
Asked by A.G. from Detroit
on February 8, 2009
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Hi Moms! My husband was laid off almost 2 weeks ago. I am currently doing a full time internship and am not receiving any type of income. So essentially, we have no mo...
Answers
- Is the house in both your names? Do you pay PMI?
- Another option is a short sale. Look into that...It isn't as bad on credit and mortgage companies would prefer this route rather than a foreclosure. It is a little h...
- Talk to a realtor about a short sale. I'm going through it right now. I'm going through a divorce and neither one of us can afford to keep the house. We owe $114000...
Debt Consolidation Programs
We just started applying for a morgage and the bank told us we had picked a wonderful .... debt programs · morgage rates · non profit debt consolidation ...
Answers
- We are working with Debt Settlement USA. The FTC and others have warned against companies that settle your debts for you, but this was one that the FTC uses as a good...
- Hi H., We did not use a company, but instead worked directly with the companies to lower our interest rates. I called each company and explained that I was looking...
- H., 2 1/2 years ago we were in the same boat as you are. We signed up with TAKE CHANGE AMERICA. They contacted all of our credit cards for us and negotiated them do...
Home Mortgage Advice
Asked by D.Z. from Dallas
on October 30, 2009
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We are purchasing a home and are planning on only using me to get the loan b/c my credit is better than my husband's. Are there any negatives to doing this that I sho...
Answers
- Most states are joint tenancy now, so even though your name and credit will obtain the mortgage, your husband will be included on the deed and will be entitled to 1/2 ...
- Make sure you have a will. In the unlikely case that you were to pass away unexpectedly, and didn't leave a will, TX law would split the house between your husband an...
- Hi D.....i am a mortgage loan officer and there is no downfall unless you need both incomes to qualify?? Do you know? Have you been pre-approved? What area are you ...
