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529 Plans
Try to find plans that are "no load" so that the most money possible is invested up ... for more free aid like grants that don't ever have to be repaid! ...
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- We opened 529 plans for our sons with Utah (Utah Educational Savings Plan). Since there is no tax benefit to opening a 529 in California, we looked out of state. The U...
- Hi. The 529s are fairly easy to deal with especially if you do it online. I get intimidated by long-term/investment/financial stuff but even I could handle this. If yo...
- A good friend of mine passed this info along to me a while ago. We haven't set it up yet but plan to - it sounds like a great way to go. It's called "CollegeBou...
529 College Savings Plan?
... that won't lower your chances of getting grants or loans when the time comes . ... Also check out the UPromise web site; you can get money allocated to ...
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- My husband is a numbers man and when my now 13 yr old was born he had hers set up and ready for 529. Over the years, we have allowed our investment guy from Edward Jo...
- One web site that can help a lot is www.collegesavings.com. I googled "529 Plan" and got a lot of helpful info. I reviewed an article by Morningstar on the various p...
- Also try www.upromise.com. It is VERY easy to get an account set up and many retail stores will contribute a small % of your purchases to the college fund & they also...
Going Back to School?
There are a lot of grants out there for daycare providers. ... and you don't have to pay them back until you graduate and are making money. ...
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- Going back to school would be the best for you and your kids. If your boyfriend is not going to support you in this do you have family that can help you out? I would s...
- R., Schools have daycare. If he's not supportive of you, then YOU have to be supportive of you. School is such a wonderful gift to yourself and to your children...
- Hi R., It sounds like you're in a tough spot financially right now. I think that if you're willing to make the sacrifices to work and go to school you should. I'm...
Anyone Have Advice on Saving for Children's College? 529 Plans?
3) The funds in the 529 do not "count against" my child when she will apply for federal grants like a UTMA would. 4) The money is mine to control and won't ...
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- I've been out of town and haven't read my daily mama source emails...sorry. We've been looking into college savings plans a lot lately and my brother was able to h...
- These are all good suggestions. R., I'd be interested in learning what you and yours decided on. We just had our son in December. I feel it is never to ear...
- The tax rules are changing dramatically for UGMA's with the 2008 tax year and they no longer hold the benefit they once held. Because they provided such a great loopho...
Advise on Impending Divorce with 2 Very Young Children and No Job and No Money
I don't qualify for any financial aid because we make too much money. ... Their financial aid office may be able to help you find grants or state programs ...
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- I am so sorry, L.--- don't beat yourself up-- life has handed you a real problem-. Is there any chance you could move back home and get some help w/ child-care and ev...
- In the court hearing, insist on having enough Alimony so that you can afford to go to school. Make sure that you document everything as far as the agreement that he w...
- Hi L., I help moms create income while they are home with their kids. I also love to help moms to be self reliant rather than putting themselves at risk by being dep...
College Savings Plan
Is it better for them to borrow the money so it gives them the insentive to stay .... and all the additional stuff that grants and scholarships won't allow. ...
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- C.- I work for a mutual fund company. There is a plan called a Coverdell Ira. I don't know all the exact details about the plan, but I am pretty sure the max amou...
- C., I am a nurse and I have also taught school. Our financial advisers suggested to us that we use the College Bound Fund program. You can make monthly deposits or ...
- As the others said.....529 plan. Also, go to upromise.com and become a member. You get rebates from retailers that are deposited into your 529s. (distributed between...
Introducing Music to Children
Oct 7, 2009 ... We all spend money in some hobby or video games, Hannah Montana junk, ... Shop around online...maybe there's sholarships or grants if she could qualify in ...
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- Some children show no interest in most kinds of music. My son loves all kinds of music and smiles and dances, bangs on pianos and stuff like you'd expect, but that's j...
- How nice...she is not too young to introduce her to music. My daughter is 14 (8th grade) and she touched her first violin in 6th grade at the mandatory music clas...
- HI G.! Have you ever heard of Kindermusik? It is a wonderful program that introduces young children (0-7) to music. In a Kindermusik Young Child Class (for children a...
Single Mom Moving to Another State
... I don't have any money saved and my son only has 1 quarter left in school. ... single parent of 2 children, I was able to get both federal/state grants. ...
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- what's more important -- the safety and happiness of you and your children? If your family loves and supports you, why wouldn't they help you make a change now? Can ...
- Move to PA and don't look back. You know what is best for you and your son. You know what you have to do. You actually spelled it out. As for your supportive family in...
- Hi Liche Question for you to very seriously consider b4 you uproot your family. What's to stop him from coming there? You have to be true to you. Which change wil...
NEED ADVICE OR YOUR Stories----how Do SINGLE MOMS Do It???
How do you go to school and get an education without money to pay for the ... Sometime they offer grants for those who have a hard time making ends meet. ...
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- Oh my God- your story sounds like mine did. I went and got state assistance- I mean, food, medical etc for my son and myself. I enetered the First to Work program too....
- I go to UCSC and I am a mom, though not single. However I do know that if you are in need you can apply for TANF and Food Stamps. Some people, including myself origi...
- I feel your frustration, as a child care provider I remember there were some interviews where I really wanted to watch their children. They wanted me to watch them and...
Saving for Education
... apply for grants and such but we still felt it was a good choice for our family. ... One last thing that is great about a 529 is that YOU own the money. ...
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- A 529 plan is a real blessing, but it is meant for college or post secondary education only. This is the way it works...you put in money and it grows tax free. You c...
- Hi A., Our accountant set up 529 accounts for our kids. We contributed for one year. They continue to perform quite well. However... There will always be someone (...
- The great thing about the 529 is that you can use it for anything education related, not just college. If you decide your kid should go to a private school, you can wi...
