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What Kind of College Funds Are Best?
Not an expert but I have them for both of my kids and I work in a bank so I know money markets and I know that they are not worth anything right now. ...
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- K. G, The 529 is going to be your better bet. It is more likely to increase in value compared to the interest rates you are going to earn on a money market account,...
- We use 529 plans for our kids. They give you the flexibility of many investing options and the gains are tax free. Some states give you a tax deduction for your cont...
- I would talk with your tax man--I talked with mine a little this spring, and I believe that 529 plans can be used for anyone in the family--so if one child doesn't go ...
Purchasing a Front Loading Washer & Dryer Set
Oct 11, 2009 ... Once again I am in need of your expert advice. I finally have enough money to purchase a new front loading washer & dryer which I've wanted ...
Answers
- Goodness! Who has tried to talk you out of the front loaders? From what I've read they are all more efficient, both in electricity and water usage. The ONLY drawbac...
- Electrolux is the best! I have a set myself and I LOVE them. There is no agitation stick so you can fit 25 pairs of jeans or 2 queen bedding sets. Depending on which v...
- Check out Consumer Reports: http://www.consumerreports.org/cro/appliances/laundry-and-cleaning/washing-machines/washers-2-08/overview/washers-and-dryers-ov.htm You...
How to Manage Teen's Finances
Hi, I am no expert on teens and money, but I can tell you about my experience with my 17 yr old daughter. I opened a checking account for her after she ...
Answers
- I have only a 5 year old and a baby...so I'm not experienced with teenagers. But I think you should give him the card all the time. You should be able to see the acc...
- Have you heard of Dave Ramsey? He gives financial advice and has great materials for teens and children. His website is daveramsey.com
- I say trust him until he gives you a reson not to. If he is a responsible kid (and it sounds like he is) he will more than likely be responsible with his money.
Looking to Buy an Upright Piano at a Reasonable Price
I been looking around especially in craigslist but since I am no expert in ... It might make sense to start out on it and save some money for your piano ...
Answers
- Hi A., Since it's a 'beginner' and cost is an issue, why don't you get a keyboard? Just a thought...good luck!!!
- A., I like Faith's keyboard idea. It might make sense to start out on it and save some money for your piano purchase. FYI, colleges like ASU and MCC get rid of their ...
- I'm not an expert, but I am a pianist and teacher.... I help my students find pianos quite often. If you'd like to email me, perhaps we could talk on the phone and I ...
Part Time Cash Needed
... with tasting notes, so you don't even have to be a wine expert! You could do one a week at a time that is convenient for you and make some extra money. ...
Answers
- Newspaper carriers generally work from 2 or 3am to 6 or 7am, depending on your route. That would make for a very long day if you already work full-time! :) D. ww...
- E., I would suggest ebay if you have items to sell. I have been doing it for awhile now, and it can really add up. You can make some really good money if you have a...
- I know you don't want to sell anything, but you can host in-home wine tastings where all you do is educate about the wine everyone is drinking. The wineries provide y...
Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
Aug 20, 2009 ... You should read Dave Ramsey's "Total Money Makeover". .... First of all I'm no expert especially because we just filed bankrupcy. ...
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- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
What Happens to Medical Bills After Someone Dies?
Apr 20, 2009 ... The estate must pay any bills, as long as there is money. .... She needs an expert on her side to help sort this out. Helpful? ...
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- Hi SH, If a couple are married, unfortunately the surviving spouse inherets the deceased spouse's medical bills. Having my mother pass away last year of cancer also, a...
- Hi SH, IAm soo sorry for ur loss. We lost my mother in law to cancer in July from cancer also. But if I rember correctly my father in law had to petion it to the inusr...
- I recommend your friend call Andra Cassen at ###-###-####. Andra is a "cut to the chase and take care of business" kind of gal so she doesn't waste time banking billa...
Smart Child That Says He Doesn't like to Learn
Oct 15, 2009 ... Investments · Kids & Money · Major Purchases · Recurring Expenses · Saving Money ... I don't know that I would consider myself an expert, ...
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- Your son has skipped a very important foundation grade. First grade is where they learn about discipline in learning. He may say it is boring, but he may be having dif...
- A lot of times the smarter ones are the 'boreder' ones. My DSS came home after Kindergarten one day and had announced he already learned everything, so he didn't have...
- You mention the terms "gifted" AND "autistic". Have both terms been used to describe his behavior and manner in school and social situations? These are HUGELY differen...
Childcare Expenses and Taxes
I "assumed" that the money we will be paying..." ... I'm not an expert on this. But, we were able to use a flex account for our nanny, but we also had to ...
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- N., My husband is a teacher and I am starting up my own in-house daycare as we speak. I know that the money is tax deductible, yes! You have to keep track of what you...
- I'm a teacher and we are able to do the childcare/flex spending option in our district.
- With having a nanny in your home, it IS typically a lot more costly and complicated (besides his being able to stay at home daily :) ) than taking him to a center or ...
Quicken? for Financial Online Planning or Another?
If you'd rather have an expert help you out, we have a great financial advisor. ... I have also used Microsoft Money and Quickbooks. the key to using any ...
Answers
- I am a "semi-retired" accountant (read:stay at home mom) and have ended up going back to basics with my personal accounting. I used to use Microsoft Money which is a g...
- M. I have used Quicken for years for my personal books. I have also used Microsoft Money and Quickbooks. the key to using any program is to maintain it. Someone me...
- Hi M., I use Quicken and it works very well. The key to your success is to be VERY, VERY disciplined in entering transactions into your registers. I usually go no l...
