michigan foreclosure
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Foreclosure
Asked by A.H. from Detroit
on January 4, 2009
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Could anyone who has gone through foreclosure tell me what it was like. Looks like were going to loose our house, despite all we've tried.
I've gotten a few very nas...
Answers
- Well I myself havn't gone through a foreclosure, but I now quite a few people who have and here is what they've told me. you stop making your payments and after 3 mon...
- http://www.expertvillage.com/video/39116_foreclosure-process-what-happens.htm Hi there sorry about your situation but your not alone LOTS of people in michigan are ...
- I am sorry to hear of your situation. I did mortgages and we were able to finance people who had gone through a foreclosure faster when they did a deed in lieu of for...
Foreclosure
Asked by A.G. from Detroit
on February 8, 2009
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Hi Moms! My husband was laid off almost 2 weeks ago. I am currently doing a full time internship and am not receiving any type of income. So essentially, we have no mo...
Answers
- Is the house in both your names? Do you pay PMI?
- Another option is a short sale. Look into that...It isn't as bad on credit and mortgage companies would prefer this route rather than a foreclosure. It is a little h...
- Talk to a realtor about a short sale. I'm going through it right now. I'm going through a divorce and neither one of us can afford to keep the house. We owe $114000...
Chicago or Michigan - Dilemma
Asked by L.K. from Chicago
on June 19, 2012
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Hi Mamas,
Need your help desperately. My husband got to change his job and hence is moving from Chicago to Detroit, MI. We have been in the Chicagoland for the pas...
Answers
- I'm originally from MI and agree with a lot of other posters. If you decide to move, you should check out the Plymouth/Canton area- the schools are great and the high...
- MI is a beautiful state with alot to do. Depending on where you live will tell you about the schools. I grew up in suburb of Detroit and still have family there. I wou...
- you won't know until you try it - and if it doesn't work - chicago will always be here.
Foreclosures and Garnishments MI
Asked by D.P. from Detroit
on November 8, 2011
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We are in Michigan and are planning on moving out of state next year. We can try to sell the house, even go for a short sale...but if things don't happen as we hoped a...
Answers
- Sounds like you need to make an appointment with a real estate lawyer to discuss your concerns. They will charge you an hourly rate, but with something this serious it...
- Please look into the new federal programs that help with selling a house or refinancing. And yes - wages can be garnished by a lender in Michigan. Will they with the n...
- D.: Instead of going into a short sale or a foreclosure - rent the house out. Don't just walk away from the property....it affects more than just you. I don't know ...
Foreclosed Home
Asked by S.C. from Detroit
on March 8, 2011
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We aren't really sure if our home is in forclosure we assume that it should be bc we stopped paying on it almost a yr ago (its a rental home) I stopped the insurance ...
Answers
- If you haven't paid for the home in over a year, then by all means give it up and let go of that stress. Are renter's paying you and then you are turning around and us...
- I think she is saying that she owns her home that she live in and owns another home that she rented out which she isn't paying on now
- If you don't have a lawyer call the Bar Association in your county or city. They will give you a referral to a lawyer who will charge you $35 or maybe a bit more but ...
Should I Foreclose on My Home?
Asked by N.O. from Detroit
on April 26, 2009
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My husband and I have been living in our home for almost 6 years. We love our home and we have done alot of work to since we bought it. I'm grateful that we both have...
Answers
- I understand you dilemma. However, you will be so disappointed if you think that affluence will automatically equate to better breeding. My sister & BIL's neighborhood...
- i can understand that if the neighborhood is getting bad that is one reason to move, but i think too many people are "giving up" on their houses and foreclosing for wr...
- Hi N., I am in somewhat of the same situation, we have 2 issues, one our neighborhood is going down hill and we have outgrown our house. We spoke with a realtor and t...
Single Mother Groups and Things to Do with Daughter
Asked by J.J. from Detroit
on May 13, 2008
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I have been in a relationship with a 43 year old 'boy' for 1 1/2 years. My daughter has grown somewhat attached. This concerns me as I lost my home to foreclosure and ...
Answers
- Hi Jenny, My heart goes out to you and your little girl. You must be struggling so much right now. Your house situation is enough for anyone to have to deal with l...
- www.meetup.com has groups for everyone with every interest. Sorry that is my only idea, but you and your little girl are in my prayers. Good Luck and God Bless K.
- there are alot of yahoo groups in michigan that meet up for playgroups. just type in michigan moms and browse them.
Short Sale
Asked by K.B. from Grand Rapids
on April 5, 2010
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Hello Ladies :)
A little history first - my husband and I have lived in our small (and by small I mean 760 sq. ft.) starter house for 8 years now... we have tried sel...
Answers
- My husband and I just went through a short sale in Ohio. As I read your post, I TOTALLY related. Our house was 700 sq ft. We have a teenager a toddler, one on the way ...
- Not sure if this is something that would work for you but have you thought of renting out your house (to cover your mortgage) and then renting or buying another house?...
- my husband and i are currently going through the process and we have a great agent with HELP U SELL he is out of grand blanc. we have had to transfer from pontiac, mi ...
Inlaw Problem
Asked by D.W. from Detroit
on February 26, 2008
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I will try to keep this short. almost 2 years ago we had to get out of our house for several reasons, it was foreclosed on. We were planning on renting until we could ...
Answers
- hey D. anytime you deal with family it never good they should be happy that you moved in caught the house up so they could sell it and put new floor down thoe are all...
- I hope you kept the bills for the improvements you made. If these people have a problem with what you've done, agree to vacate as soon as they've reimbursed you. It ...
- You took over the house and have saved them from foreclosure? Now you want to back out of it and the loan is still in your in-laws name ie: foreclosure.. I don't think...
How Do We Get Rid of a House That Is Underwater $ ?
Asked by A.U. from Detroit
on March 4, 2010
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Hi.. We are very interested in moving... however, we owe way more than our home is worth. I guess thats pretty common these days! When we bought the house we only h...
Answers
- Hi A., We were in a similiar position. We had two children with a third on the way living in a two bedroom, one story condo. We had no where to put the baby so we...
- Hmm,,, could you possibly do a shortsell, i no it lowers ur credit score but heard its not that much, We also did the same load our mortgage had went up to about 1900 ...
- I'm not sure what Michigan law is so you will need to check with your state to be sure. Some states if you foreclose they can not come after you for the deficiency, so...
