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"Blow" Money - How Much Is Enough?!
Asked by L.M. from Kansas City
on August 26, 2011
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When creating a budget, I realize my husband and I both need some money to spend without having to factor it into the budget. The problem is that our ideas of what is ...
Answers
- We each get $100 every 2 weeks. It's not "enough" to not have to plan, but it keeps us in clothes, haircuts, girls' nights, do dads, and whatchmacallits. (AKA hairc...
- I wish we had some extra spending money. We do not have any at all. My husband is getting a bonus so I'm hoping to use it towards my photography business.
- ROFL! Reading your title, I thought this was going to be QUITE a different post. Phew! How much do we budget? Very, VERY, little. But that's because our inc...
How Can a 10-Year Old Can Earn Money Fast?
Asked by C.M. from Chicago
on December 28, 2011
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This year my daughter wants to go to the American Girl store for the unveiling of the American Girl of the Year. She's excited because this year's American Girl is a g...
Answers
- can she bake goods and go door to door to your family and friends and neighbors that you know ?
- Is there a family member that lives close that she can "clean" or baby sit while they clean?
- I second the shoveling snow and mother's helpers ideas. If she shovels snow, perhaps she could work with a friend, so there are two of them or more together? (less mon...
Money Saving Tips
Asked by J.S. from Phoenix
on March 9, 2009
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I've been trying to find additional ways to save money. Anyone have good any ideas or have a cool site I should check out. Thanks.
Answers
- One way I saved was by shopping insurance companies, I was unable to get lower rates on both my house and car. Check your cable/satilite bill, and cancell channels you...
- I'm a big fan of www.thesimpledollar.com
- Hey J., I am a working mother of two and am always looking for ways to save money. You did say that you worked at home and I don't know if your work is caring for y...
Saving Money School Pictures
Asked by M.G. from San Francisco
on September 29, 2011
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I looked at the paper with the list of packages for school pictures. Are they the best price since it goes through the school?
What's your best money saving tip?
Answers
- School pics are a rip-off to parents. Geez, I've been hit with the regular school pic, cheer pics, and each week game day pics for cheerleader g at games. I buy...
- My daughter's picture day is today - I only purchased the CD for $30 - that way I can print out or email as many as I want/need.
- One year I bought a bunch of $9 5x7s to give as Christmas gifts to close family & godparents.... We WERE going to have my nephew-in-law do the senior portrait for ...
How Do You Manage Money in Your Household?
Asked by K.B. from Chicago
on September 3, 2012
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Managing money within a household is sometimes a magical fete for couples. Not everyone is skilled at managing money and some want nothing to do with this responsibili...
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- We have one account and one income. I handle all of the money and paying the bills since I'm home. My husband knows everything that goes on with our money. We're on...
- We have one account. He is the only one working... for now... since I am in college. We make a budget every month. We go by that budget. We use the envelope system fo...
- i do believe that money issues are the main cause of divorce - mostly because it causes SO much stress to be strained financially. my hubby and i (after several yea...
Looking for Ways to save Money
Asked by N.K. from San Francisco
on October 2, 2008
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Hi Moms,
In this crazy economic environment, what are some things you are doing to save money on groceries, clothes, gas, etc. Please share.
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- You already have alot of great ideas posted but here is another. I get my clothes at Susies Deals in Roseville, eveything in the store is $5.99 or less. I get all my t...
- Although it seems extreme, I got rid of all my credit cards, and ATM cards. Everytime I need gas, groceries, or ANYTHING, I have to go to the bank and get cash. the in...
- Make realistic budget and attempt to stick to it - and then write down what you actually spent. My husband and I have tried to make saving fun and rewarding vs a nega...
What's Everyone Doing to save Money
Asked by W.W. from San Francisco
on April 15, 2010
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I'm wondering what everyone's doing to save money. Tips on going grocery shopping, what are you cutting back on. I want to see if how else I would be able to save mo...
Answers
- I didn't read through all your responses, and am getting to this a little late in the game, but I don't know if anyone mentioned Angel Food? You don't have to qualify,...
- Grocery Shopping - only purchase what is on sale. Clothing - Don't go to the stores unless you have a list and then stick with the list. I purchase everything off...
- If you get your hair colored, you might want to consider doing it yourself. I am SO not the type of person who is good with hair, but out of necessity I recently star...
How to discipline a 15 years old teen stealing money from parent
Asked by J.L. from New York
on January 9, 2009
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My husband and I just noticed that our 15 year old has been taking money out of my husbands wallet to use for lunch. This is the ONLY time he is taking the money, so ...
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- Why does he need to "steal" money for lunch? Is he supposed to use his own money and doesn't want to? Is he poor at budgeting the money he is given for lunch? Does you...
- I agree wholeheartedly with the writer Ellen E. A teenager may want special little things like music or games and I think he/she should use an allowance for such thing...
- I just read your request. I also had a son that would take (steal) money from my wallet.. no, it wasnt for Drugs as some would say.. no nothing so dramatic. He want...
Money a Huge Problem
Asked by M.P. from Dallas
on April 10, 2007
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Hi ladies,
well my husband and i make enough money monthly to cover our bills and more. But we are so terrible at budgeting that we just scape by at the end of the m...
Answers
- Hello M., My husband is a financial advisor and so needless to say, we talk finances, budgets, investments all the time. He is also a Dave Ramsey Endorsed Local Pr...
- Get the Dave Ramsey book called, The Total Money Makeover. It will inspire you, and get you excited about controlling your own money and life, not letting it control ...
- We went to a program at our church called Financial Peace University. A lot of churches have the class. You can go on line to find out what church in your area or what...
Creative Ways to save Money?
Asked by J.F. from Boston
on February 16, 2010
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Hi moms, just looking for you to share some ways you save money each month...with 2 kids in daycare, money is really tight. We rarely go out to eat, we shop at the che...
Answers
- Only shop with coupons (ie: make meals around what is on sale either in the paper or at the store). This may require more frequent shopping trips (once or twice a week...
- Hi J., sorry this is long but i've been where you are and we've been doing this for almost 2 years now. i agree with a few items on here - we had to carefully ...
- Hi J.! Sorry this is so long, I hope at least one of the ideas works for you! One poster suggested getting a membership to a wholesale club, and I like her idea. ...